# Dam: Budget & Expense Tracker — Track Spending & Save Smarter

> Track Spending & Save Smarter (iPhone/iPad app by SmartFinanceNerd LLC.)

- Source: https://appshunter.io/ios/app/dam-budget-and-expense-tracker/id6792378482 (this page in markdown: same URL + `.md`)
- Developer: [SmartFinanceNerd LLC](https://appshunter.io/developer/6792378484)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 69 MB
- Languages: English
- Released: 2026-08-26
- Data updated: 2026-10-29

## What is Dam?

Dam — Know Where Your Money Flows.

Ever wonder where your paycheck went?

Meet Dam, your personal budget and expense tracker from SmartFinanceNerd. Track your spending, organize your money, and build better financial habits, all without spreadsheet chaos.

Whether you’re managing everyday expenses, planning your monthly budget, or working toward a savings goal, Dam helps you see the bigger picture.

YOUR MONEY, ONE CLEAR VIEW

Keep track of what comes in, what goes out, and what’s left.

• Record expenses and income in seconds
• Organize transactions by category and account
• Search and review your transaction history
• See your balances and monthly cash flow
• Understand your spending with simple visual breakdowns

BUILD BUDGETS THAT WORK FOR YOU

Give your money a plan without making budgeting feel like homework.

• Set monthly budgets for spending categories
• See how much you’ve spent and what’s remaining
• Identify categories that need attention
• Track your progress throughout the month

TURN SPENDING INTO INSIGHTS

Get a clearer picture of your financial habits.

• Explore spending trends and category breakdowns
• Compare spending across different periods
• Discover your biggest spending categories
• Review spending patterns and no-spend days
• Understand how your everyday decisions add up

SET GOALS. MAKE PROGRESS.

Big financial goals start with small steps.
Create savings goals, track your progress, and keep the things you’re working toward in view.

FREE TO START

Start tracking your money with Dam’s free Starter plan.
Need more flexibility? Explore paid plans for additional tracking capacity, advanced insights, and eligible premium features.
Available features and limits depend on your subscription.

YOUR MONEY, YOUR CHOICE

You don’t need to connect a bank account to start using Dam.
Track transactions manually, or use eligible premium features for additional convenience.
SmartFinanceNerd does not sell your personal information. Learn more about how your data is handled in our Privacy Policy.

BUILT BY SMARTFINANCENERD

Previously known as SmartFinanceNerd, Dam is our dedicated budgeting and expense-tracking app.
Same account. A fresh identity. A clearer way to manage your money.
Ready to take control of your spending?

Start building better money habits with Dam.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Growth Duo | $59.00 | per year |
| Growth Household | $8.99 | per month |
| Growth Household | $79.00 | per year |
| Flow Solo | $8.99 | per month |
| Flow Solo | $79.00 | per year |
| Flow Duo | $10.99 | per month |
| Flow Duo | $99.00 | per year |
| Flow Household | $12.99 | per month |
| Flow Household | $119.00 | per year |
| Growth Solo | $5.99 | per month |


## Is Dam safe?

Not enough ratings yet to assess Dam.

## Is Dam legit?

Dam: Budget & Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Dam is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.0.1 — 2026-10-26

Visual updates and performance improvements.

### 2.0.0 — 2026-10-23

Meet Dam! 

SmartFinanceNerd’s budgeting app has a new name, a fresh look, and a new home.

What’s changed:
• A new Dam identity with refreshed colors, icons, and navigation
• An improved experience for tracking expenses and managing budgets
• Updated spending insights and financial overviews
• UI improvements and bug fixes

What’s staying the same:
• Your existing SmartFinanceNerd account
• Your financial data, budgets, and transaction history
• Your existing subscription and access

Same tools. Fresh look. Better budgeting.

Thanks for building with us!

### 1.0.3 — 2026-10-16

We polished up the app to make tracking your finances easier! Here's what's new:

- Dedicated Transactions Tab: Transactions now have their own home! They're neatly grouped by day with built-in search functionality and clearer tags.
- Uncategorized Clean-Up: Quickly review and clear transactions that need a category.
- All-in-One Insights: Budgets, trends, and daily spending habits are now brought together under the new Insights tab.
- Smarter Goals: Track your savings goals and total net worth with ease. Money set aside for a goal now stays securely attached to it.
- Data Exports: Need your records offline? You can now export your ledger anytime directly from settings.

Love the app? Leave us a review! Have feedback? Reach out to us anytime.

### 1.0.2 — 2026-09-08

Smarter categories, clearer spending! This update brings major improvements to how you organize and track your budget:

• Manage categories and subcategories right from Money → Budgets.
• Tap any category on Home or Analytics to instantly check subcategory spending for the month.
• Budget progress now tracks individual subcategory limits alongside main categories.
• Review past performance with the new monthly summary.
• Category cleanup is now safer with built-in protection against deleting active categories tied to transactions.

### 1.0.1 — 2026-09-02

Version 1.0.1

Live Feeds is more reliable, so bank transactions import and stay up to date.
Account balances now match the website, including merchant refunds.
The app also loads your accounts and activity more quickly, plus visual bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*