# CredoApply

> CredoApply (iPhone/iPad app by CredoLab Pte. Ltd..)

- Source: https://appshunter.io/ios/app/credoapply/id1592975201 (this page in markdown: same URL + `.md`)
- Developer: [CredoLab Pte. Ltd.](https://appshunter.io/developer/1267809205)
- Category: Business, Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 12.4 · 21 MB
- Languages: American English
- Released: 2021-11-05
- Data updated: 2026-02-19
- User reviews in markdown: https://appshunter.io/ios/app/credoapply/id1592975201/reviews.md

## What is CredoApply?

The CredoApply demo app is used only by Credolab's Internal Team to conduct product demos to prospective clients. The loan application and scores are for illustrative purposes only and cannot be used to receive credit from CredoLab Pte Ltd.**

CredoApply demo is a digital origination demo app published by CredoLab Pte Ltd. It allows customers to select and apply for a loan in real-time. Built on Credolab’s powerful alternative credit scoring technology, the CredoApply demo is packed with mobile intelligence to help manage all steps of the onboarding process in a user-friendly and intuitive way. The CredoApply demo guides customers through the application form, performs anti-fraud checks, and calculates a digital score in a few simple steps and without any friction added to the process.

The CredoApply demo allows users to apply for different types of loans depending on the customers’ needs: personal loan, appliances, business, or other needs.

The loans have the following characteristics:
Loan amount: $50-$3000
Interest rate calculation: (Loan amount / 100) * Loan interest percent * (Loan term* 0.5)
Processing fee calculation: (Loan amount / 100) * Loan processing fee percent * (Loan term*0.5)
Loan interest percent: 4.5% - 7% p.a
Loan processing fee percent: 1.7% - 2.7%
Maximum Annual Percentage Rate (APR): 49%
Loan repayment: between 3 and 24 months


APR Sample:

For example, if a customer borrows a personal loan of $1,000 and chooses to repay in 3 months, she shall pay $105 in interest and $38 as processing fee. As such, the customer receives $962, while the total amount due is $1,105.

CredoLab respects your privacy
Credolab processes only privacy-consented and permissioned metadata. 
We always ask for your permission before accessing the information on your phone. All information requested is relevant to creating an alternative credit score and detecting potential fraud.
For more information on our data practices, please refer to https://www.credolab.com/privacy-policies/gdpr-privacy-policy.


## Version history (last 5 releases)

### 2.5.0 — 2025-10-20

Minor UI improvements

### 2.4.0 — 2025-08-29

Minor UI improvements

### 2.3.1 — 2024-05-02

Minor bug fixes and improvements

### 2.3.0 — 2024-04-29

Minor bug fixes and improvements

### 2.2.0 — 2023-12-19

UI and performance improvements

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## More apps by CredoLab Pte. Ltd.

- [Simplified CredoApply](https://appshunter.io/ios/app/simplified-credoapply/id1625893433)
- [Mango Finance PLC](https://appshunter.io/ios/app/mango-finance-plc/id1637811314)

All apps by CredoLab Pte. Ltd.: https://appshunter.io/developer/1267809205

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-02-19.*