# CUB: Track Daily Mortgage Rate — Compare & get daily rate alert

> Tracks daily credit union mortgage rates to help users save money. (iPhone/iPad app by NiONlite LLC.)

- Source: https://appshunter.io/ios/app/cub-track-daily-mortgage-rate/id6761875184 (this page in markdown: same URL + `.md`)
- Developer: [NiONlite LLC](https://appshunter.io/developer/1891899842)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 105 MB
- Languages: American English
- Released: 2026-04-24
- Data updated: 2026-09-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/cub-track-daily-mortgage-rate/id6761875184/reviews.md

## What is CUB?

Are you leaving money on the table on your mortgage?

Big banks count on you not knowing about credit unions. Credit unions are member-owned, not-for-profit, and consistently offer lower mortgage rates than traditional banks — sometimes by 0.5% to 1% or more. On a $400,000 mortgage, that's over $100 per month in savings.

CUB Rates is the only app built exclusively to track credit union mortgage rates, updated daily. Whether you're a first-time homebuyer comparing 30-year fixed rates, watching adjustable ARM rates, or refinancing your current home, CUB Rates gives you live credit union mortgage rates in one place.

WHAT CUB RATES DOES

- Tracks live 30-year fixed and ARM rates from 44+ credit unions
- Covers Maryland, Virginia, Texas, California and growing
- Updated daily so you always see current rates
- Compare side-by-side to find the lowest rate in your area
- Rate drop alerts — get notified the moment a lender's rate falls below your target
- View membership requirements for each credit union

PREMIUM FEATURES

- Historical rate charts — see how rates have moved over 90 days
- Rate alerts — get notified when a rate drops below your target
- Favorites — save and track your top credit unions
- Advanced filters — sort and filter by state, rate type, and more
- Full membership profiles for every credit union
- Extra payment scenarios in the mortgage calculator

Premium starts at just $3.99/month or $2.99/month billed annually — save 25%.
First 150 users get 1 month FREE — enter code CUBFREE30 during sign up.

WHY CREDIT UNIONS?

Credit unions return profits to their members, not shareholders. That means lower loan rates, fewer fees, and better service. Most people are surprised to find they already qualify for a credit union near them.

CUB Rates helps you discover which credit unions you can join and what rates they're offering right now. On a $400,000 mortgage, choosing a credit union over a big bank could save you $100+ every month for the life of your loan.

PRIVACY FIRST

- No ads, ever, on any tier
- We never sell your data
- No third-party trackers
- Guest mode available — no sign up required to browse rates
- Sign up only needed for premium features and rate alerts

COVERAGE

Currently tracking credit unions in:
- Maryland
- Virginia
- Washington DC
- Texas
- California
- Nationwide (Navy Federal, PenFed, Alliant)

More states coming soon.

FREQUENTLY ASKED

Are rates guaranteed?
Rates shown are sourced from publicly available credit union websites and are for informational purposes only. Always confirm directly with the lender.

Do I need an account?
No — you can browse rates as a guest. An account is only required for premium features like rate alerts and favorites.

Is there a refund policy?
Yes. Contact us at support@nionlite.com within 7 days of subscribing and we will make it right.

Whether you're buying your first home, refinancing, or just watching rates — CUB Rates keeps you informed so you never overpay.

Download free. No ads. No nonsense.

Privacy Policy: https://nionlite.com/privacy.html
Terms of Service: https://nionlite.com/terms.html

## Key features

- Daily credit union mortgage rate tracking
- Compare 30-year fixed and ARM rates
- Rate drop alerts
- Membership requirement details
- Historical rate charts (premium)
- Advanced filtering (premium)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $36.00 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/cub-track-daily-mortgage-rate/id6761875184/reviews.md

### 5/5 — Credit unions mortgage rate tracker

*2026-06-13*

Nice app. Shows you actual mortgage rates daily of many credit unions for many states. Useful if you are in the market to find a lender for buying home or refinancing existing loan. Used it find a credit union that provided a mortgage rate that worked for me.

## Frequently asked questions about CUB

### Does CUB have ads?

No, CUB is ad-free on all tiers. The app prioritizes user privacy with no ads, no data selling, and no third-party trackers.

### What is the pricing for CUB premium features?

Premium features for CUB start at $3.99 per month or $2.99 per month when billed annually, offering a 25% saving. The first 150 users can get one month free with code CUBFREE30.

### Can I use CUB without creating an account?

Yes, you can browse mortgage rates as a guest. An account is only required to access premium features like rate alerts and saving favorite credit unions.

### What is the refund policy for CUB subscriptions?

CUB offers a refund policy. You can contact support@nionlite.com within 7 days of subscribing to request a refund.

### What states does CUB currently cover?

CUB currently tracks credit union mortgage rates in Maryland, Virginia, Washington D.C., Texas, and California, with nationwide coverage for Navy Federal, PenFed, and Alliant. More states are planned for future updates.

### Are the mortgage rates shown in CUB guaranteed?

The rates displayed in CUB are sourced from publicly available credit union websites and are for informational purposes only. Users should always confirm the exact rates directly with the lender.

### How often are the mortgage rates updated in CUB?

Mortgage rates in CUB are updated daily, ensuring you always see the most current rates available from the tracked credit unions.

### What devices is CUB available on?

CUB is available on iPhone, iPad, and iPod. The app has an age rating of 17+.

## Version history (last 5 releases)

### 1.3.5 — 2026-08-22

- The rate cards on the main page now updates according to user's applied filters instead of just a static card. This provides better user experience.

### 1.3.3 — 2026-07-30

- Fixed the issue where premium page wasn't rendering.

### 1.3.2 — 2026-07-20

1. Fixed the issue where state filter window was not scrollable.

### 1.3.1 — 2026-07-13

Bug Fixes. and new business model products termed as v2.

### 1.3.0 — 2026-07-09

- Introducing one-time purchase products for the users.

## More apps by NiONlite LLC

- [Plate Atlas: Menu Scanner](https://appshunter.io/ios/app/plate-atlas-menu-scanner/id6764467007)
- [ByWhen: Deadline Reminders](https://appshunter.io/ios/app/bywhen-deadline-reminders/id6778767584)
- [HaulMargin](https://appshunter.io/ios/app/haulmargin/id6782427618)

All apps by NiONlite LLC: https://appshunter.io/developer/1891899842

## Related topics

[rate mortgage](https://appshunter.io/ios/topics/rate-mortgage)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*