# CreditFund - Credit Loan App — Personal Credit Loan App

> Online personal loan platform for Indian citizens aged 18-55. (iPhone/iPad app by PRAYAG CAPITALS INDIA LIMITED.)

- Source: https://appshunter.io/ios/app/creditfund-credit-loan-app/id1671116302 (this page in markdown: same URL + `.md`)
- Developer: [PRAYAG CAPITALS INDIA LIMITED](https://appshunter.io/developer/1671116304)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 14 MB
- Languages: English, Indonesian
- Released: 2023-02-17
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/creditfund-credit-loan-app/id1671116302/reviews.md

## What is CreditFund?

CreditFund is powered by PRAYAG CAPITALS INDIA LIMITED, an NBFC duly registered with the Reserve Bank of India (RBI).

CreditFund is a mobile financial platform that provides users with secure loan services. The brand-new online loan mode can be operated on the mobile terminal without cumbersome operations.

User age limit: 18-55 years old
Loan Amount: From ₹ 5000 to ₹ 50000
Loan term: minimum 90 days, maximum 365 days.
Interest rate: The maximum annual interest rate is not higher than 15-30%.

Example of interest calculation:
For example, if the loan amount is ₹ 2,000, the interest rate is 24% p.a., and the term is 120 days, the interest payable after deduction of fees will be as follows:
Interest = ₹ 2,000 * 24% / 365 * 120 = ₹ 158
Therefore, the total payable is ₹ 2,000 + ₹ 158 = ₹ 2,158
The monthly repayment amount is: ₹ 540

feature:
1. Online operation, no mortgage: fill in the registered mobile phone number online, and fill in the basic information to apply for a loan.
2. Various amounts: In order to meet the borrowing needs of different customers, we have designed a variety of loan products. Diversified products, reasonable planning of users' financial life.
3. Paperless: The whole process is online to ensure the safety of user data and funds.
4. Installment repayment: installment financial management solution, reduce user pressure, apply for installment online, and repay monthly.
5. Processing fee: no processing fee.

Why Choose Credit Fund?
• Fairness rate
• Fully online
• No collateral required

Require:
• Citizens of India.
• 18-55 years old.
• Have a steady income.

Safety:
All transactions are secured with 256-bit SSL encryption. All data is transferred over a secure connection. We will not share your data with any third parties without your consent. Your data is completely safe with us.

If you have any questions, please contact our online staff for assistance.

Working hours: 9 am to 18 pm (Monday to Friday)
E-mail: prayagcapitals@outlook.com
Address: 117, Saraswati Nagar, Gali No. 2, Teachers Colony, Firozabad, Uttar Pradesh 283203

## Key features

- Online loan application
- No collateral required
- Installment repayment options
- Paperless process
- Loan amounts up to ₹50000
- Annual interest rates up to 30%


## Frequently asked questions about CreditFund

### What is the minimum and maximum loan amount offered by CreditFund?

CreditFund offers loan amounts ranging from a minimum of ₹5000 to a maximum of ₹50000, catering to various borrowing needs.

### What is the maximum annual interest rate for loans from CreditFund?

The maximum annual interest rate for loans from CreditFund does not exceed 15-30%.

### What is the age range for CreditFund loan applicants?

Applicants for CreditFund loans must be between 18 and 55 years old and be citizens of India.

### Does CreditFund require any collateral for loans?

No, CreditFund provides loans without requiring any collateral, making the application process more accessible.

### How is the loan repayment structured with CreditFund?

CreditFund offers installment repayment solutions, allowing users to repay their loans monthly, which helps reduce financial pressure.

### Is my data safe with CreditFund?

Yes, all transactions are secured with 256-bit SSL encryption, and data is transferred over a secure connection. Your data will not be shared with third parties without your consent.

### What are the working hours for CreditFund customer support?

Customer support for CreditFund is available from 9 am to 6 pm, Monday to Friday.

### Does CreditFund have any processing fees?

No, CreditFund explicitly states that there are no processing fees associated with their loans.

## Version history (last 5 releases)

### 1.0.4 — 2023-04-23

1.Fixed some bugs

### 1.0.3 — 2023-03-16

1.fixbug

### 1.0.2 — 2023-03-09

1.bugfix

### 1.0.1 — 2023-03-06

1.Fixbug

### 1.0.0 — 2023-02-17

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*