# Cynergy Bank Authenticator

> Securely authenticate online banking transactions with notifications or image scanning. (iPhone/iPad app by Cynergy Bank plc.)

- Source: https://appshunter.io/ios/app/cynergy-bank-authenticator/id1497728953 (this page in markdown: same URL + `.md`)
- Developer: [Cynergy Bank plc](https://appshunter.io/developer/1078657613)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 14 MB
- Languages: English
- Released: 2020-02-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cynergy-bank-authenticator/id1497728953/reviews.md

## What is Cynergy Bank Authenticator?

The Authenticator app enhances the security of Cynergy Bank Online Banking to help protect you and your money.
Before you can use the Authenticator app you’ll need to register it – you can do this when you log into Online Banking.


Once registered, you can use the Authenticator app to authenticate your request using Notifications. If you are having trouble using Notifications, you can use the authentication image instead:


Using Notifications 
1.Tap the Notification sent to your smartphone to authenticate. 


Using the Authentication Image
1. Tap the Authentication Image to authenticate, when using Online Banking and the Authenticator app on the same mobile device
2. Scan the Authentication Image to authenticate, when using Online Banking and the Authenticator app on different devices.
 
Step-by-step guides for registration and authentication, along with FAQs, are available at www.cynergybank.co.uk/authenticator-app/

## Key features

- Online banking security enhancement
- Authenticate via notifications
- Authenticate via authentication image
- Scan authentication image
- Registration required

## Recent user reviews (10 of 70)

All indexed reviews: https://appshunter.io/ios/app/cynergy-bank-authenticator/id1497728953/reviews.md

### 1/5 — Awful

*2025-05-14, version 1.8*

Never known anything so un user friendly. I have ten other savings accounts which use the simple method of sending a code by text. The image scan option is fine if you have 5 minutes to spare while it tries to work.

### 1/5 — Useless system

*2025-05-01, version 1.8*

Get a new phone, can’t activate app or login online, because you need the app - to login. Can’t access app, because I can’t login. Stuck in a loop.

### 1/5 — Why can’t I give zero star rating

*2025-04-14, version 1.8*

The authenticator app requires constant re-registration and even when you do that, you still can’t login! I’m literally taking my money to another bank because the Authenticator app is so rubbish.

### 1/5 — Terrible

*2025-03-24, version 1.8*

This is just a really poor app, performs badly, slow, painful to use and dated.

### 1/5 — Doesn’t work after changing phones

*2025-03-10, version 1.8*

I’ve tried so hard with this since changing my phone including calling Cynergy. Being sent new passcodes which take hours to receive and then being advised that they will send another new passcode to replace the old/new passcode means more wasted time. I have given up!

### 1/5 — Have to re register the app every time I want to do anything

*2025-02-10, version 1.8*

Time consuming and flawed

### 1/5 — Useless

*2024-12-23, version 1.8*

This app is useless. I have to re-register every time I log into my account because the app either crashes or resets itself. It is the most frustrating experience.

### 1/5 — Worst online experience I’ve ever had

*2024-10-01, version 1.8*

Only giving 1 star as zero is not an option. Have to struggle with authentication every time I login. Essentially impossible to quickly check any of your accounts.

First time I have ever reviewed an app.

### 1/5 — Appalling

*2024-09-16, version 1.8*

Avoid at all costs, put your money elsewhere, the Authenticator is absolutely useless. It never works. I will never bank with Cynergy again because of it. Their security team should all be sacked.

### 2/5 — Doesn't remember app registration

*2024-09-03, version 1.8*

When I got a new phone I had to re-register this app. Fair enough.  However  it doesn't remember that it is registered and every time I want to use it, I have to re-register it which is tedious to the extreme.  To the extent that it has driven me to seriously consider closing my account and moving it elsewhere.

## Frequently asked questions about Cynergy Bank Authenticator

### What does the Cynergy Bank Authenticator app do?

The Authenticator app is designed to enhance the security of your Cynergy Bank Online Banking. It helps protect your account by providing a secure way to authenticate your banking requests, ensuring that only you can access and manage your finances.

### How do I use the Authenticator app to log in?

Once registered, you can use the app to authenticate requests via Notifications sent to your smartphone. Alternatively, you can use the Authentication Image feature. This involves tapping the image to authenticate if using both services on the same device, or scanning the image if using them on different devices.

### Is the Cynergy Bank Authenticator app free to use?

Yes, the application is provided free of charge to Cynergy Bank customers. There are no in-app purchases or subscription fees associated with its use.

### Where can I find more information or help with the app?

Detailed step-by-step guides for registration and authentication, along with frequently asked questions, are available on the Cynergy Bank website. You can find this information at www.cynergybank.co.uk/authenticator-app/.

## Version history (last 5 releases)

### 1.8 — 2024-08-01

Bugfixes

### 1.7 — 2024-02-19

You can now use the Authenticator app to access Online Banking securely using our Notifications service. A Notification is a secure link sent to your registered smartphone device, and when the link is clicked, it will open your Authenticator app automatically. 
Remember, you must ensure that the 'Allow Notifications' switch is turned on for the app in your phone settings.  If you are having trouble using Notifications, you can use the Authentication Image instead

### 1.6 — 2021-09-22

Security improvements and support for iOS 15

### 1.5 — 2021-05-06

Improvements

### 1.4 — 2020-12-10

Improved security.

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## More apps by Cynergy Bank plc

- [Cynergy Bank Mobile Banking](https://appshunter.io/ios/app/cynergy-bank-mobile-banking/id1556024375)

All apps by Cynergy Bank plc: https://appshunter.io/developer/1078657613

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
