# Cuentas Prepaid Mastercard® — Finance > Prepaid Mastercard app for managing funds, direct deposit, and transfers. (iPhone/iPad app by Cuentas, Inc.) - Source: https://appshunter.io/ios/app/cuentas-prepaid-mastercard/id1483994878 (this page in markdown: same URL + `.md`) - Developer: [Cuentas, Inc](https://appshunter.io/developer/1483994877) - Category: Finance - Price: Free - Rating: 4.47/5 from 32 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 10.0 · 63 MB - Languages: English - Released: 2020-01-22 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cuentas-prepaid-mastercard/id1483994878/reviews.md ## What is Cuentas Prepaid Mastercard®? The Cuentas Prepaid Mastercard® is a mobile app that lets you manage your money on the go. With features like no credit check and no fee direct deposit, you can check your balance at any time to stay in control of your money. Transfer money to another Cuentas cardholder for free, receive your direct deposit up to 2 days earlier, conveniently make online purchases, pay for groceries, and pay your bills. The Cuentas Prepaid Mastercard® funds are FDIC insured and can be used wherever debit Mastercard® is accepted. Sign Up for the Cuentas Prepaid Mastercard® today to receive $5 of free International Long-Distance credit. Cuentas cardholders also enjoy discounts from top brands like: Amazon Cash, AT&T, Playstation, Verizon, XBOX, Burger King and more within the Cuentas Store in-app. Cuentas Prepaid Mastercard® is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International. Terms and conditions apply. How to qualify: - You must be over 18 years old - Have a valid ITIN/SSN and any of the following government IDs from the USA and Other Select Countries: o Passport o Driver’s License o Matricula Consular ID o US Resident “Green” Card o H-1B Visa card o Other Government ID - Have a physical address in the US Cardholder benefits: • No credit check or background check • Fee Free transfer of funds from Cuentas cardholders to Cuentas cardholders • No Fee Direct Deposit for paychecks or government issued checks • Add funds at over 200,000 VanillaDirect Load locations • Earn $5.00 in International Long-Distance Minutes upon registration • Discounts from top brands in the Cuentas Store • Withdraw funds at ATM cash machines and banks • Valid in countries where debit Mastercard® is accepted • No minimum balance required • Set up account alerts to stay in control of your money • See the Cardholder Agreement for details and limits ## Key features - No credit check required - Fee-free direct deposit - Free money transfers between cardholders - Early direct deposit access - Online and in-store purchases - FDIC insured funds - Discounts in Cuentas Store ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/cuentas-prepaid-mastercard/id1483994878/reviews.md ### 1/5 — AP doesn’t work *2025-07-30* I get to the page to open an account and the AP doesn’t work. Also no contact info ### 3/5 — Account open *2022-10-23* What’s wrong 😑 with this app I can’t know why it’s so hard to open Cuentas account ### 5/5 — Great for sending $$ home *2022-03-23* Sooo easy to use and I can send money to my family who live in many different places. Also good discounts on phone plan and restaurants too. More convenient than a bank account. ### 5/5 — Easy Money !! *2021-07-03* Cuentas is revolutionizing the world moving money in any capacity !! ### 5/5 — Superb! Thank you! *2020-10-23* Excellent service. Saves money and time. Where have you been these past 2 decades...:) App is great with new needed updates. Happy to recommend! Thank You! ### 5/5 — Incredible application *2020-02-21* Very easy to use and work with helped me save money on calls etc ### 5/5 — Excelente para administrar tus cuentas *2020-01-30* Ahora puedo llevar el control detallado de mis pagos, transferencias, transporte y todo lo que con el app y la tarjeta Cuentas puedo hacer. Simple de instalar y usar, se las recomiendo ampliamente... ### 5/5 — Cuentas Mobile App *2020-01-27* Great Tool and overall Money App w good features plenty locations to reload too ### 5/5 — Great Mobile Banking App *2020-01-25* Great tools ..... card to card , locations to reload and transit and Gift cards. A+ ## Frequently asked questions about Cuentas Prepaid Mastercard® ### What is Cuentas Prepaid Mastercard®? Cuentas Prepaid Mastercard® is a mobile app that provides a prepaid debit card for managing your money. It offers features like fee-free direct deposit, money transfers, and online purchasing capabilities. ### How do I sign up for Cuentas Prepaid Mastercard®? To qualify, you must be over 18, have a valid ITIN/SSN, a US physical address, and a valid US government ID. You can then sign up through the app. ### Does Cuentas Prepaid Mastercard® have any fees? The app highlights no fee direct deposit and fee-free transfers between Cuentas cardholders. It also mentions no minimum balance is required. Specific terms and conditions apply, which can be found in the Cardholder Agreement. ### Can I receive my direct deposit early with Cuentas Prepaid Mastercard®? Yes, you can receive your direct deposit up to 2 days earlier with the Cuentas Prepaid Mastercard®. This allows for quicker access to your funds. ### Is my money safe with Cuentas Prepaid Mastercard®? Yes, your funds are FDIC insured, meaning they are protected up to the applicable limits. The card is issued by Sutton Bank, a Member FDIC. ### Where can I use my Cuentas Prepaid Mastercard®? The Cuentas Prepaid Mastercard® can be used wherever debit Mastercard is accepted, both for online purchases and in physical stores. You can also withdraw funds at ATMs and banks. ### Does Cuentas Prepaid Mastercard® offer any discounts? Yes, cardholders can enjoy discounts from top brands like Amazon Cash, AT&T, Playstation, and more within the Cuentas Store in the app. New users also receive $5 of free International Long-Distance credit upon registration. ### What devices support Cuentas Prepaid Mastercard®? Cuentas Prepaid Mastercard® is available on iPhone and iPod devices. The app was last updated on February 18, 2022, with version 2.11.0. ## Version history (last 5 releases) ### 2.11.0 — 2022-02-18 We are constantly working to improve the Cuentas app with updates and bug fixes. In this release, we’ve identified and addressed a camera permissions bug when validating identification during a Western Union transaction. This bug fix allows a seamless experience for Cuentas customers. ### 2.10.0 — 2022-02-14 We are constantly working to improve the Cuentas app with updates and fixes. In this release, we’ve added Western Union to our app store. Cuentas customers can now conveniently and securely make and manage money transfers through their mobile app 24/7, allowing for fast and reliable cash pickup for recipients at Western Union agent locations. This new feature allows Cuentas customers to choose the country, currency, and speed for all money transfers as well as track the status of fund transfers. The app also conveniently integrates with Western Union’s My WU® rewards program, ensuring that Cuentas customers can easily redeem points for transfer fee discounts. ### 2.9.0 — 2022-02-10 We are constantly working to improve the Cuentas app with updates and fixes. In this release, we’ve added 2 new top-up options for Black Wireless customers in the Cuentas store. We’ve also made it convenient for Cuentas customers to easily print a pre-populated direct deposit forms from the Settings section under the Bank Info heading. Lastly, we enhanced the user experience and addressed minor fixes. ### 2.8.0 — 2022-01-27 We are constantly working to improve the Cuentas app with updates and fixes. In this release we improved card account transfer functionality, post-registration pages and addressed minor bug fixes. ### 2.7.0 — 2021-12-16 New Topup products - Mango Wireless and Black Wireless Enhanced post-registration experience Enhanced store pages ## Apps similar to Cuentas Prepaid Mastercard® | App | Rating | Price | Category | | --- | --- | --- | --- | | [PayPal - Send, Manage, Pay](https://appshunter.io/ios/app/paypal-send-manage-pay/id283646709) | 4.7 (189,942) | Free | Finance | | [CapAdv](https://appshunter.io/ios/app/capadv/id1530597860) | 5.0 (5) | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [American eWallet](https://appshunter.io/ios/app/american-ewallet/id1664982598) | 2.0 (4) | Free | Finance | | [MyDebitCard](https://appshunter.io/ios/app/mydebitcard/id6444846540) | 5.0 (2) | Free | Finance | | [Koinage](https://appshunter.io/ios/app/koinage/id1641750746) | 5.0 (7) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*