# CreditSmart

> CreditSmart (iPhone/iPad app by 6uo Games.)

- Source: https://appshunter.io/ios/app/creditsmart/id6815138231 (this page in markdown: same URL + `.md`)
- Developer: [6uo Games](https://appshunter.io/developer/1712049504)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English
- Released: 2026-10-06
- Data updated: 2026-10-11

## What is CreditSmart?

每次付款前，先了解手上信用卡的估算回贈。

CreditSmart 是為香港信用卡使用者而設的離線比較工具。選取你已擁有的卡，輸入商戶、消費類別、付款方式及港元金額，即可比較資料快照所列條件下的估算結果。

【只比較你擁有的卡】
建立卡種清單，設定你已完成的銀行優惠登記及適用自選類別。毋須輸入信用卡號碼、銀行密碼或身份證資料。App 內的登記設定不會代你向銀行登記。

【按情境查看估算】
分別處理網上付款、流動付款、電子錢包及增值情境；按資料所列條件顯示現金回贈、積分或里數的港元估值。里數價值可按個人兌換估值調整，並非銀行承諾的現金回贈。

【手動記錄本月消費】
在裝置上記錄消費，查看本月已記錄金額、支援規則的合資格消費額度及最近紀錄。這些資料不是銀行結單，也不能確認銀行實際計算的獎賞資格。

【離線使用，原生介面】
支援 iPhone、iPad、繁體中文及英文。錢包、偏好設定與手動消費紀錄儲存在本機；沒有銀行連線或雲端同步。你可自行透過系統分享功能分享估算。

【使用前請留意】
信用卡資料是隨 App 附帶的離線快照，不是即時優惠，亦未重新核實所有銀行最新條款。商戶分類、優惠登記、最低消費、外幣費用、上限及實際回贈，以發卡銀行最新條款與審核為準。部分共用回贈上限暫只估算基本回贈；部分手續費及兌換價值採用模型預設。

CreditSmart 不提供信用卡申請、貸款、付款或銀行帳戶服務，亦不保證任何回贈。現有 6uo Mini App 的錢包與紀錄不會自動匯入。請先核對銀行最新條款，再作消費決定。

## Is CreditSmart safe?

Not enough ratings yet to assess CreditSmart.

## Is CreditSmart legit?

CreditSmart appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for CreditSmart is 70 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-06

No release notes.

## Apps similar to CreditSmart

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Parker: Expense Tracker Budget](https://appshunter.io/ios/app/parker-expense-tracker-budget/id6754345637) | 4.9 (160) | Free | Finance |
| [OKX Wallet: Buy Crypto & RWA](https://appshunter.io/ios/app/okx-wallet-buy-crypto-and-rwa/id6743309484) | 3.9 (113) | Free | Finance |
| [TransUnion HK Credit Report](https://appshunter.io/ios/app/transunion-hk-credit-report/id1600437761) | 3.4 (14) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (19,613) | Free | Finance |

## More apps by 6uo Games

- [6uo](https://appshunter.io/ios/app/6uo/id6469476100)
- [Curling Curling 3D](https://appshunter.io/ios/app/curling-curling-3d/id6476543522)
- [Cross The Road 3](https://appshunter.io/ios/app/cross-the-road-3/id6478008503)
- [Ice Runner 2](https://appshunter.io/ios/app/ice-runner-2/id6479747838)
- [Pet Battle 2](https://appshunter.io/ios/app/pet-battle-2/id6502584855)
- [Space Blocks Crush](https://appshunter.io/ios/app/space-blocks-crush/id6670476659)

All apps by 6uo Games: https://appshunter.io/developer/1712049504

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*