# CSOB SmartBanking — Slovakia

> Mobile banking application for ČSOB clients with electronic banking services. (iPhone/iPad app by Ceskoslovenska obchodna banka, a.s..)

- Source: https://appshunter.io/ios/app/csob-smartbanking/id456927879 (this page in markdown: same URL + `.md`)
- Developer: [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882)
- Category: Finance, Business
- Price: Free
- Rating: 4.82/5 from 399 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 163 MB
- Languages: English, Hungarian, Slovak
- Released: 2011-09-05
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews.md

## What is CSOB SmartBanking?

App offers a convenient way of controlling finances and additional services.

We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable.

Our app offers a number of functions for comfortable and secure financial management – ​​from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car.

Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart.
Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes:

1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking.
2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need.
3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking.
4. You can customize the application and its parameters as you need in the Settings section.

Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in.
If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk.

©2011 ČSOB Slovensko

## Key features

- Secure login with PIN
- Account management
- Public banking information access
- Multi-language support
- App deactivation and parameter changes

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/csob-smartbanking/id456927879/reviews.md

### 5/5 — Pen-Pineapple-Apple-Pen

*2026-06-23*

Prosím, nájdite v sebe silu aj financie a urobte bankovníctvo a token v jednej aplikácii.

### 5/5 — Najlepšia aplikácia akú mám v telefóne

*2025-06-14*

Zdvihnutý palec. Vaša apka je zrozumiteľná a ľahko ovládateľná. A to je názor od niekoho, kto nenávidí aplikácie a bojuje s nimi. Takze držím palec a vďaka

### 3/5 — OK app but so confusing to log on

*2024-06-18*

With all my details handy it took me a few attempts to log on. Entering my details so many times between this app and Smart Tioken app was quite daunting. Also, why is this application called Smart Banking instead od CSOB Banking. I have hundreds of apps installed so I use search to find them. Searching for CSOB only shows the Smart Token app instead of this one. Who decided the name of the app should not have the word CSOB in it? And there are quite a few of other subtle issues which make the app not very intuitive to use. Hope the bank or the dev company can do some UX testing to make it more straightforward.

**Developer response:** Hello, thank you for your suggestion. We are currently working on several improvements to the application. We believe that after their incorporation your rating of the application will be more favorable.

### 5/5 — The Best e banking in Slovakia

*2023-04-14*

simple and safe.

### 5/5 — Easy to navigate.

*2023-03-08, version 9.8*

I found this easier to navigate than the website.  More information is provided in English.

### 5/5 — Update 2022

*2022-08-10, version 9.3*

Ozaj klobuk dole pred najnovsou aktualizaciou aplikacie.

### 1/5 — Odpad appka

*2022-03-18, version 8.6*

Odpad rozhranie.

### 4/5 — No English

*2021-06-15, version 8.0*

App is stable and works most of the time, but could do with more language options.

### 5/5 — Hodnotenie

*2021-05-12*

Super aplikacia

### 1/5 — No English Language Option

*2021-05-05*

I really hate the app because its not multi lingual. It must have internationalized language at least English.

**Developer response:** Hello, thank you for your suggestion. Please update the application to version 9.5.1.
In the application, in addition to the Slovak language, you can choose the English and Hungarian languages. Go to the Application Settings - Language tab.

## Frequently asked questions about CSOB SmartBanking

### What is the ČSOB SmartBanking App?

The ČSOB SmartBanking App is a mobile application designed primarily for ČSOB clients who have an active electronic banking service. It allows for secure and convenient management of your bank accounts and provides access to public banking information.

### How do I activate the secured part of the app?

To activate the secured part, you will need your IPPID identification number and PIN. After entering these, the bank will send an activation key to your mobile number or you can generate it via Token. This key is only required for the initial activation and first login.

### Is the app free to use?

The app itself is free to download and use. While the description doesn't explicitly mention in-app purchases for features, it does state that ads are present, indicating a 'free with in-app purchases' or 'ad-supported' model.

### What languages does the app support?

The app is available in multiple languages, including Slovak, English, and Hungarian, to cater to a wider range of users.

### Can I access banking information without logging in?

Yes, other functions of the public part of the app are accessible without logging in. This means even users who are not ČSOB clients can access certain information.

## Version history (last 5 releases)

### 9.26.1 — 2026-06-23

Multiple small improvements and minor bug fixes. Other changes to prepare the app for new functionality.

### 9.25.3 — 2026-06-15

Multiple small improvements and minor bug fixes. Other changes to prepare the app for new functionality.

### 9.25.2 — 2026-05-04

Multiple small improvements and minor bug fixes. Other changes to prepare the app for new functionality.

### 9.25 — 2026-03-17

Multiple small improvements and minor bug fixes. Other changes to prepare the app for new functionality.

### 9.24.1 — 2026-01-26

Multiple small improvements and minor bug fixes. Other changes to prepare the app for new functionality.

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## More apps by Ceskoslovenska obchodna banka, a.s.

- [CSOB SmartToken](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

All apps by Ceskoslovenska obchodna banka, a.s.: https://appshunter.io/developer/456927882

## Related topics

[csob smartbanking](https://appshunter.io/ios/topics/csob-smartbanking) · [csob smarttoken](https://appshunter.io/ios/topics/csob-smarttoken) · [csob](https://appshunter.io/ios/topics/csob) · [data analytics](https://appshunter.io/ios/topics/data-analytics)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
