# CU1 Card Keeper

> Card management app with real-time transaction alerts and usage controls. (iPhone/iPad app by Credit Union 1.)

- Source: https://appshunter.io/ios/app/cu1-card-keeper/id1472000018 (this page in markdown: same URL + `.md`)
- Developer: [Credit Union 1](https://appshunter.io/developer/656201764)
- Category: Finance
- Price: Free
- Rating: 1.73/5 from 41 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 99 MB
- Languages: English
- Released: 2019-10-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cu1-card-keeper/id1472000018/reviews.md

## What is CU1 Card Keeper?

Protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where, and how your cards are used. Simply download the CU1 Card Keeper app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

Alerts Ensure Safe, Secure Card Usage

Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. CU1 Card Keeper can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real-time, immediately after a transaction has taken place.

Location-Based Alerts and Controls

The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country, or zip code on an expandable interactive map; transactions requested by merchants outside of a specific 
region can be declined.

Usage Alerts and Controls

Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. 

Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders, and ATM transactions.

Card On/Off Setting
When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no  purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.

Additional Capabilities
CU1 Card Keeper also lets you conduct card-related mobile transactions wherever you are, any time of the day.

Supported transactions include:
• Real-time balance inquiries
• Locating ATMs
Key Benefits
• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance

## Key features

- Real-time transaction alerts
- Location-based transaction controls
- Spending limit settings
- Merchant category monitoring
- Card On/Off switch
- Balance inquiries
- ATM locator

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/cu1-card-keeper/id1472000018/reviews.md

### 1/5 — I just want to lock my card for security

*2024-10-26*

The app is directing me to another app

### 1/5 — Useless

*2024-10-07*

This app literally does nothing. I can’t even login. Why can’t I simply use the banking app I already have?

### 1/5 — Just make it all one app

*2024-09-03*

It’s super frustrating when you’re trying to just lock your card and you can’t because your app doesn’t work and it’s a system error that keeps making the app not work so you can’t even create the account to lock your card when in reality it should just be one mobile banking app for all of the different parts of mobile banking. I don’t understand and it’s very frustrating and annoying. It’s just split up into all the different parts and those parts don’t even work. How about just have one mobile banking app.!!!!

### 1/5 — I give up

*2024-08-09*

Just spent over 30 mins just trying to add one card. Every time I’d open my email to get the code they sent, this app would stop working and make me start all over.

### 1/5 — Frustrating

*2023-09-27*

I can’t login anymore at all, no matter if I log into my bank app, which is making things very frustrating and annoying, especially for work and new jobs, I can’t see direct deposit either. I had to get a new card to get paid.

### 1/5 — New and improved???

*2023-03-26*

What a joke! Cant even log in to unlock my cards now. They were locked. This is ridiculous. Wish I could give a negative 5 rating. Been trying to resolve the whole weekend and of course no one is answering phone on weekend. Give me the old Emory Alliance credit union back! Never had issues with ANY of their services online.

### 1/5 — No notification on card transactions

*2023-02-02*

Notifications never work which is the #1 reason to use this app!

### 1/5 — Doesn’t work

*2022-07-28*

This app is broken.  I try to login in to my account and it says that “login failed, please enter a valid username and password”.  I know my username and password are correct.  It works fine on the website and the Credit Union One app.   Please fix this.

### 1/5 — Does not work

*2022-07-26*

They keep telling me that I have to download the credit union one app I already have the app then every time I try to login it tells me that my information is incorrect I have uninstalled it and reinstalled it I tried uninstalling this one and the regular credit Union one app and then reinstalling the both of them and this one will not work

### 1/5 — can't log in

*2022-06-21*

it was very helpful when it worked and i like getting notifications, but i can't log into the app even though i know i'm entering the correct mobile/online name.

## Frequently asked questions about CU1 Card Keeper

### How does CU1 Card Keeper protect my cards?

CU1 Card Keeper protects your cards by sending real-time transaction alerts for PIN and signature transactions. You can also set up alerts for attempted but declined transactions, helping you quickly detect unauthorized activity.

### Can I control where my CU1 Card Keeper cards are used?

Yes, CU1 Card Keeper offers location-based controls. The 'My Location' feature restricts transactions to merchants within a certain GPS range, and 'My Region' allows you to define specific cities, states, or zip codes for card usage.

### How can I set spending limits with CU1 Card Keeper?

You can establish spending limits within CU1 Card Keeper to define a maximum dollar value for transactions. The app will decline transactions that exceed your set thresholds, helping you manage your budget.

### What types of transactions can CU1 Card Keeper monitor?

CU1 Card Keeper can monitor transactions across various merchant categories like gas stations, restaurants, and groceries. It also tracks specific transaction types, including in-store purchases, e-commerce, and ATM withdrawals.

### How does the Card On/Off feature in CU1 Card Keeper work?

The Card On/Off feature allows you to instantly disable your card by setting it to 'off,' preventing any purchases or withdrawals. Turning it back 'on' allows transactions according to your set usage preferences. This is useful for lost cards or preventing fraud.

### Is CU1 Card Keeper available on multiple devices?

Based on the provided information, CU1 Card Keeper is supported on iPhone and iPod devices. It is not specified if it is available on Android or other platforms.

### How often is CU1 Card Keeper updated?

The latest version of CU1 Card Keeper is 6.1.0, which was last updated on March 19, 2025. This indicates a recent update, suggesting the app is actively maintained.

### What is the user sentiment for CU1 Card Keeper?

CU1 Card Keeper has a rating of 1.7 stars from 41 ratings. This suggests that a significant portion of users have expressed dissatisfaction with the app.

## Version history (last 5 releases)

### 6.1.0 — 2025-03-19

Improved user interface: We have given our app a fresh new look and feel, making it even more intuitive and user-friendly. 
Enhanced compliance: Enhancements to make the app compliant to the latest version and latest security standards. 
Performance improvements and bug fixes

### 5.63.5 — 2023-03-28

Minor bug fixes and security enhancements.

### 5.63.4 — 2023-03-22

Minor bug fixes and security enhancements.

### 5.62.1 — 2022-12-19

Minor bug fixes and security enhancements.

### 5.61.1 — 2022-12-13

Minor bug fixes and security enhancements.

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## More apps by Credit Union 1

- [Credit Union 1 Mobile](https://appshunter.io/ios/app/credit-union-1-mobile/id656201761)
- [Credit Union 1 Home Loan](https://appshunter.io/ios/app/credit-union-1-home-loan/id6753017123)

All apps by Credit Union 1: https://appshunter.io/developer/656201764

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
