# CUMONEY Mobile — Your Prepaid card, in an app.

> Prepaid card management app for accessing and controlling funds. (iPhone/iPad app by ICUL Service Corporation.)

- Source: https://appshunter.io/ios/app/cumoney-mobile/id1435834144 (this page in markdown: same URL + `.md`)
- Developer: [ICUL Service Corporation](https://appshunter.io/developer/724889613)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 1,140 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 53 MB
- Languages: American English, Korean, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Hong Kong SAR China)
- Released: 2018-10-02
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cumoney-mobile/id1435834144/reviews.md

## What is CUMONEY Mobile?

Download the app today and begin your path to financial freedom!

The CUMONEY® Mobile App simplifies your day with 24/7 on the go access to your hard-earned money.

Single Sign-in for the CUMONEY mobile app and website. Use your CUMONEY Website credentials to sign-in to the CUMONEY mobile app

Manage your virtual or plastic CUMONEY Card with the mobile app:

•Safe, easy access with optional Fingerprint or Face Recognition Login
•Add funds to your CUMONEY Card:
•deposit checks with a picture
•load money from your credit or debit card
•Use your Everyday Spend card to get paid up to 2 days early with Direct Deposit 
•Secure your card with On/Off feature and set transaction limits and restrictions
•Set up alerts to stay up-to-date on your card activity
•Safe and Secure shopping online or in stores
•Easily link your card to your mobile wallet right from the CUMONEY mobile app
•Review balance and transaction history
•Set travel notices for uninterrupted card use while you travel

Your CUMONEY Everyday Spend and CUMONEY TravelMoney Prepaid Cards are accepted worldwide. Use it everywhere Visa is accepted.


This app may use the Device Administrator permission.

## Key features

- Deposit checks via photo
- Load funds from cards
- Early direct deposit access
- Card security (on/off, limits)
- Transaction alerts
- Mobile wallet integration
- Balance and history review

## What do users think of CUMONEY Mobile?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 💡 Helpful for controlling employee spending
- 👍 Shows spending receipts

**Cons**

- 🐛 Funds not available immediately
- 🐛 Unreliable card usage at terminals
- 🐛 Difficult to add funds directly from bank accounts
- 🐛 Frequent app issues and crashes
- 🐛 Poor customer service experience

**Commonly reported bugs**

- Card becoming inactive with available funds
- Unauthorized charges on the card
- Inability to sign in and check balance
- App not working for some users

**Most requested features**

- Ability to add funds directly from bank accounts
- Improved app stability and reliability
- Better customer support responsiveness

## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/cumoney-mobile/id1435834144/reviews.md

### 3/5 — Tracks $ Card Transactions & Balance

*2026-05-23*

I like being to track my Balance and Transactions. BUT, How do I add multiple cards or Remove a card and Replace with a different card???  So Frustrating.

### 1/5 — holy moly the new app is so much worse

*2026-05-03*

after months and months of announcements and prep work, the new app is here, and despite the build-up, it’s completely awful. Messages don’t appear correctly, every part of the app is plagued by random errors, you can’t log in on browser - it’s been rendered completely unusable! I can’t believe I’ve been stupid enough to trust this dump company with my paycheck. 

Oh also, support won’t help you or respond to you. And if you call support, they charge you a fee 😭

### 1/5 — Broken App

*2026-04-29*

new experience doesn’t work, I can’t login on my computer and I can’t load funds and I can’t contact support and I can’t view my details for direct deposit - what the heck - wish I could un update this

### 1/5 — New App is Awful

*2026-04-29*

Somehow the new app is so much worse than I could have imagined. Didn’t think it was possible but there are twice as many bugs, loads failing, can’t log in on desktop, other errors. This is a nightmare app.

### 1/5 — Terrible customer support

*2026-04-27*

Just awful. I wish I never had to use this.

### 1/5 — Stopped working

*2026-04-26*

Long story short the app stopped working

### 1/5 — CUMONEY

*2026-02-14*

The card is a joke.
Funds are not available immediately sometimes it takes up to 48 hours to post. Using the card is a fifty fifty chance it will work at the terminal. Therefore it is necessary to keep a backup plan with you at all times..
It’s ridiculous that to load money it has to come from a card not directly from a checking or savings account .

### 1/5 — Scam Company

*2026-01-04*

This service is riddled with issues that can only be resolved by calling the Filipino call center for resolution which also triggers service charges.  Card automagically goes closed.  Awful service from a scam company.

### 5/5 — VERY customer UNfriendly!

*2025-02-20*

I used to use the cumoney card religiously while abroad. Never had an issue to speak of. Then, the mobile app gets updated, my old card expired and I’m unable to remove it and/or add a new card as I have done on the older version (I actually had 2 cards on it at the same time, could interact with both independently of each other!). Nothing that I have tried has succeeded and the instructions from the customer service have mostly been repeats of everything I’ve already tried! The mobile app NEEDS to be reconfigured for more user friendliness!

EDIT: I eventually discovered that one must simply create an entire new account on the mobile app in order to swap in a new card. iCloud didn’t remove it, but after I re-downloaded it, I had an option to register my card. Entered the new info, made a small user name change and done. STILL NOT USER FRIENDLY but I, at minimum, self-resolved the ‘new card’ issue

### 2/5 — Unable to load $ on card

*2025-01-25*

I’ve tried for over a week to add additional $$ to card & continue to get “unable ✔️back

## Frequently asked questions about CUMONEY Mobile

### What does the CUMONEY Mobile app do?

The CUMONEY Mobile app allows you to manage your CUMONEY prepaid cards on the go. You can deposit checks, load funds from other cards, and track your balance and transaction history. It also offers features to secure your card and receive early direct deposit payments.

### How can I add money to my CUMONEY card using the app?

You can add funds to your CUMONEY card through the mobile app in several ways. This includes depositing checks by taking a picture of them, or loading money directly from your credit or debit card. The app also facilitates early access to funds through direct deposit.

### Is the CUMONEY Mobile app free to use?

Based on the provided information, the CUMONEY Mobile app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities.

### Where can I use my CUMONEY card?

Your CUMONEY Everyday Spend and CUMONEY TravelMoney Prepaid Cards are accepted worldwide wherever Visa is accepted. This includes both online and in physical stores, providing broad usability for your funds.

### What security features does the app offer?

The app provides several security features to protect your card and funds. These include optional Fingerprint or Face Recognition Login, an On/Off feature to instantly secure your card, the ability to set transaction limits and restrictions, and alerts for card activity.

## Version history (last 5 releases)

### 1.1.260701 — 2026-08-10

We’ve refreshed CUMONEY mobile to make your life easier. We continue to optimize your experience with bug fixes and improvements.
You can now get a Quick Card Balance before logging in.

### 1.0.260701 — 2026-08-03

We’ve refreshed CUMONEY mobile to make your life easier. We continue to optimize your experience with bug fixes and improvements.
You can now get a Quick Card Balance before logging in.

### 1.0.260200 — 2026-04-27

We’ve refreshed CUMONEY mobile to make your life easier. We continue to optimize your experience with bug fixes and improvements.
You can now get a Quick Card Balance before logging in.

### 1.0.21 — 2024-11-19

We are always making changes and improvements to this app. Make sure to update to the latest version. Here are our latest changes:
• User experience updates, compliance enhancements and defect fixes

### 1.0.20 — 2024-03-18

We are always making changes and improvements to this app. Make sure to update to the latest version. Here are our latest changes:
• User experience updates, compliance enhancements and defect fixes

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## More apps by ICUL Service Corporation

- [ICUL Event](https://appshunter.io/ios/app/icul-event/id1455233973)

All apps by ICUL Service Corporation: https://appshunter.io/developer/724889613

## Related topics

[cumoney mobile](https://appshunter.io/ios/topics/cumoney-mobile) · [cumoney](https://appshunter.io/ios/topics/cumoney)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*
