# CubWallet: Kids Money Tracker — Family Finance & Chore Tracker

> Virtual money management app for kids to learn financial responsibility through chores and goals. (iPhone/iPad app by Nicholas Vo.)

- Source: https://appshunter.io/ios/app/cubwallet-kids-money-tracker/id6761879681 (this page in markdown: same URL + `.md`)
- Developer: [Nicholas Vo](https://appshunter.io/developer/1891916620)
- Category: Education, Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 12 MB
- Languages: American English
- Released: 2026-05-14
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cubwallet-kids-money-tracker/id6761879681/reviews.md

## What is CubWallet?

CubWallet teaches kids that money is earned — not just given.

With CubWallet, every chore your child completes earns real value. Every dollar has a purpose. And kids learn to save, spend, invest, and give through real hands-on experience — without any real money moving through the app.

HOW IT WORKS
CubWallet is a ledger app. Parents set up chores with rewards, kids complete them, and parents approve. Balances are tracked in the app — when it's time to pay out, you hand over cash or transfer money yourself. You're the bank. CubWallet keeps the score.

FOR PARENTS
Set up chores with money rewards or fun perks like screen time
Approve or deny chore completions before any reward is granted
Approve or deny spend withdrawal requests — you hand over the real cash
Approve or deny bonus job proposals your kids submit
Set budget challenges with savings targets — kids earn badges when they hit the goal
View the Family Report Card — grades, needs vs wants breakdown, entrepreneur wins
Configure grade rewards — A's, B's, and C's each earn a set amount
Set a weekly allowance that resets every week with one tap
Create family savings goals and match your kids' contributions
Start countdown timers for approved screen time and gaming perks
See every kid's balance, history, and progress at a glance
Sync across devices — parent's phone + kids' phones, same account

FOR KIDS
Log in with a private 4-digit PIN — siblings can't peek
Complete chores and submit for parent approval
Request a spend withdrawal — parents approve before any cash changes hands
Propose your own bonus jobs and earn extra money
Set savings goals and track your progress toward them
Build a wish list — CubWallet shows exactly how many chores away each item is
Submit your grades and unlock rewards your parent configured
Complete budget challenges set by parents and earn special badges
Collect 32 badges across 8 categories — Earning, Chores, Saving, Goals, Giving & more
Level up with XP and build chore streaks
Young kids (10 and under) get a bright, friendly view — teens get a sleek dark design

PRIVACY FIRST
No ads, ever
No real money handled by the app
Cloud sync with end-to-end PIN protection
Each kid's dashboard is completely private from siblings
No third-party analytics or tracking

Start your 14-day free trial today. Cancel anytime from App Store settings.

By downloading CubWallet, you agree to Apple's Standard License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Chore tracking with rewards
- Virtual savings and spending goals
- Budget challenges and badges
- Allowance management
- Family finance reporting
- Progress tracking with XP
- Customizable chore rewards

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| CubWallet Annual | $12.99 | per year |
| CubWallet Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Family Tools | $5.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/cubwallet-kids-money-tracker/id6761879681/reviews.md

### 5/5 — A must-have app for families!

*2026-07-17*

CubWallet is such a fun way to teach kids about money and responsibility. I love that it turns chores into a game while helping kids learn the value of earning and saving. The app is super easy to use and I can't wait to see how it grows! 🤩

## Frequently asked questions about CubWallet

### How does CubWallet teach kids about earning money?

CubWallet allows parents to assign chores with specific monetary or perk rewards. Once a child completes a chore, they submit it for parent approval, and the reward is added to their virtual balance within the app.

### Can CubWallet be used for real money transactions?

No, CubWallet is a ledger app that tracks virtual money. Parents are responsible for handing over actual cash or transferring funds when a child requests a withdrawal or receives their allowance.

### What kind of financial goals can kids set in CubWallet?

Kids can set savings goals for desired items or experiences, and the app visually tracks their progress. Parents can also create family savings goals and match their children's contributions.

### Does CubWallet have ads?

No, CubWallet is ad-free, ensuring an uninterrupted and safe learning environment for children. The app prioritizes privacy and does not use third-party analytics or tracking.

### What is the age rating for CubWallet?

CubWallet is rated '4+' by Apple, making it suitable for young children and up. The app offers different visual themes for younger children and teenagers.

### How often is CubWallet updated?

The latest version of CubWallet is 2.4, and it was last updated on June 24, 2026. This indicates a relatively active development cycle for the application.

### What platforms does CubWallet support?

CubWallet is available on iPhone, iPad, and iPod. The app supports syncing across multiple devices within the same account for both parents and children.

### Is there a trial period for CubWallet?

Yes, CubWallet offers a 7-day free trial for new users. Users can cancel their subscription at any time through their App Store settings.

## Version history (last 5 releases)

### 3.6 — 2026-08-18

Fixes and improvements

Fixed an issue where some parents who had confirmed their email could get stuck before finishing family setup.
Kids can now move money into their Give jar and give it to a cause they choose — giving now works end to end.
A weekly allowance is now optional and no longer turns on by itself. Turn it on only if your family uses it.
Easier getting started: after you add a kid, you're guided to add a first chore in one tap.
A cleaner, faster Add-a-Chore screen.

### 3.5 — 2026-08-13

CubWallet now flexes to fit your family:

Responsibility chores — mark a chore as a family responsibility kids do for their streak, with no money attached. Perfect for families who don't pay for everyday chores.

Give button — kids can now give from their Give jar to a cause they choose, and Move Money now lets them move funds between all three jars (Spend, Save, and Give).

Deposit money — add cash to a kid's account right from your dashboard for gifts, birthday money, or a business payout, and see it in their activity.

Allowance, your way — a weekly allowance is now optional; turn it on only if your family uses it.

Smarter Entrepreneur Mode — a new "Pitch to your parents" business-plan step, plus a guess-vs-real supplies check so kids learn to budget.

A cleaner, faster Add-a-Chore screen.

### 3.4 — 2026-07-28

What's New in CubWallet

Household Contributions now let you set an amount. When you add a shared expense like rent or groceries, you can set how much your child chips in, and they'll see a progress bar as they contribute. We've kept it gentle on purpose, with a small age-based suggestion so contributions stay symbolic and encouraging rather than stressful.

Kids can now nudge you for a review. When something's waiting on a parent, your child can send a friendly reminder so requests don't sit too long.

Faster, clearer subscription screen. Prices now show directly on the screen, the buttons respond instantly when tapped, and everything loads more reliably.

Smoother sign-up. We now catch common email typos as you enter them (like "gmial" or "iclould") and suggest a correction, so your confirmation email actually reaches you. Confirmation codes last longer, there's an easy resend button, and clearer messaging if a code expires.

Reliability improvements. Fixed an issue that could show "trial expired" to brand-new users, fixed family setup so it always saves correctly, made sure the app never gets stuck on a blank screen at launch, and resolved several syncing issues so your family's data stays consistent across devices.

### 3.3 — 2026-07-20

Bugs in the trial wall that fixed. users can delete their account or log out now

### 3.2 — 2026-07-19

fixed trial bug

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*