# Currencies Direct — Great rates, no transfer fees

> International money transfer service with great rates and no fees. (iPhone/iPad app by Redpin Holdings Limited.)

- Source: https://appshunter.io/ios/app/currencies-direct/id1094746471 (this page in markdown: same URL + `.md`)
- Developer: [Redpin Holdings Limited](https://appshunter.io/developer/1094746470)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.80/5 from 385 App Store ratings · 100 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.2 · 92 MB
- Languages: American English
- Released: 2016-04-11
- Data updated: 2026-08-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/currencies-direct/id1094746471/reviews.md

## What is Currencies Direct?

Send and spend seamlessly – with great rates and zero transfer fees.

More than 120 countries. Over 20 currencies.

Our simple, secure currency transfer service and multi-currency card make sending and spending money abroad as easy as opening your wallet.

GET THE RATE YOU WANT
• Check live exchange rates and make transfers 24/7
• Buy your currency when you like the rate
• Store it in a secure multi-currency wallet
• Send it whenever you need to
• Pay by card or bank transfer

MULTI-CURRENCY DEBIT CARD
• Seamless spending in over 200 countries with no monthly card fees – use your card wherever Mastercard® is accepted
• Pay in GBP, EUR, USD, AUD, CAD, NOK, SEK, DKK, AED, PLN, CHF, CZK, HKD, ILS, JPY, SGD, THB, NZD and ZAR directly from your currency wallets – enjoy great rates when spending in other currencies
• Stay in control with our app and instant notifications

Please note, our currency card is currently only available to customers living in the UK, Ireland, France, Spain, Portugal, Norway and Sweden.


PREFER TO TALK TO A HUMAN?
• We’re here for you – with award-winning one-to-one support
• We’re rated five stars on Trustpilot

BANK-BEATING EXCHANGE RATES*
*We help our customers save money on their transfers with exceptional exchange rates (we compare against the banks every month using the International Money Transfer Index IMTI™). Visit our website for more information.

LIST OF SUPPORTED CURRENCIES
• AED
• AUD
• CAD
• CHF
• CZK
• DKK 
• EUR  
• GBP
• HKD
• HUF
• ILS
• INR
• JPY
• MXN
• NOK
• NZD
• PLN
• RON
• SAR
• SEK
• SGD
• THB
• USD
• ZAR – you must be registered with Currencies Direct South Africa to sell ZAR 

OUR AUTHORISATION
We are licensed in multiple countries. You can find all of our licensing information on our website: https://www.currenciesdirect.com/en/info/regulatory-information
Terms and conditions: https://www.currenciesdirect.com/en/info/terms-of-use
Privacy policy: https://www.currenciesdirect.com/en/info/privacy-policy
Security of funds: https://www.currenciesdirect.com/en/personal/transfer-money-overseas/safety-of-your-funds

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. In the UK electronic money is issued by Currencies Direct Ltd which is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 900669). In the EU electronic money is issued by Currencies Direct Spain, E.D.E., S.L. which is authorised by the Bank of Spain as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree 778/2012 of 4 May (Registration No: 6716).

## Key features

- Send money to over 120 countries
- Support for over 20 currencies
- Live exchange rate tracking
- Secure multi-currency wallet
- 24/7 transfer capability
- Bank-beating exchange rates
- Award-winning one-to-one support

## What do users think of Currencies Direct?

Overall sentiment: positive

**Pros**

- 🚀 Fast and efficient transfers
- 👍 Easy-to-use app and interface
- 💰 Competitive exchange rates
- 🤝 Excellent customer service and support staff
- 🔒 Trustworthy and reliable company
- 📱 Intuitive app design after recent updates
- 💳 Convenient wallet system for managing transfers
- ⏱️ Quick account setup and onboarding
- 🌍 Supports multiple currency transfers
- 👴 User-friendly for non-technical users

**Cons**

- 🐛 App crashes and freezes frequently
- ❌ Login and authentication issues
- 💸 Hidden fees not disclosed upfront
- 📉 Exchange rates worse than competitors
- ⏳ Compliance delays on transfers
- 🔐 Overly strict compliance and account suspension
- 📱 Incompatible with older devices/iOS versions
- 🤔 Complicated setup process initially
- 🚫 Requires extensive personal information upfront
- ⚠️ Poor communication on policy changes

**Commonly reported bugs**

- App fails to open with false technical glitch messages
- Date of birth field loops back to initial date
- App freezes on first screen after download
- Login credentials not recognized by app
- Password setup fails despite meeting requirements
- App crashes on various screens
- Persistent login failures for weeks
- App incompatible with iPhone 5 and older iPads
- Card transactions rejected at toll booths
- App unresponsive and hangs frequently

**Most requested features**

- Push notifications for rate alerts
- Support for more currencies on card
- Better transaction grouping in activity feed
- Simplified information access before account creation
- Improved app stability and performance

## Recent user reviews (10 of 100)

All indexed reviews: https://appshunter.io/ios/app/currencies-direct/id1094746471/reviews.md

### 5/5 — Great Experience

*2026-05-08*

Amazing technology and easy to use!

**Developer response:** Hello, Thank you so much for taking the time to share your feedback. We’re delighted to hear that you’re finding the app easy to use. If you ever need assistance or have any feedback, please don't hesitate to let us know. We’re available 24/7. Thank you for choosing us!

### 5/5 — Gifts

*2026-03-06, version 6.46.1*

So easy to use app now, thankyou

### 5/5 — Currency Transfer

*2026-03-06, version 6.46.1*

Another quick easy transaction, so effortless and simple.

### 5/5 — Easy to control your Currency

*2026-02-24, version 6.46.1*

Great trustworthy company, with a great app making it easy to manage your money.

### 3/5 — Problems

*2026-01-22, version 6.46.1*

Always been pleased and recommended currencies direct but the last couple of time had problems with the website and logging in and then this time sending money and then receiving it

### 5/5 — Trustworthy

*2025-12-17, version 6.45.0*

Used currency direct for many years 
Never let me down on rate and puncuality.
Recommend

### 1/5 — App

*2025-12-09, version 6.45.0*

It is unreliable often failing to open with an incorrect message about technical glitches which are untrue

### 5/5 — Thankful

*2025-12-06*

Thanks it’s easy to use and suitable for everyone and everywhere

**Developer response:** Hello, Thank you so much for taking the time to share your feedback. We're glad you find the service easy and convenient to use. If you ever need assistance or have any feedback, please don't hesitate to let us know. We’re available 24/7. Thank you for choosing us!

### 5/5 — Excellent

*2025-12-04, version 6.45.0*

Quick easy to use no hassle moving money

### 5/5 — Excellent

*2025-11-19, version 6.44.2*

Started using Currencies Direct 5 years ago and have used at least monthly since then. 100% reliable and safe. Always a very helpful person on hand to speak to and to advise. I highly recommend this company.

## Frequently asked questions about Currencies Direct

### What does Currencies Direct do?

Currencies Direct is a service that allows you to send and spend money internationally. It offers competitive exchange rates and aims to eliminate transfer fees, making international transactions more affordable. The service supports over 120 countries and more than 20 currencies.

### What are the key features of this app?

Key features include the ability to check live exchange rates 24/7, buy currency when you like the rate, store it in a secure multi-currency wallet, and send it whenever needed. Payments can be made via card or bank transfer. The service also provides award-winning one-to-one human support.

### Is there a cost to use Currencies Direct?

The app itself is free to use, and the service emphasizes 'no transfer fees' and 'bank-beating exchange rates'. While the core service is free, specific transaction costs or potential fees for certain services would be detailed on their website or during the transfer process.

### What currencies and countries are supported?

The service supports over 20 currencies, including AED, AUD, CAD, CHF, EUR, GBP, USD, and many others. It facilitates transfers to more than 120 countries worldwide. A full list of supported currencies is available, with a specific note for ZAR sales requiring registration with Currencies Direct South Africa.

### How does Currencies Direct compare to banks for exchange rates?

Currencies Direct claims to offer bank-beating exchange rates, helping customers save money on their transfers. They compare their rates against banks monthly using the International Money Transfer Index (IMTI™). More information on their rate comparisons can be found on their website.

## Version history (last 5 releases)

### 7.3.0 — 2026-07-29

We’ve made improvements behind the scenes to give you a smoother and more reliable app experience. This update includes bug fixes and performance enhancements as we continue improving our new app foundation.
Update now to enjoy the latest version!

### 7.2.3 — 2026-07-03

We’ve made improvements behind the scenes to give you a smoother and more reliable app experience. This update includes bug fixes and performance enhancements as we continue improving our new app foundation.
Update now to enjoy the latest version!

### 7.2.2 — 2026-07-01

We’ve made improvements behind the scenes to give you a smoother and more reliable app experience. This update includes bug fixes and performance enhancements as we continue improving our new app foundation.
Update now to enjoy the latest version!

### 7.2.1 — 2026-06-24

We've made improvements behind the scenes to give you a smoother and more reliable app experience. This update includes bug fixes and performance enhancements as we continue improving our new app foundation.
Update now to enjoy the latest version!

### 6.46.3 — 2026-04-29

We’ve improved how balances are displayed to make it clearer when funds are available to use.
Plus general bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*
