# Crew Finance — Banking & budgeting perfected > Integrated checking account for budgeting, saving, and family finance management. (iPhone/iPad app by Crew Finance.) - Source: https://appshunter.io/ios/app/crew-finance/id6449719743 (this page in markdown: same URL + `.md`) - Developer: [Crew Finance](https://appshunter.io/developer/1690226433) - Category: Finance - Price: Free - Rating: 4.90/5 from 1,396 App Store ratings · 90 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 141 MB - Languages: American English - Released: 2023-11-11 - Data updated: 2026-09-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/crew-finance/id6449719743/reviews.md ## What is Crew Finance? "Simply put: there is no better way to manage your personal finances than what Crew has built." -Spencer (Crew user since 2025) Crew lets you experience the difference between following a budget and leading a budget. Instead of an app telling you what to do with your money, you tell the app what to do — and it keeps doing what it’s supposed to even on nights, weekends, holidays, or when your blood sugar is low. With Crew you can: - organize your money into pockets - link pockets to your cards for mindful, intentional spending - use Autopilot to program your budget - add your partner and children to your financial plans Most budgeting apps stand on the sidelines and tell you what you already spent. Crew is a high-yield checking account with budgeting features built in — It can tell you what you're spending and saving in real time, and even decline purchases when you're going over budget. Crew is strong enough to save real money but easy enough to use day-after-day. Crew is perfect for: - knowing what amount is safe to spend - helping you aggressively pay down debt or save for goals - having a digital envelope budget - paying yourself first automatically - giving every dollar a job It takes most people less than 5 minutes to open an account and — unlike some personal finance and envelope budgeting apps — Crew has no required set-up fees, subscriptions, or minimums. Still thinking? Here's what others have to say about using Crew to manage their banking and personal finances: "They have the best and coolest features of any banking app that I've seen so far, and I've tried a few. Everything works super well and you can do SO MANY cool and useful things." - Jackson “After switching to Crew, I realized I don’t really need a traditional budgeting app. My paycheck goes into Crew and everything just happens automatically. It’s one of those ‘set it and forget it’ setups that actually works.” -Tamil "Financial stress has been a big part of my life and banking through Crew with Autopilot setting aside money for bills, I feel the stress lifting away." -Kristen "After hiding monthly bills money from our view, our income-to-outgoing last month was over $1,500, which is honestly unheard of for us. We're having amazing results!" -Jesika Still reading? Aren't you precocious! If you're this into the details of a banking app, you're definitely Crew material. Give it a try! ----- Crew is a financial technology company, not a bank. Deposit accounts and the Crew Mastercard Debit Card are provided by Bangor Savings Bank, Member FDIC. The Crew Mastercard Credit Card is issued by Celtic Bank. Mastercards issued pursuant to licences by Mastercard International Incorporated. Mastercard and the circle design are registered trademarks of Mastercard Incorporated International. Spend anywhere Mastercard is accepted. ## Key features - Organize money into budget pockets - Automate paycheck splitting - Spend directly from budget - Family joint and child accounts - Automated allowances - Family financial controls ## What do users think of Crew Finance? Overall sentiment: positive **Pros** - 👨‍👩‍👧‍👦 Excellent family banking features - 💰 High-yield checking and savings APY - 🎯 Intuitive pocket/envelope budgeting system - 💳 Virtual card customization and control - ⚡ Fast app performance and load times - 🤝 Responsive and helpful customer support - 🎓 Great for teaching kids financial responsibility - 🔄 Seamless automation and bill management - 🎨 Clean, user-friendly interface design - 🔒 FDIC insured and secure - 💡 Innovative features and regular updates - 🚀 Quick onboarding process **Cons** - 🐛 App crashes on startup - 🔗 Account linking issues and loading circles - 💳 Transaction failures without clear explanation - 🖥️ Limited desktop functionality - 📱 Not a native iOS app - ⚠️ Account freezing for suspected activity - 📧 Login/email verification problems **Commonly reported bugs** - App crashes during startup - Processing application screen keeps crashing - Account linking fails with persistent loading - Transaction failures at point of sale - Email verification loop preventing login - Card transactions blocked without clear reason - App stability issues requiring restart **Most requested features** - Check sending capability - Zelle payment integration - Native iOS app with widgets and App Shortcuts - Bi-weekly payment options - Full banking charter - Investment features (ETFs, stocks, mutual funds, crypto) - College savings mutual fund pockets - Desktop app parity with mobile ## Recent user reviews (10 of 90) All indexed reviews: https://appshunter.io/ios/app/crew-finance/id6449719743/reviews.md ### 4/5 — Almost perfect banking app *2026-09-04* I've been using Crew for about 2 months and it's almost everything I ever wanted in a banking app. First, it offers a competitive interest rate on a CHECKING account which is like unheard of. I love the pockets and the ability to assign custom rules so I can easily send money to my pockets before I'm even tempted to spend it. The feature to assign transactions to specific pockets is also a game changer (I haven't ordered a debit card yet but you can also assign IRL transactions to specific pockets with the card). My only complaints so far are 1) I had a bit of trouble setting up my direct deposit. This is likely less of a Crew issue and more just that they partner with a small bank. But the team is incredibly responsive (I sent an email and the CEO responded). 2) The Autopilot feature isn't quite there yet. I love it in theory. The reserve is a great feature and the ability to easily track monthly income, spending, pockets/savings, and surplus is very helpful. My main complaint is the "Upcoming Payments" section is not intuitive at all. For example, I had it set to send $200/month to my Car Insurance pocket every 2 weeks (on payday). I would expect the Upcoming Payments to list out those biweekly transfers (the day of the transfer, how much is being transferred into the pocket, and where it's coming from). Instead it lists one transfer for ~$91 and just says the plan is "on track" by a specified date. I get that that $91 doesn't equal $200/2 because sometime times there are 3 paychecks a month. I also get that it might not just pull a set dollar amount from every paycheck to leave as much spending money upfront as possible. I appreciate those features and would like to continue to use them but I can't if I use the alternative and set up a custom Payday Routine rule to transfer a set amount every paycheck. But as a user, I would like to be able to track and anticipate when and where the autopilot transfers to my pockets are coming from instead of relying on this black box "on track" message. ### 5/5 — A better checking account *2026-08-27, version 2.2.7* Crew Finance combines high yield savings with everyday checking, so your money earns interest while you spend. In my experience, it’s a significant upgrade over Wells Fargo for everyday banking. ### 5/5 — Amazing *2026-08-27, version 2.2.7* Great app, clean interface. ### 5/5 — Great for the kids *2026-08-11, version 2.2.7* Ever since we got this, it’s been great to be able to help our kids learn about budgeting and spending habits and also find opportunities for them to have an account that they can see their savings and be independent in their spending. ### 5/5 — Great Financing App for Families *2026-08-07* My mom and sister have set up a family together on here which helps with all of the transferring money around. I love that it give a good amount of interest a month and it doesn’t give some lame 1.50% APY. Mine literally give me 2.95% APY interest each month. I only have an allowance of about $30 a month and yet I’m still making at least a $1 a year in interest. ### 5/5 — Best banking app *2026-08-04, version 2.2.7* This is the only app that’s allowed me to get my finances under control. They’re always dropping amazing features as well. Just download the app, you’ll be happy. ### 5/5 — Good *2026-07-20, version 2.2.5* Good ### 4/5 — Getting There *2026-07-16* Crew isn’t perfect, but no fintech banking app is. This one has met nearly all of my asks and the support team has been responsive about bugs and quirks. Updates come which have alleviated some of the pain points, but not all. It’s still cooking, and not surprising given that banking such a challenge to make easy, but it’s getting there. -1 star for some glaring lack of UX research & user friendliness. I hope they can figure these leftover things out and then i’ll be happy to recommend it to people that are much harsher critics. **Developer response:** We'd love to hear what user friendliness issues you're experiencing at support@trycrew.com. We're pretty eager to tackle these sorts of things when we learn about them. ### 5/5 — Simple, Qube & One Refugee Finds Amazing Budgeting App *2026-07-14* I’ve been through multiple migrations over the years, most without my approval. After some frustrating sacrifices with Qube & One, and their ultimate collapse/transformation… I’ve finally found the ideal solution for me and my fam. Amazed at the balance between simplicity, full features & smart automations with a solid philosophical foundation and approach to banking & budgeting. Bravo Gentry, Steve & the whole Crew crew. ### 5/5 — Future of Banking *2026-07-11* It took a while to get workflows set up, but it completely replaced how I budget for things. Bill reserve/Autopilot is powerful. If you’re looking for a way to have money ready for your bills automatically, this is it. Name your bills (or select them from transactions) and include how you’ll fund them (paycheck, income) and it will fund those bills by the date they need to go out. That by itself is worth the switch. But that’s not why I am writing this review. Imagine you’ve set a budget on takeout for the month. Let’s call it a dining out pocket. You create a pocket (in their terms) for the month. You create a virtual card that you can use online that is specific to the pocket. Transaction automatically deducts from that pocket. Easy. Didn’t create a virtual card? No problem, if you paid with your main debit card, you can categorize it after and it will deduct from the appropriate pocket. Wanted to use your CC for cash back or miles? Pay the card with Crew and select the category and (say it with me now) it will deduct from the appropriate pocket. Wanted to dine in instead? Select the appropriate pocket in the app that you want to use once you get the bill or are at the POS to pay. It’s that simple. And if you’re tracking your budget, something tells me you’d like to have some money working for you. You can set a rule to round up transactions to go to saving or checking, etc. But you can also set rules like I have for something like dining out: at the end of the month, anything that I didn’t use from the budget for dining out, goes into savings, the next day (the 1st of the month) it automatically gets the money transferred from checking. I never feel the pressure or seeing my checking balance at $30, because I have (mostly) every dollar assigned to a role. I could see Crew getting into other products like investments, retirement accounts among others, that other neo-banks are participating in and if they’re seeing this, I think it’s a wonderful idea. I am so stoked being a Crew member. ## Frequently asked questions about Crew Finance ### What does Crew Finance do? Crew Finance offers a powerful checking account designed to help you organize your money, automate your budget, and grow your savings. It integrates budgeting directly into your bank account, allowing you to create specific pockets for different spending categories and split your paycheck automatically. ### What are the key features of Crew Finance? Key features include creating dedicated pockets for budget categories, automatically splitting paychecks, spending directly from your budget with a debit card, and robust support for family finances. This includes joint accounts, child accounts, automated allowances, and parental controls. ### Is Crew Finance free to use? Based on the provided information, the app is listed as free. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting it is a free service. ### Who is the target audience for Crew Finance? This app is designed for individuals and families who want a more integrated approach to managing their finances. It's particularly useful for those looking to simplify budgeting, automate financial tasks, and manage money for multiple family members. ### How does Crew Finance handle banking services? Crew Finance is a financial technology company, not a bank itself. The banking services, including the checking account and debit card, are provided by Bangor Savings Bank, a Member FDIC. This ensures your funds are protected up to FDIC insurance limits. ## Version history (last 5 releases) ### 2.2.8 — 2026-09-04 Autopilot has been massively updated to help you track your income, bills, and pocket plan! ### 2.2.7 — 2026-07-24 Miscellaneous bug fixes ### 2.2.6 — 2026-07-24 Visual improvements and foundational work for digital wallet integration ### 2.2.5 — 2026-06-16 Autopilot beta upgrades ### 2.2.3 — 2026-04-21 Miscellaneous fixes ## Apps similar to Crew Finance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Qube Money: Envelope Budgeting](https://appshunter.io/ios/app/qube-money-envelope-budgeting/id1542093769) | 4.6 (1,606) | Free | Finance | | [Andi - from Fidelity Bank](https://appshunter.io/ios/app/andi-from-fidelity-bank/id6448390338) | 5.0 (2) | Free | Finance | | [Percapita](https://appshunter.io/ios/app/percapita/id1617975560) | 4.8 (40) | Free | Finance | | [ZYNLO](https://appshunter.io/ios/app/zynlo/id1490723885) | 4.2 (144) | Free | Finance | | [PoetrYY](https://appshunter.io/ios/app/poetryy/id6449597368) | — | Free | Finance | | [UniFi - Spend, Send, and Save](https://appshunter.io/ios/app/unifi-spend-send-and-save/id6476569704) | 4.1 (9) | Free | Finance | ## Related topics [crew](https://appshunter.io/ios/topics/crew) · [crew finance](https://appshunter.io/ios/topics/crew-finance) · [crews bank](https://appshunter.io/ios/topics/crews-bank) · [iob finances](https://appshunter.io/ios/topics/iob-finances) · [common sense budgeting](https://appshunter.io/ios/topics/common-sense-budgeting) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*