# CroSum — Budgets without a bank login

> Budgets without a bank login (iPhone/iPad app by Steven Broos.)

- Source: https://appshunter.io/ios/app/crosum/id6792350129 (this page in markdown: same URL + `.md`)
- Developer: [Steven Broos](https://appshunter.io/developer/6792350131)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 17 MB
- Languages: English
- Released: 2026-08-05
- Data updated: 2026-09-19
- User reviews in markdown: https://appshunter.io/ios/app/crosum/id6792350129/reviews.md

## What is CroSum?

CroSum is a budgeting app for people who'd rather plan their money by hand than hand an app their bank login.

No bank connection. No ads. No tracking. You enter what you earn and spend, and it stays on your device — CroSum is built to collect nothing about you.

WHAT YOU CAN DO
• Budgets with carry-over — set a monthly amount per category, and choose whether an overspend (or a surplus) rolls into next month
• Safe to Spend — a calm, at-a-glance number for what's actually safe to spend this week, aware of your real cash, not just your budgets
• Loans & debt — track balances, interest and payoff dates, and see the total left to pay
• Savings goals — set targets and watch them get closer
• Monthly overview & reports — where your money went, and what's left for the unexpected
• Reminders — gentle nudges so nothing slips
• Your payday, your month — start your month on the day you get paid, not the 1st
• Home-screen widgets — your budget and Safe to Spend, a glance away
• iCloud sync (Premium) — backed up and in sync across your devices, in your own iCloud
• 10 languages

PRIVATE BY DESIGN
No account. No login. Nothing to sign up for and nothing to leak. Your finances live on your device (and your own iCloud if you turn sync on).

PREMIUM
CroSum is free to use. Premium unlocks unlimited loans and savings goals plus the full reports and planner, with a 14-day free trial:
• Monthly — €3.99
• Yearly — €35.99
Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your Apple Account settings.
Terms: https://crosum.app/terms.html
Privacy: https://crosum.app/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Yearly | $29.99 | per year |



## Version history (last 3 releases)

### 1.5.13 — 2026-09-09

• You can now rate CroSum without leaving the app — you'll only be asked after a good week or a goal you reached, and never more than once a month
• Small fixes under the hood

Thanks for using CroSum!

### 1.5.12 — 2026-08-11

• Income and Expenses are now ONE Transactions page, with a filter for money in or out — and Loans moved into the bottom bar
• New: what's left each month once your recurring items are paid
• Recurring items move to their next date as it approaches
• Add a transaction from the home screen; hold to delete one
• Grouped by day, and amounts are easier to read in daylight
• Safe to spend paces a rolling week

Thanks for using CroSum!

### 1.5.4 — 2026-08-05

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-19.*