# Credit.com — Credit Score and Grades > Free credit score, report summary, and personalized insights for financial health. (iPhone/iPad app by Credit.com.) - Source: https://appshunter.io/ios/app/creditcom/id871022793 (this page in markdown: same URL + `.md`) - Developer: [Credit.com](https://appshunter.io/developer/871022796) - Category: Finance - Price: Free - Rating: 4.70/5 from 7,239 App Store ratings · 100 written reviews indexed - Age rating: 4+ - Requires: iOS 13 · 12 MB - Languages: American English - Released: 2014-07-06 - Data updated: 2026-08-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/creditcom/id871022793/reviews.md ## What is Credit.com? Discover the brand-new Credit.com app—now with a completely redesigned interface to make managing your credit simpler, smarter, and more secure. Check your credit score and report summary for free, track what’s impacting your credit, and get personalized insights to help you build a stronger financial future. Updates every 14 days let you see how your score changes over time, while our tools and resources give you actionable steps to improve. Best of all, using the Credit.com app won’t hurt your score, and your data is protected at every step by industry-leading security. TRACK YOUR SCORES • Get your free credit score and credit report snapshot • Monitor updates every 14 days to stay on top of changes • Spot potential fraud or identity theft early • Watch your score history to see your progress GET PERSONALIZED OFFERS • See which credit cards, loans, or other products you’re more likely to qualify for • Compare offers matched to your unique credit standing—before you apply With a refreshed design, intuitive navigation, and trusted tools, the Credit.com app makes it easier than ever to take control of your credit. ## Key features - Free credit score and report summary - Track credit score changes - Personalized insights for financial improvement - Monitor for fraud and identity theft - View credit offer eligibility - Score history tracking ## What do users think of Credit.com? Overall sentiment: negative **Pros** - 🚀 Accurate and up-to-date information - 👍 Easy to use and navigate - 💡 Provides mortgage scores **Cons** - 🐛 Login issues and app crashes - 🔍 Limited credit report details - 💸 Subscription required for full features **Commonly reported bugs** - Unable to login or create an account - App freezes or stops working after updates - Inconsistent credit score updates **Most requested features** - Fingerprint/biometric login - More detailed credit report information - Ability to dispute inaccuracies directly in the app ## Recent user reviews (10 of 100) All indexed reviews: https://appshunter.io/ios/app/creditcom/id871022793/reviews.md ### 1/5 — This is a joke *2026-02-01, version 3.0.0* It has the wrong information, and is a useless tool. ### 1/5 — Cannot sign in *2025-10-16, version 3.0.0* I can't sign in with the latest update! ### 1/5 — Cannot Login Since Last Update *2025-10-11, version 3.0.0* Since the latest update, I can no longer login to my account, receiving an invalid username/email address error. However, using the same credentials, I am able to login to the website just fine. Please correct this error/bug and I will happily modify my review. ### 5/5 — It’s not working. *2025-09-30, version 3.0.0* I’ve been usingcredit.com for years. Today September 30, at all. The old platform does not recognize my sign in or password. If you were going to change platforms today, notice should’ve been given. I’m disappointed. ### 1/5 — Unable To Sign In *2025-02-18, version 2.1.40* I open the app and it says that something went wrong. I try to enter my email address and it tries to do Face ID again and again says that something went wrong. It’s been like this for months. Please fix the app. ### 4/5 — Interface Could improve a bit more *2024-12-24, version 2.1.40* The app is great and cheaper than myfico, the only reason im giving it four and prefering myfico subscription over this is app interface could improve a bit more. Many clicks required to see more information. ### 2/5 — Go to school *2024-12-15, version 2.1.40* I can’t check my credit score cause they keep getting technical Issues. ### 3/5 — App doesn’t work *2024-11-16, version 2.1.40* If you are using the desktop no problem. The app itself even with the VPN temporarily off does not work. I can log in immediately kicked out back to the log in screen ### 1/5 — Canceling account *2024-09-27, version 2.1.40* There is absolutely no way to cancel my account. Why can’t you cancel, if not happy with the app? I tried contacting customer service in app. Doesn’t work. ### 1/5 — No lo recomiendo *2024-07-21, version 2.1.38* Esta aplicación es puro scam, le pagas por un servicio que no prestan, bajaron mi puntaje de crédito 80 puntos para hacer los reportes de mis servicios y de un día para otro no sale reflejado en la aplicación y solo me dicen que es error visual, y no tienen forma de quitar los hard inquiries de tu historial crediticio, lo que hacen es enviarte a otro lado para seguir pagando por algo que ellos deberían arreglar ## Frequently asked questions about Credit.com ### What does the Credit.com app do? The Credit.com app allows you to check your credit score and report summary for free. It helps you track what's impacting your credit, provides personalized insights to build a stronger financial future, and monitors changes to your score every 14 days. ### Is the Credit.com app free to use? Yes, the app offers a free credit score and credit report snapshot. While the core features are free, the app may have in-app purchases for additional services or premium features. ### How often is my credit score updated? Your credit score and report summary are updated every 14 days. This allows you to stay on top of any changes and see how your score progresses over time. ### Will checking my credit score hurt it? No, using the Credit.com app to check your credit score will not hurt your score. The app uses methods that are considered 'soft inquiries' and do not impact your credit rating. ### What kind of personalized offers can I expect? The app shows you credit cards, loans, or other financial products you are more likely to qualify for based on your credit standing. You can compare these matched offers before applying. ## Version history (last 5 releases) ### 3.0.0 — 2025-09-30 We’ve given the Credit.com app a complete design refresh! Enjoy a cleaner, more intuitive interface that makes it even easier to track, understand, and improve your credit. ### 2.1.41 — 2025-08-15 bug fixes and enhancements ### 2.1.40 — 2024-08-29 Bug fixes and enhancements ### 2.1.38 — 2024-05-06 bug fixes and enhancements ### 2.1.32 — 2023-10-16 Bug fixes and enhancements ## Apps similar to Credit.com | App | Rating | Price | Category | | --- | --- | --- | --- | | [Capital One CreditWise](https://appshunter.io/ios/app/capital-one-creditwise/id1008234539) | 4.8 (308,510) | Free | Finance | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,368) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,705,236) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,692,295) | Free | Finance | | [Self - Credit Builder & Cards](https://appshunter.io/ios/app/self-credit-builder-and-cards/id1364215562) | 4.9 (323,860) | Free | Finance | | [TransUnion®](https://appshunter.io/ios/app/transunion/id649008868) | 4.6 (38,728) | Free | Finance | ## Related topics [monitoring app credit](https://appshunter.io/ios/topics/monitoring-app-credit) · [credit score improve](https://appshunter.io/ios/topics/credit-score-improve) · [credit score monitoring](https://appshunter.io/ios/topics/credit-score-monitoring) · [mission federal](https://appshunter.io/ios/topics/mission-federal) · [experian identityworks](https://appshunter.io/ios/topics/experian-identityworks) · [app limit credit](https://appshunter.io/ios/topics/app-limit-credit) · [transunion hk credit report](https://appshunter.io/ios/topics/transunion-hk-credit-report) · [free credit score](https://appshunter.io/ios/topics/free-credit-score) · [free credit report score](https://appshunter.io/ios/topics/free-credit-report-score) · [free credit score improve](https://appshunter.io/ios/topics/free-credit-score-improve) · [new credit union one michigan](https://appshunter.io/ios/topics/new-credit-union-one-michigan) · [5point](https://appshunter.io/ios/topics/5point) · [credit score check and report](https://appshunter.io/ios/topics/credit-score-check-and-report) · [equifax core credit](https://appshunter.io/ios/topics/equifax-core-credit) · [credit report score](https://appshunter.io/ios/topics/credit-report-score) · [free credit score apps](https://appshunter.io/ios/topics/free-credit-score-apps) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*