# Cyphalet - Global Payments — Convert, Send & Track Payments > Global payment and trade finance solution for businesses operating internationally. (iPhone/iPad app by Cyphalet, Inc..) - Source: https://appshunter.io/ios/app/cyphalet-global-payments/id6779946763 (this page in markdown: same URL + `.md`) - Developer: [Cyphalet, Inc.](https://appshunter.io/developer/6779946765) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 84 MB - Languages: American English - Released: 2026-07-08 - Data updated: 2026-08-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cyphalet-global-payments/id6779946763/reviews.md ## What is Cyphalet? Cyphalet redefines how modern merchants clear global invoices and fund international trade. Designed for importers and agile enterprises operating in fast growing economies, Cyphalet completely removes the headache of sourcing foreign exchange, dealing with local currency devaluation and fighting rigid traditional bank limits. Key Features: Local Funding: Fund your business wallet instantly using your local domestic currency ( NGN) Live FX Rates: Lock in highly competitive, live market exchange rates on demand. Global Trade Settlements Across 120+ Countries: Accelerate your international trade operations by clearing commercial invoices across a high-velocity global network spanning over 120+ countries. Cyphalet bridges the infrastructure gap between emerging markets and premier global commerce hubs, empowering enterprises to route high-volume business payments in USD, EUR, GBP, and key Asian currencies. Fast-track direct vehicle acquisitions and wire bidding balances straight to major US auto platforms like Copart and IAAI to guarantee immediate asset release. Whether you are funding international logistics partners, clearing freight forwarders, or paying manufacturing suppliers, Cyphalet executes your payments via optimized financial rails with institutional-grade compliance and zero transactional friction. Supplier Directory: Consolidate all global supplier profiles into a centralized, easy to manage directory. Optimized Routing: Bypass traditional wire delays via optimized local payment termination rails. Real-Time Audits: Monitor every transaction in real-time with comprehensive exportable audit trails. Institutional Security: Safeguard your enterprise capital under a secure, FinCEN MSB compliant framework. No more waiting on unreliable brokers, dealing with unpredictable settlement windows, or losing margins to hidden fees. Take absolute control of your global supply chain finance today. Cyphalet is owned and operated by Cyphalet Inc. ## Key features - Local currency funding - Live FX rates - Global trade settlements (120+ countries) - Supplier directory - Optimized payment routing - Real-time transaction audits - Institutional-grade security ## Frequently asked questions about Cyphalet ### What is Cyphalet used for? Cyphalet is designed to help businesses manage international trade by simplifying global payments, converting currencies, and settling invoices. It aims to remove the complexities of sourcing foreign exchange and dealing with traditional banking limitations. ### How does Cyphalet handle currency exchange? Cyphalet provides access to live market exchange rates that can be locked in on demand. This allows businesses to secure competitive rates for their international transactions. ### Which countries does Cyphalet support for global trade settlements? Cyphalet supports clearing commercial invoices and making business payments across more than 120 countries. It facilitates transactions in USD, EUR, GBP, and key Asian currencies. ### Is Cyphalet secure for enterprise capital? Yes, Cyphalet emphasizes institutional security and safeguards enterprise capital under a secure framework that is FinCEN MSB compliant. This ensures a high level of protection for your financial assets. ### Can I track my transactions with Cyphalet? Cyphalet offers real-time audits, allowing you to monitor every transaction as it happens. Comprehensive and exportable audit trails are provided for easy record-keeping and compliance. ### Does Cyphalet have ads? No, Cyphalet does not contain advertisements. The application is designed to provide a seamless and uninterrupted experience for its users. ### What is the update frequency for Cyphalet? The latest version of Cyphalet is 1.2.1, and it was last updated on July 11, 2026. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices is Cyphalet available on? Cyphalet is available for use on both iPhone and iPad devices, catering to users within the Apple ecosystem. ## Version history (last 5 releases) ### 1.2.6 — 2026-08-21 We improved the SOF fields and smashed some bugs. Yours, Cyphalet. ### 1.2.5 — 2026-08-20 We improved the Referral feature and smashed some bugs. Yours, Cyphalet. ### 1.2.4 — 2026-08-19 Introduce the Referral Program and fix bugs ### 1.2.3 — 2026-08-12 Bug fixes and improvements ### 1.2.2 — 2026-07-27 Update camera permission logic. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*