# CreditO - loan manager — The loan manager

> The loan manager (iPhone/iPad app by Annamaria Dioguardi.)

- Source: https://appshunter.io/ios/app/credito-loan-manager/id1621267329 (this page in markdown: same URL + `.md`)
- Developer: [Annamaria Dioguardi](https://appshunter.io/developer/414344344)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 19 MB
- Languages: English, Italian
- Released: 2025-11-06
- Data updated: 2026-07-05
- User reviews in markdown: https://appshunter.io/ios/app/credito-loan-manager/id1621267329/reviews.md

## What is CreditO?

CreditO is the all-in-one app that helps you clearly and neatly manage all your financial commitments: mortgages, personal loans, financing, leasing, revolving cards, and installment payments.
With a modern and intuitive interface, CreditO allows you to monitor installments, due dates, interests, and remaining balances — with automatic notifications, advanced charts, and secure synchronization through iCloud.
>> Complete Installment Management
Create individual records for every type of financial commitment:
• Home mortgage
• Car leasing
• Purchase financing
• Personal loans
• Credit cards with installments
>> Advanced Analysis and Charts
• “Installment Trend” chart showing payment history and remaining balance.
• “Debt Distribution” chart to visualize how each loan contributes to your total debt.
• “Timeline Projection” chart displaying upcoming payment forecasts.
• Summary Dashboard:
 • Total monthly installments
 • Overall remaining balance
 • Completion percentage of each plan
>> Smart Notifications
• Automatic reminders before each payment due date.
>> iCloud Synchronization
• All data is automatically synced across your iOS, iPadOS, and macOS devices.
• Continuous backup and automatic recovery in case of reinstallation.
• No external servers — your data stays private and secure on iCloud.
>> Financial Intelligence
• Automatic calculation of APR and total interest based on remaining balance.
• Early payoff simulator — enter a date to see how much you could save.
• Alerts in case of overlapping payments (e.g., too many installments on the same day).
>> Modern and Customizable Interface
• Custom icons for each financing type.
>> Security
• All data is stored locally and on iCloud with full encryption.
• Access protected with Face ID or Touch ID.
• No data sharing with third parties — total privacy.

Terms of use: https://bmax.it/credito/terms
Privacy policy: https://bmax.it/credito/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Subscription | $3.99 | per year |
| Premium subscription 1 month | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Lifetime | $8.99 | one-time |



## Version history (last 5 releases)

### 1.1.222 — 2026-05-22

• Improved the Scheduled Notifications section;
• Advanced push notification features;
• Bug fixing;

### 1.1.215 — 2026-01-05

• Bug fix;

### 1.1.210 — 2026-01-02

Added new features for smart payment management;
Improved notifications;
Fixed a bug that could cause the app to crash when iCloud sync was enabled;
Various general improvements and minor bug fixes;

For any problems with this version, please write a message to credito@bmax.it

### 1.1.201 — 2025-11-14

• Added the option to enter an extra amount to reduce the loan payment or duration;
• Improved detail visualization in the simulators;
• Fixed some calculation errors;

For any issues with this version, please email credito@bmax.it

### 1.1.125 — 2025-11-11

• New widgets added 
• User interface improvements
• Bug fix

## Apps similar to CreditO

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [iDindi - Save money](https://appshunter.io/ios/app/idindi-save-money/id342015062) | — | $3.99 | Finance |
| [Strakkx](https://appshunter.io/ios/app/strakkx/id6478648511) | — | Free | Finance |
| [Lendnote: Smart Debt Tracker](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739) | — | Free | Finance |
| [AleBudget](https://appshunter.io/ios/app/alebudget/id6769950256) | — | Free | Finance |
| [Loan Manager - Manage Loans](https://appshunter.io/ios/app/loan-manager-manage-loans/id6478566737) | 2.5 (2) | Free | Finance |
| [Retrivo](https://appshunter.io/ios/app/retrivo/id6749649024) | — | Free | Finance |

## More apps by Annamaria Dioguardi

- [Time Plan - timetables manager](https://appshunter.io/ios/app/time-plan-timetables-manager/id1000394504)
- [Steccone](https://appshunter.io/ios/app/steccone/id1462572815)

All apps by Annamaria Dioguardi: https://appshunter.io/developer/414344344

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*