# Crediviva

> Digital platform for installment purchases with flexible payment options. (iPhone/iPad app by Crediviva.)

- Source: https://appshunter.io/ios/app/crediviva/id6502125656 (this page in markdown: same URL + `.md`)
- Developer: [Crediviva](https://appshunter.io/developer/1744458070)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 152 MB
- Languages: European Spanish
- Released: 2024-12-08
- Data updated: 2026-07-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/crediviva/id6502125656/reviews.md

## What is Crediviva?

Descubre la mejor manera de comprar a plazos con Crediviva. En colaboración con los principales Almacenes del país, Crediviva te brinda el poder de cumplir tus sueños al permitirte adquirir lo que siempre has deseado a través de cuotas manejables.

Cómo Funciona Crediviva:
Nuestro proceso es increíblemente sencillo, consta de solo 4 pasos para hacer realidad tus sueños.
1. Descarga la aplicación Crediviva y regístrate o inicia sesión.
2. Completa nuestro formulario rápido.
3. Utiliza tu línea de crédito en tus tiendas afiliadas favoritas.
4. Paga tus compras en las tiendas usando un código QR, haciendo que el proceso de pago sea fluido y conveniente.

Cuotas Flexibles:
Compra con comodidad, ya que tienes la flexibilidad de dividir tus pagos en hasta 24 cuotas mensuales, adaptadas a tu presupuesto y preferencias.

Ofertas Exclusivas al 0% APR:
Desbloquea ofertas inigualables con nuestras ofertas especiales al 0% APR, asegurando que puedas comprar con tranquilidad.

Proceso 100% Digital:
Experimenta un proceso totalmente digital que elimina la necesidad de una tarjeta de crédito. Tu experiencia con Crediviva es libre de complicaciones y segura.

Administra Tu Cuenta:
Desde tu panel de inicio, tendrás el poder de:
- Verificar el saldo de tu préstamo.
- Revisar tu historial de pagos.
- Explorar tus tiendas favoritas y ofertas exclusivas.
- Comprar en más de 25 tiendas en todo el país.

## Key features

- Installment purchases
- Up to 24 monthly installments
- 0% APR offers
- 100% digital process
- QR code payments
- Account management
- Over 25 affiliated stores

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/crediviva/id6502125656/reviews.md

### 5/5 — Excelente aplicación

*2024-12-26*

Con esta aplicación puedo comprar a crédito en muchísimos comercios

### 5/5 — Great app

*2024-12-10*

Great UX/UI never had a problem

## Frequently asked questions about Crediviva

### How does Crediviva work?

Crediviva allows you to buy items on installment by registering, completing a form, using your credit line at affiliated stores, and paying with a QR code. You can manage your account, check balances, and review payment history within the app.

### What are the payment terms with Crediviva?

Crediviva offers flexible payment terms, allowing you to divide your purchases into up to 24 monthly installments. This helps you manage payments according to your budget and preferences.

### Are there any special offers with Crediviva?

Yes, Crediviva provides exclusive offers with 0% APR. This means you can purchase items without incurring interest charges, making it a cost-effective way to acquire your desired goods.

### Is Crediviva a secure platform?

Crediviva offers a 100% digital process that eliminates the need for a physical credit card, aiming for a complication-free and secure experience. The app is rated 5.0 stars, indicating high user satisfaction with its functionality.

### How many stores are affiliated with Crediviva?

Crediviva partners with over 25 stores across the country. This wide network allows you to utilize your credit line and make purchases at many of your favorite retailers.

### What devices does Crediviva support?

Crediviva is available on iPhone, iPad, and iPod devices. The app is designed for iOS users looking for a convenient way to manage their installment purchases.

### How often is Crediviva updated?

The latest version of Crediviva is 3.1.1, which was last updated on March 12, 2026. Regular updates ensure the app remains functional and secure for users.

### Does Crediviva have ads?

No, Crediviva does not contain advertisements. The app is free to download and use without any interruptions from ads.

## Version history (last 5 releases)

### 3.6.1 — 2026-07-08

Mejoras en validaciones biométricas

### 3.6.0 — 2026-07-07

Mejora en la seguridad y biometría

### 3.5.0 — 2026-06-09

Mejoras en la experiencia de verificación y validación de identidad

### 3.4.0 — 2026-05-18

mejoras en verificación kyc

### 3.3.0 — 2026-04-28

Mejoras en la experiencia

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| [Davivienda Panamá](https://appshunter.io/ios/app/davivienda-panama/id1178031196) | — | Free | Finance |
| [Banca Móvil de BNP 2.0](https://appshunter.io/ios/app/banca-movil-de-bnp-20/id6449549901) | 3.8 (16) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-22.*