# D BANK - Money Ledger — Digital Money Management

> Digital Money Management (iPhone/iPad app by Daisuke Iwamoto.)

- Source: https://appshunter.io/ios/app/d-bank-money-ledger/id6811320359 (this page in markdown: same URL + `.md`)
- Developer: [Daisuke Iwamoto](https://appshunter.io/developer/6779030911)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 11 MB
- Languages: American English, Japanese
- Released: 2026-09-15
- Data updated: 2026-09-16
- User reviews in markdown: https://appshunter.io/ios/app/d-bank-money-ledger/id6811320359/reviews.md

## What is D BANK?

D BANK keeps one question in focus: who owes you, how much is still out, and how much is coming back.

FOUR NUMBERS THAT NEVER BLUR TOGETHER
- Lent Total — the money still out (Provided)
- Total Extra — the extra you are owed on top of it
- Next Extra — the extra included in the next collection
- This Month — what is scheduled to land this month
Provided and Extra are never silently added together. Tap + when you want the combined figure.

RECORD IT THE WAY YOU LEND IT
- Lump sum or installments (count, interval, and per-installment date shifts)
- Extra as a percentage, a fixed amount, or none at all
- Extra-only lendings, where the principal stays out on loan
- Next due date by "the 10th and 25th of every month" (up to four days) or "N days after lending"
- Log a repayment as extra received, as a reduction of what you lent, or split across both

NOTHING SLIPS
- Reminders before, on, and after the due date (only if you turn them on)
- A calendar of what you are due to collect
- Overdue and due-soon lendings surface at the top of the home screen
- Everything grouped by person, with a total and a status at a glance

BUILT ON THE ASSUMPTION THAT THIS IS PRIVATE
- Fully offline: the app itself never connects to any server, and there is no account to create (only Apple handles the purchase check)
- Your records stay on the device. No analytics, no ads, nothing sent anywhere
- Lock the app with Face ID or Touch ID, blur amounts, and press and hold to hide a lending you would rather not show
- Export and import your data at any time, free

PRICING
- Free for up to 3 lendings
- A one-time purchase removes the limit and unlocks 10 more backgrounds and 20 text colors (2 backgrounds are free)
- Whatever you have already recorded stays fully readable, editable and exportable, purchase or not

PLEASE NOTE
This is a record-keeping tool. It does not move money, arrange loans, run credit checks, or give legal
or investment advice. Lending money may be regulated where you live; use it within the law.


## Version history (last 1 release)

### 1.0 — 2026-09-15

No release notes.

## More apps by Daisuke Iwamoto

- [Waypoint](https://appshunter.io/ios/app/waypoint/id6779030909)
- [Nest – Private Messenger](https://appshunter.io/ios/app/nest-private-messenger/id6779172594)
- [The Playlist](https://appshunter.io/ios/app/the-playlist/id6779620508)
- [Travel One — AI旅行プランナー](https://appshunter.io/ios/app/travel-one-ai/id6779896618)
- [Subscription One](https://appshunter.io/ios/app/subscription-one/id6780163838)
- [Story Pocket](https://appshunter.io/ios/app/story-pocket/id6780755581)

All apps by Daisuke Iwamoto: https://appshunter.io/developer/6779030911

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*
