# Daret: Savings Circle, Tontine — Tanda, Susu & Group Money Pool > Group savings circle management app with automated reminders and real-time tracking. (iPhone/iPad app by Atlas Global.) - Source: https://appshunter.io/ios/app/daret-savings-circle-tontine/id6751736492 (this page in markdown: same URL + `.md`) - Developer: [Atlas Global](https://appshunter.io/developer/1836524441) - Category: Finance, Productivity - Price: Free - Rating: 4.50/5 from 2 App Store ratings · 9 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 104 MB - Languages: American English - Released: 2025-09-24 - Data updated: 2026-11-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/daret-savings-circle-tontine/id6751736492/reviews.md ## What is Daret? Daret is the simple way to run a savings circle (tontine, tanda, susu, ROSCA) with friends, family or coworkers: everyone puts in the same amount each month and one member receives the pot, in turn, until everyone has been paid. No more notebooks, spreadsheets or awkward reminders. Daret runs the circle, reminds everyone of due dates and keeps a clear record of every contribution. CREATE OR JOIN A CIRCLE • Set up a private circle in seconds: name, duration, monthly contribution, start date • Invite friends and family with a code and set the payout order • Join an existing circle with its code TRACK EVERYTHING IN REAL TIME • A clear dashboard: who has paid, who receives this month, what is left • The organizer confirms contributions and the circle gauge fills up • This month's recipient is notified automatically • A consolidated history of all your activity NEVER MISS A DUE DATE • Automatic reminders by push notification and email before each due date • Reminders sent for you, so nobody has to chase anyone VERIFIED PUBLIC CIRCLES (Europe) • Join circles where every member has verified their identity • Identity verification built into the app and reviewed by our team • Contributions collected by SEPA Direct Debit through licensed payment providers • Choose your duration: 6, 10 or 12 months SECURITY AND TRANSPARENCY • Daret never holds your money: payments go exclusively through licensed payment providers • Secure biometric sign-in • Your identity documents are never shared with other members • The terms of each circle are shown in the app before you join Daret is not a bank. Questions? Contact us at contact@daret.io Privacy policy: https://daret.io/privacy-policy/ ## Key features - Create or join savings circles - Real-time contribution tracking - Automatic due date reminders - Verified public circles (Europe) - Secure biometric sign-in - SEPA Direct Debit integration ## Is Daret safe? Not enough ratings yet to assess Daret. ## Is Daret legit? Daret: Savings Circle, Tontine appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Daret is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/daret-savings-circle-tontine/id6751736492/reviews.md ### 5/5 — Super façon de faire des économies *2026-11-04* On a remplacé notre tontine gérée sur whatsapp par Daret, c'est beaucoup plus simple et fiable ! Je recommande à tous ### 1/5 — Pas d’agrément ni d’intégration de paiement *2025-12-10* Pas d’agrément ni d’intégration de paiement ### 5/5 — Je recommande *2025-11-14* Le concept est géniale **Developer response:** Merci beaucoup pour votre retour ! ### 5/5 — Application TOP *2025-11-13* Application nadiya ! Tbarkellah je recommande fortement ! ### 5/5 — Top ! *2025-10-30* Meilleure application pour la gestion de tontine ! Simple à utiliser ### 5/5 — Magnifique ! *2025-10-02* Application intuitive, facile à utiliser ! **Developer response:** Merci pour ce retour ! ### 5/5 — Nice app *2025-09-26* Fluid design **Developer response:** Merci beaucoup ! ### 5/5 — Excellent *2025-09-26* Très belle appli **Developer response:** Merci pour ce retour ! ### 4/5 — Great, needs improvement *2025-09-25* Great app, needs improvements on error messages on certain cases **Developer response:** Thank you for your feedback ! We are working hard to improve the app since we are only 2 persons behind it ! This is very encouraging ! ## Frequently asked questions about Daret ### What is Daret? Daret is a mobile application designed to simplify the management of savings circles, also known as tontines, tanda, susu, or ROSCAs. It allows users to create or join these circles with friends, family, or coworkers, automating contributions and tracking payments. ### How does Daret ensure security? Daret prioritizes security with features like biometric sign-in and ensures it never holds user money directly. Payments are processed exclusively through licensed payment providers, and identity documents are not shared with other members. ### Can I join a public savings circle with Daret? Yes, Daret offers verified public circles specifically for users in Europe. In these circles, every member verifies their identity, and contributions are collected via SEPA Direct Debit through licensed payment providers. ### How does Daret remind users about payments? Daret sends automatic reminders via push notification and email before each due date. This feature eliminates the need for manual chasing and ensures no one misses a contribution deadline. ### What devices does Daret support? Daret is currently supported on iPhone and iPod devices. The app was last updated on November 4, 2026, indicating ongoing development and maintenance. ### What is the age rating for Daret? Daret has an age rating of 17+. This suggests the content or features within the app are considered suitable for users aged 17 and above. ### How often is Daret updated? The latest version of Daret, 1.1.0, was released on November 4, 2026. This indicates that the app is actively maintained and receives updates, with the most recent one being quite recent. ### Does Daret have ads? No, Daret does not contain advertisements. The app is free to use and does not display any ads to its users. ## Version history (last 2 releases) ### 1.1.0 — 2026-11-04 A brand new Daret: • Fresh design, clearer and faster • Identity verification built into the app • Improved reminders and notifications • Bug fixes and performance improvements ### 1.0.0 — 2025-09-24 No release notes. ## Apps similar to Daret | App | Rating | Price | Category | | --- | --- | --- | --- | | [EcoFinance Analytics](https://appshunter.io/ios/app/ecofinance-analytics/id6758958381) | — | Free | Finance | | [ORA Cash](https://appshunter.io/ios/app/ora-cash/id6670762251) | 5.0 (1) | Free | Finance | | [CasaBourse](https://appshunter.io/ios/app/casabourse/id6754534298) | 3.8 (5) | Free | Finance | | [Cute Saving Goal Tracker](https://appshunter.io/ios/app/cute-saving-goal-tracker/id6748008570) | 4.0 (2) | Free | Finance | | [Prix de l'or au Maroc - 18k.ma](https://appshunter.io/ios/app/prix-de-lor-au-maroc-18kma/id6781869442) | 2.3 (3) | Free | Finance | | [Daribati](https://appshunter.io/ios/app/daribati/id1471790321) | 1.6 (14) | Free | Finance | ## More apps by Atlas Global - [Air Now : Air Quality](https://appshunter.io/ios/app/air-now-air-quality/id6754777464) All apps by Atlas Global: https://appshunter.io/developer/1836524441 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-08.*