# Credway - Låna pengar — Creditcard in your phone

> Digital credit line for instant cash transfers to your bank account. (iPhone/iPad app by Northmill Bank AB.)

- Source: https://appshunter.io/ios/app/credway-lana-pengar/id1187860498 (this page in markdown: same URL + `.md`)
- Developer: [Northmill Bank AB](https://appshunter.io/developer/1187860497)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 5 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 9 MB
- Languages: American English, Swedish
- Released: 2017-02-24
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/credway-lana-pengar/id1187860498/reviews.md

## What is Credway?

Så fungerar Credway
Credway är som ett kreditkort i appen. Nya kunder ansöker om en kreditgräns upp till 30 000 kr och överför pengar direkt till sitt vanliga bankkonto.

Credway har inga avgifter förutom ränta på pengarna som du överför. Om du inte överför pengar, kommer det aldrig kosta något.

Priser
Månadsräntan är 2,17% på beloppet du överför. Den effektiva årsräntan är 29,33%. Om du överför 1000 kr skulle det kosta 1022 kr att betala tillbaka hela skulden efter en månad.

Prisgaranti
Vi har även infört en prisgaranti. Det betyder att om du hittar ett billigare lån inom Credways segment så matchar vi inte bara det priset, utan ger dig också 10 % rabatt.

Lånekrav
För att låna pengar hos Credway måste du ha fyllt 18 år.

Delbetala din kredit
Varje månad väljer du om du vill återbetala eller delbetala ditt lån - det fungerar på samma sätt som ett vanligt kreditkort.

Logga in med BankID
Du loggar enkelt in i Credways app genom att identifiera dig med Mobilt BankID.

Kundtjänst
Credways kundtjänst nås via telefon, e-post eller chatt och är tillgänglig alla dagar i veckan.

## Key features

- Apply for credit up to 30,000 SEK
- Transfer funds to bank account
- Interest charged only on borrowed amounts
- Monthly repayment or partial payment options
- Login with BankID
- Customer support available daily


## Frequently asked questions about Credway

### How does Credway work?

Credway functions as a digital credit card. You can apply for a credit limit and transfer funds directly to your bank account. Interest is only charged on the amount you transfer, and if you don't transfer any money, it costs nothing.

### What are the costs associated with Credway?

Credway has no fees other than interest on the money you transfer. The monthly interest rate is 2.17%, resulting in an effective annual rate of 29.33%. For example, borrowing 1000 SEK would cost 1022 SEK to repay after one month.

### Does Credway offer a price guarantee?

Yes, Credway has a price guarantee. If you find a cheaper loan within Credway's segment, they will not only match the price but also give you an additional 10% discount.

### What are the requirements to borrow money with Credway?

To borrow money with Credway, you must be at least 18 years old. You can easily log in to the app using Mobilt BankID for identification.

### How can I repay my credit with Credway?

Each month, you can choose whether to repay your loan in full or make partial payments, similar to how a standard credit card operates.

### What is the update frequency for Credway?

The latest version of Credway is 2.0.1, and it was last updated on January 3, 2025. This indicates regular updates to improve functionality and security.

### Is Credway available on multiple devices?

Credway is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users.

### How can I contact Credway customer support?

Credway's customer support can be reached via phone, email, or chat and is available every day of the week.

## Version history (last 5 releases)

### 2.0.1 — 2025-01-03

Vi arbetar kontinuerligt med att förbättra vår app för att leverera bästa möjliga upplevelse. Denna senaste uppdatering inkluderar:
- Prestandaförbättringar

### 2.0.0 — 2024-04-15

We are constantly working on improving our app in order to give you the best possible experience.
In the latest update, we have:
- Security update for BankID, "Safe Start"
Because of this, logging in with previous versions of the app will not be possible as of May 1, 2024.

### 1.7.0 — 2022-04-06

We are constantly working on improving our app in order to give you the best possible experience.
In the latest update, we have:
- Diverse bugfixes

### 1.6.4 — 2021-12-14

We are constantly working on improving our app in order to give you the best possible experience.
In the latest update, we have:
- Diverse bugfixes
- Update increase limit flow

### 1.6.3 — 2020-12-16

We are constantly working on improving our app in order to give you the best possible experience.
In the latest update, we have:
- Diverse bugfixes
- Security improvements

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## More apps by Northmill Bank AB

- [Northmill](https://appshunter.io/ios/app/northmill/id1330613161)
- [Northmill Bank Norway](https://appshunter.io/ios/app/northmill-bank-norway/id1564413194)

All apps by Northmill Bank AB: https://appshunter.io/developer/1187860497

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*