# CUB Vietnam — Fast & Easy Loans Online

> Online installment and consumer loans with instant disbursement. (iPhone/iPad app by Cathay United Bank - Ho Chi Minh City Branch.)

- Source: https://appshunter.io/ios/app/cub-vietnam/id6450951295 (this page in markdown: same URL + `.md`)
- Developer: [Cathay United Bank - Ho Chi Minh City Branch](https://appshunter.io/developer/1695872970)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 475 App Store ratings · 58 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 72 MB
- Languages: American English, Vietnamese
- Released: 2024-03-01
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cub-vietnam/id6450951295/reviews.md

## What is CUB Vietnam?

Installment loans, consumer loans, and get instant disbursement with the CUB Vietnam App.
CUB Vietnam App – A Comprehensive Financial Solution that is Fast, Convenient, Reliable, and 100% Online. Choose an easy and stress-free loan designed just for you, skipping the rigid multi-step approval process with the CUB Vietnam App. Features include:
--- APP FEATURES---
• Apply for a 100% online consumer loan with just Citizen ID (CCCD or CC), with attractive interest rates.
• Quick loan approval.
• Fast loan disbursement with simple steps.
• Online credit limits up to 40 million VND.
• Flexible installment terms from 3 to 36 months.
• Flat yearly interest rate is 22.92%.
---LOAN REQUIREMENTS---
• Product is only applied for Vietnamese citizen.
• Age between 22 and 55 years old.
• Have a Citizen ID (CCCD or CC) with embedded chip.
• Have a registered phone number under your name.
---ILLUSTRATIVE EXAMPLE---
• Online credit limit amount: 40,000,000 VND
• Loan term: 24 months
• Flat yearly interest rate: 22.92% (based on flat interest rates and may differ slightly from actual rates). This interest rate is for reference only, kindly check the CUB's Fee and Interest Rate Schedule from time to time for more details.)
• Monthly payment: 2,447,509 VND (equivalent to 81,584 VND/day)
---DATA SECURITY FEATURES---
CUB Vietnam is a fully secured mobile application developed by Cathay United Bank– Ho Chi Minh City Branch. The app is approved by Apple App Store with international FIDO certification, offering dual protection against unauthorized access.
• Biometric authentication: Enable fingerprint or Face ID unlock for enhanced security.
• One-Time Password (OTP): Enter the OTP sent to your registered phone number for an extra security layer.
• Regular security checks: Improve account security and minimize risks of unauthorized access.
Customer privacy is CUB Vietnam's top priority. We strictly comply with the provisions of the law on personal data protection, ensuring your data is safeguarded. Learn more about CUB Vietnam's privacy policy on our website.
________________________________________
REQUIREMENTS FOR USING THE CUB VIETNAM APP
• Camera: Required to capture your ID and facial image.
• Turned on Location services: Mandatory for disbursement and signing electronic contracts.
• NFC-enabled phone: Used to scan Citizen ID cards with embedded chip.
• Biometric login: Enable biometric login for faster app access.
You can revoke or modify access permissions anytime via your device settings, including disabling features and removing CUB Vietnam app permissions.
________________________________________
ABOUT US
Cathay United Bank (CUB), established in 1975, is a subsidiary of Cathay Financial Holdings (CFH). With a vision to become a leading financial institution in the Asia-Pacific region, CUB operates 233 branches and offices across Asia-Pacific, including China, Vietnam, Hong Kong, Thailand, Singapore, Malaysia, the Philippines, Laos, Cambodia, Myanmar, and Indonesia, with a workforce of over 10,000 employees.
________________________________________
CATHAY UNITED BANK– HO CHI MINH CITY BRANCH | 19th Floor, LIM 3 Building, 29A Nguyen Dinh Chieu Street, Saigon Ward, Ho Chi Minh City
Website: https://www.vn.cathaybk.com/home 
Email: contact.CUB@vn.cathaybk.com
Hotline: 028 3622 6836
(To ensure the safety of your account, please install security software on your mobile device.)

## Key features

- 100% online consumer loan application
- Quick loan approval
- Fast loan disbursement
- Online credit limits up to 40 million VND
- Flexible installment terms (3-36 months)
- Biometric authentication for security

## Recent user reviews (10 of 58)

All indexed reviews: https://appshunter.io/ios/app/cub-vietnam/id6450951295/reviews.md

### 5/5 — Ok

*2026-07-01, version 1.7.2*

God

### 1/5 — xứng đáng 0 sao

*2026-06-11, version 1.7.0*

app vô dụng đéo được tích sự gì lại còn đào lửa
mấy thằng tạo ra app này đạo đức k bằng con chờ cho cho sắp chó😆

### 1/5 — Mỹ nữ

*2026-06-10, version 1.7.0*

Nhân viên hỗ trợ có vấn đề với khách hàng hay sao mà chửi dữ vậy, không nhớ mật khẩu mà chửi là đứa súc vật !!!

### 5/5 — Chưq biết sao

*2026-06-09, version 1.7.0*

Tạm 5s, ko hiết dc gay ko

### 5/5 — Vay

*2026-06-08, version 1.6.8*

Tốt

### 5/5 — tuyet

*2026-06-08, version 1.6.8*

like

### 5/5 — Thủ tục

*2026-06-07, version 1.6.8*

Nhanh tróng

### 4/5 — Nhank lam

*2026-06-06, version 1.6.8*

Nhqnk

### 3/5 — Vay Hạn Mức

*2026-06-04, version 1.6.8*

vay vài lần rồi mà lần nào cũng trả đúng kì hạn,thấy app cũng ổn,vậy mà ứng dụng lại khoá hạn mức mình từ tháng 2 tới giờ,khuya nay 4/6 vào lúc 00:06 tổng đài nhắn tin đã mở khoá hạn mức,vậy mà vào lại ứng dụng lại báo bị khoá khó hiểu thiệt?

### 5/5 — Ok

*2026-06-01, version 1.6.8*

Ok

## Frequently asked questions about CUB Vietnam

### What kind of loans does this app offer?

This app offers installment loans and consumer loans that can be applied for entirely online. You can receive instant disbursement for your loan needs, making it a convenient financial solution.

### What are the key features of this loan app?

Key features include a 100% online application process using just your Citizen ID, quick loan approval, fast disbursement, online credit limits up to 40 million VND, and flexible installment terms from 3 to 36 months. It also incorporates robust data security features like biometric authentication.

### What are the requirements to use this app and get a loan?

To use the app and apply for a loan, you must be a Vietnamese citizen between 22 and 55 years old. You will need a Citizen ID with an embedded chip and a registered phone number in your name. The app also requires camera access, location services, and an NFC-enabled phone for certain functions.

### How is my data secured on this app?

The app is a fully secured mobile application developed by Cathay United Bank and approved by the Apple App Store with international FIDO certification. It offers dual protection against unauthorized access through biometric authentication (fingerprint or Face ID) and One-Time Passwords (OTP). Regular security checks are also performed to enhance account security.

### What is the interest rate for the loans?

The flat yearly interest rate is 22.92%. This rate is based on flat interest rates and may differ slightly from actual rates. For precise details, it is recommended to check the CUB's Fee and Interest Rate Schedule.

## Version history (last 5 releases)

### 1.8.0 — 2026-08-11

CUB Vietnam App: Your personalized offer is just a tap away.

Introducing View Your Estimated Offer – a quick and convenient way to check your estimated credit offer directly in the CUB Vietnam App.

Plus, enjoy improved performance and stability for an even better experience.

Update today and explore your available offers.

#CUBVietnam #vaytiennhanh #appchovay

### 1.7.4 — 2026-07-28

CUB Vietnam App: Smarter, Smoother, Better

Our latest update brings performance enhancements and system optimizations to make your experience more seamless than ever. Update now and enjoy a faster, smoother, and more reliable CUB Vietnam App.

#CUBVietnam #vaytiennhanh #appchovay

### 1.7.3 — 2026-07-07

CUB Vietnam App – Version 1.7.3 Update

What's New:
* Email Verification Added: Strengthening account security with a new email verification feature for safer access.

* Performance Enhancements: General system improvements to deliver a faster and more seamless user experience.

This update ensures that the CUB Vietnam App continues to bring you a safe, secure, smoother, more reliable experience.

Update now and stay connected with confidence!
#CUBVietnam #vaytiennhanh #appchovay

### 1.7.2 — 2026-06-23

CUB Vietnam App – Version 1.7.2 Update

What's New:
* Added SIM ownership check function to improve account security

* Enhanced  design updates for better readability and improved system performance

This update ensures that the CUB Vietnam App continues to bring you a safe, secure, smoother, more reliable experience.

Update now and stay connected with confidence!

#CUBVietnam #vaytiennhanh #appchovay

### 1.7.0 — 2026-06-09

CUB Vietnam App – Version 1.7.0 Update

What's New:
* Refined Personal Information Management: Updated editing features to meet Vietnam's latest regulations.

* Enhanced System Infrastructure: Upgraded backend for better performance, stability, and security.

This update ensures that the CUB Vietnam App continues to bring you a safe, secure, and seamless experience.

Update now and stay connected with confidence!

#CUBVietnam #vaytiennhanh #appchovay

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*