# CTOS > Malaysia's leading credit reporting agency app for credit scores and identity protection. (iPhone/iPad app by CTOS Data Systems Sdn Bhd.) - Source: https://appshunter.io/ios/app/ctos/id656528483 (this page in markdown: same URL + `.md`) - Developer: [CTOS Data Systems Sdn Bhd](https://appshunter.io/developer/656528486) - Category: Finance, Business - Price: Free - Rating: 2.60/5 from 5 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 12.1 · 74 MB - Languages: American English - Released: 2013-06-30 - Data updated: 2026-07-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ctos/id656528483/reviews.md ## What is CTOS? CTOS is Malaysia’s leading credit reporting agency with more than 1 million CTOS ID users! This application enables you to obtain your CTOS User ID so that you can:- 1. Get your CTOS Score report via the mobile app to monitor your credit health 2. Subscribe to CTOS SecureID to safeguard yourself from identity theft, fraud and scams 3. Amend your CTOS ID profile so that it is accurate and up-to-date MyCTOS Score Report =================== • Increase your chances of loan approval • Check for warning signs of identity theft & fraud • See if there's litigation or bankruptcy case under your name • Check if you owe anyone (Trade References - eTR) • Fix inaccuracies and 'clean up' your credit report CTOS SecureID ============= 1. Fraud Alerts: • Dark Web Monitoring: Scanning over 14 billion data breach records to detect if your info has been compromised • New Credit Application: Alerts you on any new credit applications under your name • Credit Limit Changes: Alerts you on any changes in your credit limit (increased or decreased) • Account Closure: Alerts you on closures of any credit facilities under your name • Changes of Address: Alerts you on any address changes associated with your NRIC number • Scam Alerts: Provide you alerts on latest scam so you can take precautions 2. Credit Monitoring: • Score Updates: Monitor changes in your credit score reports every 3 months • Missed Payments: Monthly alert on missed payments • Bankruptcy Records: Know if bankruptcy cases are falsely booked or reported under your name • Litigation Records: Know if anything legal is falsely booked or reported in court system • Trade Referee Listings (eTR): Know if you are listed by non-financial institutions for outstanding debt 3. Takaful Coverage • Up to RM20,000 takaful coverage: Get coverage for financial losses due to fraudulent transactions and more.. We are constantly updating the CTOS ID mobile app to add more features. Download now! Learn more at www.ctoscredit.com.my Like us on Facebook for more updates at https://www.facebook.com/ctosdatasystems ## Key features - Obtain CTOS Score report - Monitor credit health - Subscribe to CTOS SecureID - Safeguard from identity theft - Receive fraud alerts - Dark web monitoring - Credit monitoring ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/ctos/id656528483/reviews.md ### 1/5 — Pathetic *2025-10-21* Keep on bugging me for security answer when I'm setting my first time password. No such field and I am unable to proceed!! ### 1/5 — Login failure *2024-08-15* App keeps logging out and does not recognize password it provides. Strange. ### 2/5 — App keeps crashing *2023-12-18* The app constantly crashes when I select ‘View Your CTOS Report Summary’. We’re constantly reminded to download and use the app on the CTOS website with pop-ups, but then this happens?! Please fix this ASAP thank you ### 1/5 — Crash immediately when open *2021-06-15* Right after the update on 15 June 2021, the app crashes when open. Please fix. ### 1/5 — Error on request TAC *2016-11-02* Please update this version. Error when I want to request the TAC ### 5/5 — Very useful app *2013-07-01* Neat and well designed interface, with all useful functions integrated. An user friendly app to check my credit rating. ## Frequently asked questions about CTOS ### How can I get my CTOS Score report using CTOS? You can obtain your CTOS Score report directly through the CTOS mobile app. This report helps you monitor your credit health and can increase your chances of loan approval by identifying potential issues like litigation or bankruptcy cases. ### What is CTOS SecureID and how does it protect me? CTOS SecureID is a service within the CTOS app designed to safeguard you from identity theft, fraud, and scams. It offers features like dark web monitoring, alerts for new credit applications, and scam warnings. ### Does CTOS offer any financial coverage? Yes, CTOS SecureID includes takaful coverage of up to RM20,000. This coverage can help with financial losses resulting from fraudulent transactions and other related issues. ### How often is my credit score updated with CTOS? Your credit score reports are monitored for changes and updates are provided every 3 months through CTOS. You will also receive monthly alerts for missed payments. ### Can I update my CTOS ID profile through the app? Yes, you can amend your CTOS ID profile directly within the mobile application. This ensures that your personal information is accurate and up-to-date for credit reporting purposes. ### What kind of alerts does CTOS SecureID provide? CTOS SecureID provides a range of alerts including dark web monitoring for data breaches, notifications on new credit applications, credit limit changes, account closures, address changes, and the latest scam warnings. ### Is CTOS available on multiple devices? Based on the provided information, CTOS is supported on iPhone and iPod devices. Further platform compatibility details may be available on their official website. ### How frequently is the CTOS ID mobile app updated? The CTOS ID mobile app is actively updated to introduce new features. The latest version is 2.3.41, and it was last updated on January 7, 2026, indicating ongoing development. ## Version history (last 5 releases) ### 2.3.42 — 2026-07-16 Introducing Auto-Renewal for MyCTOS Score Report! Get your latest MyCTOS Score Report every month automatically—no manual purchases needed. Stay updated effortlessly. ### 2.3.41 — 2026-01-07 Introducing Auto-Renewal for MyCTOS Score Report! Get your latest MyCTOS Score Report every month automatically—no manual purchases needed. Stay updated effortlessly. ### 2.3.40 — 2025-12-12 Introducing Auto-Renewal for MyCTOS Score Report! Get your latest MyCTOS Score Report every month automatically—no manual purchases needed. Stay updated effortlessly. ### 2.3.39 — 2025-11-10 This update includes application performance enhancement and bug fixing. ### 2.3.38 — 2025-09-22 - This update includes application performance enhancement and bug fixing. ## Apps similar to CTOS | App | Rating | Price | Category | | --- | --- | --- | --- | | [Credit Score & Repair Guide](https://appshunter.io/ios/app/credit-score-and-repair-guide/id1481468373) | 4.6 (26) | Free | Finance | | [TransUnion®](https://appshunter.io/ios/app/transunion/id649008868) | 4.6 (38,683) | Free | Finance | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,431) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,678,425) | Free | Finance | | [Credit repair & Score Check](https://appshunter.io/ios/app/credit-repair-and-score-check/id1658269626) | 5.0 (4) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,684,435) | Free | Finance | ## More apps by CTOS Data Systems Sdn Bhd - [CTOS Digital](https://appshunter.io/ios/app/ctos-digital/id6744960502) All apps by CTOS Data Systems Sdn Bhd: https://appshunter.io/developer/656528486 ## Related topics [ctos](https://appshunter.io/ios/topics/ctos) · [ctos data systems sdn bhd](https://appshunter.io/ios/topics/ctos-data-systems-sdn-bhd) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*