# Culminari for Veterans — Benefits projected > Retirement income projection app for U.S. veterans with VA disability ratings. (iPhone/iPad app by Catalem LLC.) - Source: https://appshunter.io/ios/app/culminari-for-veterans/id6764764024 (this page in markdown: same URL + `.md`) - Developer: [Catalem LLC](https://appshunter.io/developer/1895907589) - Category: Finance, Reference - Price: Free - Rating: 5.00/5 from 3 App Store ratings - Age rating: 4+ - Requires: iOS 17.6 · 7 MB - Languages: American English - Released: 2026-05-06 - Data updated: 2026-07-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/culminari-for-veterans/id6764764024/reviews.md ## What is Culminari for Veterans? Culminari for Veterans helps you see the bigger picture: what your VA compensation looks like over time, what your Social Security retirement may look like when that day comes, and what your family retains if you're no longer here. Side by side, so you can plan ahead. These are estimates based on published government rates. Not advice. Not guarantees. Just a clearer view of what may be ahead. Two benefits. One picture. Your life. FEATURES - VA compensation projected with annual COLA for every rating (10%–100%), including dependents - Social Security retirement claiming slider — explore ages 62 to 70 with a live benefit curve - Crossover calculator — see when waiting to claim pays off, in your numbers - Medicare cost projections from age 65 — Part B and Part D, with late-penalty guidance - VGLI premium projections across each 5-year age band - Property-tax exemption lookup for all 50 states, DC, and territories - DIC survivor benefits for 100% P&T veterans — what your family retains - Purchasing-power toggle — see what your benefits buy in today's dollars - Home Screen widget and optional milestone reminders - Learn library with plain-language explanations of every benefit PRIVACY No accounts. No ads. No in-app purchases. Culminari makes no network connections — your information stays in the app on your device. Rate tables are bundled with the app and updated through App Store releases. ## Key features - VA compensation projection with COLA - Social Security claiming age exploration - Medicare cost and penalty education - Property tax exemption lookup - DIC survivor benefit display - Adjustable planning horizon ## Frequently asked questions about Culminari for Veterans ### Does Culminari have ads? No, Culminari for Veterans is completely ad-free. The app emphasizes a clean user experience without any advertisements. ### What is the latest version of Culminari? The latest version of Culminari for Veterans is 1.1, last updated on May 28, 2026. This version likely includes refinements and bug fixes based on user feedback. ### How does Culminari project VA compensation? Culminari projects VA compensation for all ratings (10%-100%), including dependents and Special Monthly Compensation (SMC-K). It also incorporates annual Cost of Living Adjustments (COLA). ### Can I explore different Social Security claiming ages with Culminari? Yes, Culminari features a Social Security benefits claiming slider that allows you to explore ages 62 to 70. You can view a live benefit curve and monthly amounts at each age. ### Is my personal data safe with Culminari? Yes, Culminari for Veterans prioritizes user privacy. It does not ask for your Social Security number and all data stays on-device, meaning no accounts, logins, or emails are required. ### What age rating does Culminari have? Culminari for Veterans has an age rating of 4+. This indicates it is suitable for a wide audience, though its content is specifically tailored for adult veterans. ### What devices does Culminari support? Culminari for Veterans currently supports iPhones. Future updates may expand compatibility to other Apple devices or Android platforms. ### How does Culminari handle Medicare projections? Culminari projects Medicare costs from age 65, including Part B and Part D. It also provides education on late penalties and allows opt-outs for veterans with other coverage. ## Version history (last 5 releases) ### 1.2.2 — 2026-07-07 What's New in 1.2.2 This update sharpens accuracy and fixes a couple of display issues: • More accurate property-tax exemption estimates for states with percentage-based and tiered exemptions • The disability rating comparison now shows each rating's correct base amount • Reliability and stability improvements All figures remain estimates based on published government rates. ### 1.2.1 — 2026-07-03 Culminari for Veterans - Expanded property-tax coverage. - Home Screen widget — your current benefit value and next milestone at a glance. - Legislative Calendar — state-specific benefit changes surface as alerts. - Milestone reminders — an optional heads-up before Medicare enrollment, VGLI premium band changes, dependent age-outs, and property-tax deadlines. - Smart rate updates — when bundled rates change, the app shows what changed for your profile. - Solvency update — Social Security retirement solvency projection updated to the 2026 Trustees Report. Fixed in 1.2.1 - The Home Screen widget's benefit figures now match the app exactly. - The widget's next-milestone line follows your notification settings. - The widget resets when you clear your data. - Additional display fixes. ### 1.2 — 2026-07-02 New in 1.2 - Home Screen widget — your current benefit value and next milestone at a glance. - Milestone reminders — an optional heads-up before Medicare enrollment, VGLI premium band changes, dependent age-outs, and property-tax deadlines. - Legislative Calendar — state-specific benefit changes surface as alerts. - Smart rate updates — when bundled rates change, the app shows what changed for your profile. - Solvency update — Social Security retirement solvency projection updated to the 2026 Trustees Report. - Expanded property-tax coverage. Also in this release - Reliability and accuracy improvements, plus fixes to notifications, the widget, and property-tax eligibility. ### 1.1 — 2026-05-28 - SMC-K support — Special Monthly Compensation now included in your projection - Medicare opt-out for veterans with TRICARE or other coverage - Adjustable planning horizon — project through age 100 - Social Security solvency disclosure with Funded vs. Depleted crossover comparison - Redesigned Profile and Settings - Expanded glossary - Bug fixes and accuracy improvements ### 1.0.1 — 2026-05-12 Clarity update: We heard from veterans that our language around Social Security could be misread. To be clear — this app never asks for your Social Security number. The only number you enter is your estimated monthly benefit amount from your SSA statement. Every reference in the app now says "Social Security benefits" to make that distinction unmistakable. Also in this update: new Learn articles on SMC-K, Medicare opt-out considerations, and what this app collects vs. what it doesn't. Expanded glossary. Improved inflation awareness content. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*