# Cyclos

> Online banking software with e-commerce, communication, and payment tools for organizations. (iPhone/iPad app by Stichting STRO.)

- Source: https://appshunter.io/ios/app/cyclos/id829007510 (this page in markdown: same URL + `.md`)
- Developer: [Stichting STRO](https://appshunter.io/developer/552380719)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 14 MB
- Languages: English
- Released: 2014-05-12
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cyclos/id829007510/reviews.md

## What is Cyclos?

Cyclos is online banking software with additional modules such as e-commerce and communication tools. Cyclos has been made available by the NGO STRO (Social Trade Organization). If your organization uses Cyclos and has mobile banking enabled you can use this app to connect to the banking services provided by your organization.

Features:
- Easy payments
- Check your account balance
- Check your payment history
- Manage your contacts
- View profile of other users
- Register new user
- Fingerprint authentication
- Marketplace & shopping cart
- View nearby businesses on Map
- Buy and redeem Vouchers (with camera / QR code)
- Receive payments (POS), using NFC card, QR code (camera), card number, and other identification methods
- Send payment request to other channels (whatsapp, email)
- Print payment receipts
- Read announcements through mobile pages
- Create your own custom operations
- Customize logo, fixed URL, layout  (white-label)

How does it work?
The first time you start the mobile app you will have to enter the URL of your organization. After selecting the `Submit` button you can login with your user name and password.

If you just want to test the mobile app you can connect to the Cyclos demo site. This can be done by entering the URL demo.cyclos.org at the setting page (gear wheel icon at the top right) and logging in with an existing Cyclos demo user account. If you do not have a demo account you can register one at the Cyclos site (https://demo.cyclos.org). You can also use the pre registered demo user account (user: demo1 password: 1234) to login directly with the mobile app.

www.cyclos.org/mobilebanking
www.socialtrade.org

## Key features

- Mobile payments
- Account balance and history
- Contact management
- Marketplace and shopping cart
- Voucher management
- Receive payments via NFC/QR
- Fingerprint authentication

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/cyclos/id829007510/reviews.md

### 5/5 — Great work

*2022-07-24*

Cyclos is kind of amazing. If you want to set up an alternative economy, start with Cyclos. As a user it just works. As an administrator you get to control the language, the content, and the visual theme of the app via the backend website. All your input is immediately reflected in the app. It allows user to user messages, bulk messages, messages can go to email or SMS. All within a free app! The current version 2.12 has in-app notifications for messages. It would be great to see notifications on the app badge, like other apps do.

### 1/5 — Problem with new IPhone?

*2018-09-30, version 2.4.1*

Hmm. Cyclos app crashing at login under ios12 on iPhone XS. Anyone else having problems?

### 2/5 — Crashes under iOS 12

*2018-09-30, version 2.4.1*

The app is fairly basic but was functional. On XS and ios12 it crashes at the login screen.

## Frequently asked questions about Cyclos

### How do I connect Cyclos to my organization's banking services?

The first time you start the Cyclos mobile app, you will need to enter the URL of your organization. After selecting 'Submit', you can log in with your username and password.

### Can I test Cyclos without an organization account?

Yes, you can connect to the Cyclos demo site by entering 'demo.cyclos.org' in the settings. You can then log in with a demo user account or register a new one on the Cyclos site.

### What security features does Cyclos offer?

Cyclos includes fingerprint authentication for secure login and transaction authorization. It also supports various secure payment methods like NFC and QR codes.

### What types of transactions can I perform with Cyclos?

You can make easy payments, check your account balance and payment history, buy and redeem vouchers, receive payments via NFC or QR code, and send payment requests to other channels.

### Does Cyclos support international currencies or banking institutions?

The provided description does not specify support for international currencies or a wide range of banking institutions. It is designed to connect to your specific organization's Cyclos instance.

### How often is Cyclos updated?

The app was last updated on February 25, 2026, with version 2.16. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### Is Cyclos available on Android devices?

The app is supported on iPhone, iPad, and iPod. Platform compatibility for Android devices is not explicitly mentioned in the provided data.

### What is the age rating for Cyclos?

Cyclos has an age rating of 4+, making it suitable for a wide range of users. This rating is based on its content and functionality.

## Version history (last 5 releases)

### 2.16 — 2026-02-25

Added support for Cyclos 4.17
Minor improvements
Layout improvements
Bug fixes

### 2.15.2 — 2025-10-29

Minor improvements
Layout improvements
Bug fixes

### 2.15.1 — 2025-10-03

Bug fixes

### 2.15 — 2025-08-13

Public contact information in addresses and registration
Advertisement map search
Advertisement questions
Minor improvements
Layout improvements
Bug fixes

### 2.14.6 — 2025-06-03

Scheduled payments
Minor improvements
Layout improvements
Bug fixes

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## More apps by Stichting STRO

- [United Economy](https://appshunter.io/ios/app/united-economy/id1071433138)

All apps by Stichting STRO: https://appshunter.io/developer/552380719

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*