# CreditCat - IOU Tracker — Track who owes you money

> Track who owes you money (iPhone/iPad app by Siou Ci Lin.)

- Source: https://appshunter.io/ios/app/creditcat-iou-tracker/id6797475302 (this page in markdown: same URL + `.md`)
- Developer: [Siou Ci Lin](https://appshunter.io/developer/1895228964)
- Category: Productivity, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 10 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2026-08-19
- Data updated: 2026-10-31

## What is CreditCat?

Think for a second. Who still owes you money?

The trip you paid for. The lunch you covered.
Some of it is in chats. Some is in screenshots. Some is just in your head.
A few weeks later, you're searching through it all to work out who still owes what.

CreditCat keeps those IOUs in one place.
Record who, what for, how much, and when. See what they've paid and what's still owed, whenever you need to check.

Every person gets a cat.
While the money is outstanding, their cat waits by an empty bowl. As the days go by, it gets grayer, hungrier, and a little more miserable.
Once you're fully paid back, it finally gets a little fish.


KEEP TRACK AS THE MONEY COMES BACK

• Got the full amount for an item? Check it off. Paid back a little? Record what you received and see what's left
• Covering dinner or a group order? Add several people and items at once, and split amounts evenly without retyping everything
• Find someone by name or relationship when the list gets long
• Look back at paid-off items and every payment you've recorded, whenever you want to double-check


HARD TO ASK? SEND THE CAT

Keep the records just for yourself, or send someone their cat when you want to bring it up.
They get a short message and a link. They don't need the app: the link opens a page showing what they still owe and a cat waiting to be fed.

When it's hard to find the words, let the cat say it.

CreditCat never contacts anyone on its own. You decide whether to share and when.
It doesn't process payments or provide financial advice.

Sign in with Apple, or try it as a guest.

Terms of Use: https://doc-hosting.flycricket.io/creditcat-terms-of-use/0da31380-9ff0-42dc-87a3-7fd4fdc08d48/terms
Privacy Policy: https://doc-hosting.flycricket.io/creditcat-privacy-policy/3364aad1-b83e-49d4-8da3-8112783b37f5/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| CreditCat Pro | $0.99 | per month |


## Is CreditCat safe?

Not enough ratings yet to assess CreditCat.

## Is CreditCat legit?

CreditCat - IOU Tracker has limited verification signals. The AppsHunter Legitimacy Score for CreditCat is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.1 — 2026-10-29

You can now do the math right in the amount field!
・The amount field is now a calculator: add, subtract, multiply, divide
・One-tap "÷2" for splitting with one person
・Round decimals to a whole number in one tap
・Adding several people? Enter the total and it splits evenly
Thanks to everyone who sent feedback

### 2.0 — 2026-10-24

CreditCat 2.0 is here

• Small payments count, too. Record what you received and see what's still owed
• Covering dinner or a group order? Add several people and items at once, and split amounts evenly
• Find someone by name or relationship
• Look back at paid-off items and each payment you received
• Meet the new cats. Each has its own expression, and gets a little fish when you're fully paid back

A note for existing records: Items marked as paid in earlier versions use the original debt date as their payment date. To enter the actual date you received the money, open "Past records → Received" and edit the payment.

### 1.3 — 2026-10-07

・Send feedback right from Settings — tell me where you got stuck or what you'd like to see
・A well-fed cat now keeps you company when your list is empty
・Your plan is now easier to find, in the top-right corner of the home screen
・No more getting signed out on a weak connection — you'll see a retry option instead
・Shared messages now let the cat do the talking: "Its dinner money is $300 short."
・Faster Settings and other small fixes

### 1.2 — 2026-09-10

Rename a person or delete a single entry from their detail screen.
Small fixes and wording tweaks.

### 1.1 — 2026-08-31

CreditCat Pro is here.

Free: the shared reminder page always says the same thing — only the day count changes.
Pro: the wording changes on its own as time passes, so you never have to decide when to say more.

Also in this update:
· A new launch screen
· Faster startup

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## More apps by Siou Ci Lin

- [Boba Empire](https://appshunter.io/ios/app/boba-empire/id6763239650)

All apps by Siou Ci Lin: https://appshunter.io/developer/1895228964

## Related topics

[payback balance tracker](https://appshunter.io/ios/topics/payback-balance-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*