# 國泰世華網路銀行CUBE — 超安全數位金融 > Secure digital banking for account management, transfers, and financial services. (iPhone/iPad app by Cathay United Bank.) - Source: https://appshunter.io/ios/app/cube/id373500505 (this page in markdown: same URL + `.md`) - Developer: [Cathay United Bank](https://appshunter.io/developer/373500508) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 1,801 App Store ratings · 148 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 357 MB - Languages: American English, Chinese (Traditional, Taiwan) - Released: 2010-06-17 - Data updated: 2026-08-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cube/id373500505/reviews.md ## What is 國泰世華網路銀行CUBE? CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 ． Quick login ． NTD account inquiry ． NTD transfer ． FCY account inquiry ． FCY transfer ． FCY trading ． Exchange rate inquiry ． Credit card transaction details inquiry ． Credit card statements inquiry and payments ． Credit card (CUBE Card) rewards category switch 〔Security〕 ． Protects accounts with two-step verification ． Safeguards login security with FIDO authentication ． Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ ． For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 ． To ensure your account security, please install security software on your mobile device. ． To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. ． By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” ． 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ ． Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City ## Key features - Quick login - Account inquiry (NTD & FCY) - Transfers (NTD & FCY) - FCY trading - Exchange rate inquiry - Credit card management - Two-step verification ## Recent user reviews (10 of 148) All indexed reviews: https://appshunter.io/ios/app/cube/id373500505/reviews.md ### 2/5 — Required switching to Chinese interface for basic set up steps. *2026-07-31, version 7.10.1201* First of all, you need to log out to change languages. So many of the basic setup steps are only available in the Chinese interface. You can’t transfer money before you set up the transaction authentication/authorization. This step unfortunately was also only available in Chinese. Really annoying to navigate especially when the Chinese interface has a lot more items, so I don’t even remember where the buttons are anymore. Constantly taking screenshots to Google Translate and logging in and out several times between both languages is what I had to do. Please do better. The English interface looks really sad. ### 4/5 — 信用卡消費明細及信用卡分期明細 *2026-07-25, version 7.10.1101* 信用卡分期的明細希望能放入信用卡消費明細裡，並且能清楚知道每一期需要繳款的分期金額，而不是只有一個分期剩餘明細，這樣誰知道那一筆分期消費每一期要繳多少 ### 5/5 — 希望增加消費明細備註的功能 *2026-07-21, version 7.10.1101* 希望每筆消費明細可以自己備註修改內容 ### 1/5 — 客服選擇性回覆 *2026-06-20, version 7.9.2001* 當你只是一般服務確認資料異動調整時，而這些都是國泰世華輕鬆解決時，後面都會補個客服滿意度調查，但是當發生問題國泰世華各單位在互踢皮球時，滿意度調查也不敢讓你寫，只能說存款不夠多問題都是自己的問題，存款夠多所有人都可以跳出來解決銀行造成的問題 ### 1/5 — Very bad service and English app *2026-06-05, version 7.9.1901* Hello everyone, just want to introduce you how bad this app and service. If you use English version you can only transfer money. For other, you need to switch to Chinese version. So, it is super inconvenient to foreigners. For almost any service, bank employees call the call center, and you, standing in the bank branch with all your documents, waste time trying to establish your identity, even though you're there with all your documents, even if you just need to change your card's PIN or activate it. ### 1/5 — 垃圾網銀 *2026-05-18, version 7.9.1701* 這什麼破幹網銀 當初設定使用者代號的時候一直給一堆限制有夠智障 然後當初也設了生物辨識登入 然後現在又我不讓我用 要先打代號跟密碼才進得去 馬的誰記得住不習慣用的帳號密碼 設計的人是腦子被鎖在銀行保險櫃了是不是 ### 5/5 — 轉帳紀錄的事後備注 *2026-04-07, version 7.9.1502* 建議在轉帳紀錄內新增「事後備注」的欄位，如果轉帳當下沒有寫到備注，後面還有機會新增，謝謝 ### 1/5 — 明細不會即時跳出 *2026-03-26, version 7.9.1501* 每次消費刷卡完明細都不會立馬跳出，雖然帳簿已扣款，但是明細都會在消費後的一個禮拜後再一起全部跳出來，根本不知道哪一個是哪一天還有時間所刷的卡，因為全部時間都變成跳出明細的那一天以及時間 ### 5/5 — 轉帳帳號顯示 *2026-03-24, version 7.9.1501* 可否在截取轉帳時選擇是否完整秀出全部帳號或是只顯示末幾碼呢？ ### 1/5 — 登入時間過久 *2026-01-24, version 7.9.1302* 我開個app要花五分鐘 交易還要掃一次臉 為什麼不能用apple 的face ID? ## Frequently asked questions about 國泰世華網路銀行CUBE ### What does the CUBE App do? The CUBE App provides secure digital banking services. It allows users to manage their NTD and FCY accounts, make transfers, trade foreign currency, check exchange rates, and manage credit card transactions and statements. The app prioritizes account security through advanced verification methods. ### What are the key features of the CUBE App? Key features include quick login, NTD and FCY account inquiries and transfers, FCY trading, exchange rate inquiries, and comprehensive credit card management. Security features like two-step verification and FIDO authentication are also central to the app's functionality. ### Is the CUBE App free to use? Yes, the CUBE App is free to download and use. The provided information does not indicate any costs associated with its core banking functionalities or in-app purchases. ### What are the security measures in place for the CUBE App? The app employs robust security measures to protect user accounts and transactions. These include two-step verification, FIDO authentication for login security, and transaction verification codes to enhance overall security. ### Who is the target audience for the CUBE App? The app is designed for individuals who want to manage their banking and financial services digitally and securely. It's ideal for customers of Cathay United Bank looking for convenient access to their accounts, transfers, and credit card information on the go. ## Version history (last 5 releases) ### 7.10.1301 — 2026-08-11 【系統優化】 我們持續致力於提升App的穩定性與順暢度，歡迎登入體驗！ ### 7.10.1201 — 2026-07-28 【系統優化】 我們持續致力於提升App的穩定性與順暢度，歡迎登入體驗！ ### 7.10.1101 — 2026-07-14 【交易守門員：把關您的轉帳安全】 轉帳過程新增即時防詐提醒，協助您再次確認收款對象與交易內容，提升交易安全。 ### 7.10.1001 — 2026-06-30 【系統優化】 我們持續致力於提升App的穩定性與順暢度，歡迎登入體驗！ ### 7.9.2001 — 2026-06-16 【卡友機場專屬權益！一鍵即查】 現在起，世界卡、長榮無限卡、亞萬卡等卡友，可於個人權益頁查看機場接送與貴賓室優惠~ ※ 實際權益內容依各信用卡活動網頁公告為準。 ## Apps similar to 國泰世華網路銀行CUBE | App | Rating | Price | Category | | --- | --- | --- | --- | | [中國信託行動銀行](https://appshunter.io/ios/app/id417698185) | 4.9 (4,503) | Free | Finance | | [台新銀行【行動銀行】](https://appshunter.io/ios/app/id388917170) | 2.1 (41) | Free | Finance | | [行動郵局](https://appshunter.io/ios/app/id1598092335) | 4.9 (3,445) | Free | Finance | | [集保e手掌握(集保e存摺/手機存摺)](https://appshunter.io/ios/app/ee/id1191681741) | 3.2 (5) | Free | Finance | | [Fubon+ 台北富邦行動銀行](https://appshunter.io/ios/app/fubon-plus/id6479990131) | 4.6 (225) | Free | Finance | | [國泰優惠CUBE Rewards](https://appshunter.io/ios/app/cube-rewards/id425309574) | 4.7 (867) | Free | Finance | ## More apps by Cathay United Bank - [KOKO by Cathay United Bank](https://appshunter.io/ios/app/koko-by-cathay-united-bank/id905157314) - [Corporate Mobile OTP](https://appshunter.io/ios/app/corporate-mobile-otp/id1443449271) - [Global MyB2B](https://appshunter.io/ios/app/global-myb2b/id1470017214) All apps by Cathay United Bank: https://appshunter.io/developer/373500508 ## Related topics [cathay united bank](https://appshunter.io/ios/topics/cathay-united-bank) · [王道銀行 o-bank](https://appshunter.io/ios/topics/王道銀行-o-bank) · [cathay bank business mobile](https://appshunter.io/ios/topics/cathay-bank-business-mobile) · [richard life](https://appshunter.io/ios/topics/richard-life) · [cathay bank](https://appshunter.io/ios/topics/cathay-bank) · [cobee](https://appshunter.io/ios/topics/cobee) · [optim8 manager portal](https://appshunter.io/ios/topics/optim8-manager-portal) · [cathay](https://appshunter.io/ios/topics/cathay) · [musky 360](https://appshunter.io/ios/topics/musky-360) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*