# CreditUp by 5Star Bank

> Secured installment loans for credit building with credit monitoring. (iPhone/iPad app by 5star BANK.)

- Source: https://appshunter.io/ios/app/creditup-by-5star-bank/id6448131930 (this page in markdown: same URL + `.md`)
- Developer: [5star BANK](https://appshunter.io/developer/661882979)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 102 MB
- Languages: Arabic, Dutch, English, French, German, Greek, Hebrew, Italian, Japanese, Korean and 9 more
- Released: 2023-06-12
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/creditup-by-5star-bank/id6448131930/reviews.md

## What is CreditUp by 5Star Bank?

Welcome to the simplest way to save, and build the credit you need.
 
With the CreditUp by 5Star Bank credit builder app, we do the work, you get the credit!

-Easy and fast application
-Low interest rates
-Zero fees
-Backed by 5Star Bank, a U.S. based bank, headquartered in Colorado
-Flexible Loan Amount: Minimum $500 to Maximum $1200
-No hard inquiry on credit report
-Includes credit score monitoring (Experian Vantage Score)



New to CreditUp! For added flexibility, new CreditUp account holders can choose their own payment withdrawal date!



CreditUp by 5Star Bank provides a secured installment loan. Funds from your loan are placed in a secure savings account and used as collateral for your loan. When your loan is paid off, you can choose to keep your savings account, or close the account and have the funds sent to you. 



To find out more visit CreditUpBuilder.com 



Terms & Conditions
To apply, you must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number and with a physical address in the U.S. Applicants will verify identity with a valid state-issued Driver’s License, state-issued ID, or current U.S. passport. A valid checking or savings account is required if you choose to make your monthly payment with a direct debit via ACH from your bank account. All loans are subject to approval.



CreditUp By 5Star Bank does not remove damaging credit history from your credit report nor repair harmful information previously reported to your credit file. Disclaimer: Credit score improvement is not guaranteed. Changes to your credit score are dependent on your specific financial behavior and history. Failure to make the minimum required loan payments by the payment due date each month may result in your loan payment(s) being reported as delinquent to credit bureaus which may negatively impact your credit score.



Any endorsements, examples, and illustrations cannot guarantee that the user will achieve similar results. Individual results may vary significantly. Factors such as your plan, personal effort and many other circumstances will cause results to vary. Testimonial - Paid Endorsement - The comments above are related to individual experiences. Individual results may vary. Endorsement may not be representative of the experience of other customers. The endorsement is no guarantee of future performance or success.



CreditUp By 5Star® is a registered trademark of 5Star Bank. FICO® is a registered Trademark of Fair Isaac Corporation. Experian® is a registered trademark of Experian Holdings, Inc.




5Star Bank. BBB Accredited Business, BBB Rating A+ as of 2/4/2020. Member FDIC. Equal Housing Lender.

## Key features

- Credit building loans
- Secured by savings account
- Credit score monitoring
- Flexible payment dates
- Low interest rates
- Zero fees

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/creditup-by-5star-bank/id6448131930/reviews.md

### 5/5 — 5 star bank is the best credit builder i have ever seen.

*2024-08-11, version 1.0*

I used 5 star bank to rebuild my credit i was very happy 😊 i started seeing my score raise as i were making on time payments. I would like to address the elephant in the room they way this works you open account and you choose to go with the $1,200 account and you went with two years and your payment is $55.85 each month you make on time payments it goes into like a savings account that you earn interest on every month. and when two years roll around they refund you the money you paid which is $1,200 you get back to you by this time you have built a 24 month paying history that looks 👀 great on your credit report. In my opinion a month before it hit the 24 months open you a second account with 5 star bank to keep the great paying history going you started with 2 years now you got 4 years of great paying history if I was a banker i would approve you for your loan before you blink your eyes 👀 that's what they looking for will you pay your loan payment on time. I felt like i needed to come out address a review that someone saying scam alert this is someone who didn't understand the program  . I am very familiar with the program bc two years ago I was a client about to renew my loan for two years.

### 1/5 — Scam Alert

*2023-12-27, version 1.0*

This is a scam, don’t let anyone use this service. I use to work in this industry and everything they do can be done by yourself for almost nothing and the things they try to promise “with out legally promising” isn’t true.

## Frequently asked questions about CreditUp by 5Star Bank

### How does CreditUp help build credit?

CreditUp provides a secured installment loan. Your loan payments are reported to credit bureaus, which can help build your credit history. Funds from your loan are held in a secure savings account as collateral.

### What are the loan limits and interest rates for CreditUp?

Loan amounts range from a minimum of $500 to a maximum of $1200. The app offers low interest rates and zero fees for its services.

### Does CreditUp perform a hard inquiry on my credit report?

No, CreditUp does not perform a hard inquiry on your credit report when you apply. This means applying will not negatively impact your credit score.

### What credit score monitoring does CreditUp offer?

CreditUp includes credit score monitoring using the Experian Vantage Score. This allows you to track your credit progress within the app.

### What are the eligibility requirements for CreditUp?

To apply for CreditUp, you must be at least 18 years old, a U.S. citizen or permanent resident with a valid SSN, and have a U.S. physical address. Identity verification with a valid state ID or passport is required.

### Can I choose my payment withdrawal date with CreditUp?

Yes, new CreditUp account holders have the flexibility to choose their own payment withdrawal date, offering added convenience for managing your finances.

### Is CreditUp available on all devices?

CreditUp is available for iPhone, iPad, and iPod devices. It is designed for iOS users looking to improve their credit.

### Does CreditUp guarantee credit score improvement?

Credit score improvement is not guaranteed and depends on your individual financial behavior and history. Failure to make timely payments may negatively impact your credit score.

## Version history (last 1 release)

### 1.0 — 2023-06-12

No release notes.

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## More apps by 5star BANK

- [5Star Bank Mobile Banking](https://appshunter.io/ios/app/5star-bank-mobile-banking/id661882976)
- [5 Star Bank Business Mobile](https://appshunter.io/ios/app/5-star-bank-business-mobile/id1305250323)

All apps by 5star BANK: https://appshunter.io/developer/661882979

## Related topics

[creditup by 5star bank](https://appshunter.io/ios/topics/creditup-by-5star-bank) · [5 star bank](https://appshunter.io/ios/topics/5-star-bank) · [5star bank](https://appshunter.io/ios/topics/5star-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*