# Curl Budget — Smart Shared Money Tracker > Smart shared budgeting app with bank connections and automated categorization. (iPhone/iPad app by Carl Gieringer.) - Source: https://appshunter.io/ios/app/curl-budget/id6753088049 (this page in markdown: same URL + `.md`) - Developer: [Carl Gieringer](https://appshunter.io/developer/1469363183) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 17.4 · 63 MB - Languages: American English - Released: 2026-02-26 - Data updated: 2026-10-07 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/curl-budget/id6753088049/reviews.md ## What is Curl Budget? Take control of your spending — solo or together. Curl Budget connects to your bank accounts and uses smart automation to categorize transactions, track budgets, and keep you on pace. A subscription is required for full functionality. Explore all features in a free demo workspace without a subscription. SMART CATEGORIZATION • AI-powered categorization learns your spending patterns (opt-in) • Choose cloud or on-device AI for maximum privacy • Create custom rules with flexible matching logic • Select multiple transactions to bulk-edit categories and tags BUDGETS THAT ACTUALLY WORK • Set budgets by category or tag with weekly, monthly, or annual periods • Envelope method: allocate income to categories, carry unused balances forward with rollover • Navigate between budget periods to review and adjust your spending plan • Get notified before you overspend, not after • See exactly how much you have left to spend BUILT FOR FAMILIES & COUPLES • Share a workspace with your partner or family • Everyone sees the same transactions and budgets • Role-based permissions keep you in control MULTI-CURRENCY • Set your preferred display currency for all reports and budgets • Track accounts in different currencies with automatic conversion • Auto-detects currency from your device locale CRYPTO WALLET MONITORING • Track Bitcoin, Ethereum, and Solana wallet balances • Daily balance snapshots integrated into your net worth • Paste any wallet address — auto-detects the blockchain GOALS & PROJECTIONS • Set savings goals and track your progress • Financial projections show where you're headed • Retirement planning with Monte Carlo simulations NET WORTH & CASH FLOW • Track your net worth over time across all accounts • Cash flow projections based on recurring rules and history • See which rules contribute to each projected month RECEIPT CAPTURE • Snap a photo or import from your library • Multi-page capture for long receipts (up to 10 pages) • OCR reads the amount and date automatically • Match receipts to transactions for record-keeping ALERTS & NOTIFICATIONS • Daily summaries with new transactions and budget pace • Sync alerts when a bank connection stops working • Fraud alerts for unusual amounts, unfamiliar merchants, or atypical spending • Notification inbox keeps everything organized RETURN TRACKING • Automatic refund detection linked to original purchases POWERFUL INSIGHTS • Cash flow charts show income vs. expenses over time • Search and filter transactions by category, recipient, date, and more • Drill down from summaries to individual transactions • Spot trends and understand your financial habits AUTOMATION THAT SAVES TIME • Automatic transaction imports from your banks • Import Apple Card and Apple Cash via FinanceKit (iOS) • Import OFX, QFX, and QBO files from other apps • Smart transfer detection between your accounts • Duplicate and double-charge detection • Split transactions across multiple categories • Recurring transactions spread across budget periods • Rules run automatically — set it and forget it FLEXIBLE ACCOUNTS • Connect your bank through Plaid • Add manual accounts for cash or unsupported banks • Tag transactions for custom tracking and budgets PRIVACY FIRST • We never see your bank credentials • Plaid handles authentication with bank-grade security • Your data stays yours EARLY ACCESS Curl Budget grows intentionally — admitting new users daily. Try all features immediately in a free demo workspace. SUBSCRIPTION PRICING • Start with a free trial — no commitment • Less than a Netflix subscription • You keep your subscription price forever • Full-featured — no paywalls for core functionality Available in English, Spanish, Portuguese, and Russian. Supports dark mode. Whether you're tracking solo or sharing finances in your household, Curl Budget gives you clarity without complexity. Terms of Service: https://curlbudget.com/terms-of-service.html Privacy Policy: https://curlbudget.com/privacy-policy.html ## Key features - AI-powered transaction categorization - Shared budgeting for families and couples - Multi-currency account tracking - Crypto wallet balance monitoring - Savings goals and financial projections - Receipt capture with OCR - Automated bank transaction imports ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Curl Budget (Annual) | $49.99 | per year | | Curl Budget (Monthly) | $4.99 | per month | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/curl-budget/id6753088049/reviews.md ### 5/5 — Finally *2026-03-16* I have tried numerous budgeting apps, and none of them kept me as a loyal subscriber. Curl budget has been a game changer in my ability to clearly see my spending and correct course. I love how easy the app allows me to see my transactions and how much money I’m spending on categories each month. It has helped me significantly track my spending and see where my money is going and finally by able to budget efficiently and save some money.. I can’t praise this APP enough! **Developer response:** Thank you very much! Please don’t hesitate to reach out with feedback as we continue to add features. What would you like to see next? ## Frequently asked questions about Curl Budget ### Does Curl Budget have ads? No, Curl Budget is ad-free. This allows for a cleaner user experience without interruptions from advertisements. ### What is the pricing for Curl Budget? Curl Budget is free to download and offers a free demo workspace. Full functionality requires a subscription, with pricing details available within the app. ### What devices does Curl Budget support? Curl Budget is currently supported on iPhone devices. Future platform expansions may be available. ### How often is Curl Budget updated? The latest version of Curl Budget is 1.0.11, and it was last updated on May 11, 2026. Updates typically include new features and performance improvements. ### What security features does Curl Budget offer? Curl Budget offers AI-powered categorization with options for cloud or on-device processing for enhanced privacy. It also provides fraud alerts for unusual spending. ### Can I connect multiple bank accounts to Curl Budget? Yes, Curl Budget connects to your bank accounts for automatic transaction imports. It also supports importing OFX, QFX, and QBO files. ### What are the subscription tiers for Curl Budget? The provided information indicates a subscription is required for full functionality, but specific tier details are not available in the description. Users can explore features in a free demo workspace. ### What is the age rating for Curl Budget? Curl Budget has an age rating of 4+, making it suitable for a wide range of users. This rating suggests content is generally appropriate for most ages. ## Version history (last 5 releases) ### 1.0.14 — 2026-08-09 A big update — here's what's new since 1.0.12: Charts & reports • See your spending as a pie chart — a new Transaction Activity view that breaks income and expenses down by category, with every slice clearly labeled • A new category breakdown chart shows income and expenses side by side, and charts can now summarize by amount (not just transaction count) • Every account now has a value-over-time chart, and net-worth reports can focus on a single account • Explorer now shows running (cumulative) totals as you sort transactions by amount Smarter categorization • AI category suggestions now appear right in Explorer — approve, change, or turn one into a rule in a tap • Full auto-categorization is faster, more reliable, and no longer stalls partway through • Build rules straight from a suggestion, plus new amount-based rules for income and expenses • Auto-rules now support NOT/negation (e.g. "merchant Starbucks AND NOT category Coffee") Receipts • New Receipts view in the menu, plus a simpler capture-and-confirm screen • Fixed receipts that showed the wrong linked status; opening a linked receipt is faster Everyday use • The app now reopens right where you left off • Transaction times follow your workspace's timezone, so shared households always agree on dates • Explorer is faster, search clears instantly, and empty budgeted categories stay hidden while you search • Long-press any transaction field to copy it • Pending workspace invitations now appear in the app to accept or decline • Links open the app when it's installed, with a web fallback Reliability • More reliable Apple Cash, Card, and Savings syncing across shared workspaces, with reconnection prompts that name the right person • Better handling of duplicate transactions, transfers, and Venmo-style funding pairs • Clearer dark-mode contrast, smoother performance, and the usual bug fixes ### 1.0.12 — 2026-06-10 • "Syncing transactions…" banner after connecting a bank • More reliable and frequent Apple FinanceKit transactions background sync • Fixed duplicate Plaid sync notifications + bad tap landing • 403 errors no longer flip your active workspace • Free-access users no longer silently denied write access • Multi-receipt thumbnail strip in transaction detail • Allocate modal: cadence respects budget period • Real recurring instances no longer dimmed in explore • Cleaner recurring badge, clearer Disconnect button • Fixed clearing a transaction's notes ### 1.0.11 — 2026-05-11 - Fixed app freeze when creating an auto-rule from an AI category suggestion on a transaction that had multiple pending suggestions - AI suggestion chips now appear on already-loaded transactions instead of only on newly-paginated pages - AI suggestion chips keep updating after you switch tabs while a categorization job is processing ### 1.0.10 — 2026-05-06 • French translation added (with Canadian regional overrides) Fixed Bugs: • Date pickers and transaction date headers now use your selected language • Budget alert fixes: no false day-1 warnings, correct period boundaries, tapping no longer crashes Explorer • Returns: better original-purchase matching with manual search • Cash Flow projection and Explorer sub-month totals fixed • "Unknown Institution" account counts are now accurate • Demo workspace no longer renames your profile • Apple sync: clearer activity feed copy; auto-retries on transient errors • FinanceKit: only the household member who connected Apple gets reauth prompts and notifications — others see clear attribution instead Improved Performance: • Faster Explorer filter toggling; money fields preserve trailing zeros • Workspace switching now updates the Accounts screen immediately ### 1.0.9 — 2026-04-28 AI & categorization • Approve AI suggestions inline on the transaction list • Long-press a suggestion to apply it across matching transactions, or to create an auto-rule prefilled with the merchant and category • Tap or long-press a category chip on any transaction row to edit • Clear pending AI suggestions in bulk Notifications • Long-press toggles read/unread; swipe left for Toggle Read + Delete; tapping marks read • Quieter "new merchant" alerts on Venmo, Cash App, PayPal, and Square Receipts • Multi-page receipts — snap up to 10 pages for long Costco-style receipts Rules • New "Original Description" rule condition — match the original bank description before merchant normalization (e.g., "Costco Travel" vs Costco) • "Apply rule" confirmation count now matches the preview Explorer & Reports • Fixed date filters that got stuck on "Custom Range" and ignored new presets • Single-date filters show the actual date instead of "Custom range" • Recurring/spread tile counts now match the drill-down list Reliability & polish • Smoother transition from demo to a verified account — data carries over • Help & Support links open reliably via an in-app browser • Manual amounts preserve trailing zeros (282.20 stays 282.20) • Apple Card → Apple Savings reward matching for large histories • Fixed OFX import from Share sheet, custom-date-filter crash, and stale data after workspace switching ## Apps similar to Curl Budget | App | Rating | Price | Category | | --- | --- | --- | --- | | [EyeCash: Spending Tracker](https://appshunter.io/ios/app/eyecash-spending-tracker/id6755037426) | 5.0 (4) | Free | Finance | | [EZ-Budget](https://appshunter.io/ios/app/ez-budget/id6464128386) | 5.0 (2) | Free | Finance | | [OneSite](https://appshunter.io/ios/app/onesite/id1485522950) | 2.3 (27) | Free | Finance | | [Profit.com - #1 Trading Tools](https://appshunter.io/ios/app/profitcom-1-trading-tools/id1605144354) | 4.6 (95) | Free | Finance | | [Lunch Money](https://appshunter.io/ios/app/lunch-money/id6739028463) | 4.7 (42) | Free | Finance | | [IdentityForce](https://appshunter.io/ios/app/identityforce/id1209090711) | 2.9 (499) | Free | Finance | ## More apps by Carl Gieringer - [Driftfire](https://appshunter.io/ios/app/driftfire/id6785091881) All apps by Carl Gieringer: https://appshunter.io/developer/1469363183 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-07.*