# DATCU Mobile Banking

> Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by DATCU Credit Union.)

- Source: https://appshunter.io/ios/app/datcu-mobile-banking/id333349531 (this page in markdown: same URL + `.md`)
- Developer: [DATCU Credit Union](https://appshunter.io/developer/333349534)
- Category: Finance
- Price: Free
- Rating: 2.90/5 from 168 App Store ratings · 81 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 113 MB
- Languages: American English
- Released: 2009-10-29
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews.md

## What is DATCU Mobile Banking?

Welcome to DATCU Mobile Banking!

Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day.

Do more with our DATCU Mobile Banking app.

Features:
- Sign in with Touch ID or Face ID
- Use Quick Balance to view account balances without signing in
- View Quick Balances on your Apple Watch
- Transfer funds between accounts
- View account balances and transactions
- Make loan payments
- Deposit checks
- View check copies
- Pay bills
- Access Statements
- Left/right-handed modes
- Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity.

...and more!

## Key features

- Biometric sign-in (Touch ID/Face ID)
- Quick Balance viewing
- Fund transfers
- Bill payments
- Mobile check deposit
- Loan payments
- Accessibility features

## What do users think of DATCU Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Easy to use (some users)
- 👍 Great service (some users)
- 👍 App works great now (after update)
- 👍 Mobile deposit (appreciated feature)

**Cons**

- 🐛 App rarely works
- 🐛 Incorrect balances shown
- 🐛 Payment selection not working
- 🐛 Cannot transfer money externally
- 🐛 Mobile deposit never works
- 🐛 App crashes
- 🐛 App always offline
- 🐛 Cannot login
- 🐛 Terrible updates
- 🐛 Orientation flips
- 🐛 Transaction list limited
- 🐛 Confusing balance display
- 🐛 Wasted screen space
- 🐛 Horrible new layout
- 🐛 App is trash
- 🐛 App is worthless
- 🐛 Server error on login
- 🐛 Card controls difficult
- 🐛 Loan payments not visible
- 🐛 Cannot see account balances on transfer
- 🐛 Less user friendly
- 🐛 Obscure info layout
- 🐛 Not easy to use anymore
- 🐛 Takes more steps
- 🐛 Cannot transfer funds to credit card/loan
- 🐛 Too busy interface
- 🐛 Missing pending transaction info
- 🐛 No balance after payment
- 🐛 Missing loan payoff details
- 🐛 App is crap
- 🐛 Cloudflare blocking access
- 🐛 App support page not found
- 🐛 Frozen account
- 🐛 App crashes instantly
- 🐛 Outdated look
- 🐛 Lacks basic features
- 🐛 Antiquated feel
- 🐛 Limited features and accessibility
- 🐛 Cannot make payments with external account
- 🐛 No help on login screen
- 🐛 Looks outdated
- 🐛 Not too good
- 🐛 Cannot see pending ACH withdrawals
- 🐛 Cannot see balance as items cleared
- 🐛 Cannot access desktop version on iPhone
- 🐛 Needs new look
- 🐛 App needs fixing
- 🐛 Bumps user off
- 🐛 Limited in features
- 🐛 No posted and available balances
- 🐛 No pending transactions
- 🐛 No bill pay access
- 🐛 Not user friendly like competitors
- 🐛 Not having options caused members to leave
- 🐛 App doesn't use new phone screen sizes
- 🐛 Still has Touch ID
- 🐛 Last update over 2 years ago
- 🐛 Layout not fixed for X and XR
- 🐛 No Face ID support
- 🐛 No password support via Apple keyboard
- 🐛 App isn't working with update
- 🐛 Doesn't accept login info
- 🐛 Asks for PIN
- 🐛 Froze up
- 🐛 App looks outdated
- 🐛 Not as clean without screen real estate
- 🐛 Antiquated feel
- 🐛 Needs updating
- 🐛 Very limited to features and accessibility
- 🐛 Lack of app updates
- 🐛 App not working on iPhone 4
- 🐛 Crashes immediately loading presets
- 🐛 Cannot get it to work after OS update
- 🐛 Needs to be more secure
- 🐛 Graphs feature doesn't work
- 🐛 Needs new features
- 🐛 Sleeker interface needed
- 🐛 Not all inclusive
- 🐛 Doesn't show pending deposits or withdrawals
- 🐛 Doesn't show credit card account
- 🐛 Not much more functional than mobile website
- 🐛 App isn't working
- 🐛 Useless app
- 🐛 Cannot log in
- 🐛 Account freeze on login attempt
- 🐛 Bugs need to be worked out

**Commonly reported bugs**

- App crashes
- App is offline
- Cannot login
- System errors
- Orientation flips
- Transaction list limited
- Confusing balance display
- Wasted screen space
- Horrible new layout
- App is trash
- App is worthless
- Server error on login
- Card controls difficult
- Loan payments not visible
- Cannot see account balances on transfer
- Less user friendly
- Obscure info layout
- Not easy to use anymore
- Takes more steps
- Cannot transfer funds to credit card/loan
- Too busy interface
- Missing pending transaction info
- No balance after payment
- Missing loan payoff details
- App is crap
- Cloudflare blocking access
- App support page not found
- Frozen account
- App crashes instantly
- Outdated look
- Lacks basic features
- Antiquated feel
- Limited features and accessibility
- Cannot make payments with external account
- No help on login screen
- App isn't working with update
- Doesn't accept login info
- Asks for PIN
- Froze up
- App looks outdated
- Not as clean without screen real estate
- Antiquated feel
- Needs updating
- Very limited to features and accessibility
- Lack of app updates
- App not working on iPhone 4
- Crashes immediately loading presets
- Cannot get it to work after OS update
- Needs to be more secure
- Graphs feature doesn't work
- Needs new features
- Sleeker interface needed
- Not all inclusive
- Doesn't show pending deposits or withdrawals
- Doesn't show credit card account
- Not much more functional than mobile website
- App isn't working
- Useless app
- Cannot log in
- Account freeze on login attempt
- Bugs need to be worked out
- Incorrect balances shown
- Payment selection not working
- Cannot transfer money externally
- Mobile deposit never works
- App rarely works
- Show incorrect balances

**Most requested features**

- Budgeting feature
- In-depth income/expense tracking
- Other financial tools
- Access to monthly bank statements
- Ability to see pending transactions
- Access to bill pay
- See captured transactions without desktop login
- See pending transactions without desktop login
- Password feature on startup for security
- Check images
- New features
- Sleeker interface
- More all inclusive features
- Show pending deposits or withdrawals
- Show credit card account
- Ability to see pending ACH withdrawals
- Ability to see balance as each item cleared
- Access desktop version on iPhone
- 4-digit passcode entry
- Option for both or either passcode/password
- Photograph checks for deposit
- New look for the app
- Face ID for fast login
- Support for passwords via Apple keyboard
- Layout for X and XR phones
- Show savings from paying off early
- Show current loan amount
- Show pending transactions on mobile
- Show posted balances
- Show available balances
- Transfer funds from checking to credit card/loan
- Mobile deposit
- Access to account number
- Dark mode option
- Advanced analytics dashboard
- Dark mode option
- Advanced analytics dashboard

## Recent user reviews (10 of 81)

All indexed reviews: https://appshunter.io/ios/app/datcu-mobile-banking/id333349531/reviews.md

### 1/5 — App Quality Has Never Been Great - Sliding Backwards

*2026-08-10*

This app has never been great, I’ve used it for many years and it went from antiquated to somewhat usable about 5 years ago. 
Now, this app barely functions. The Zelle partnership means you have to use this app for Zelle and there are constant issues with it. How inconvenient. Likewise, transferring between accounts has becomes less convenient and more frustrating. 

I would never by choice want to use this, only use it because I have to.

### 1/5 — Not a good app or company.

*2026-01-08, version 2025.11.1*

The app sucks and the company doesn’t care about there customers. But it’s 2025 no company cares about its customers.

### 1/5 — Show incorrect balances

*2025-07-06, version 2025.6.0*

Really tired of the way this updated app shows incorrect balances.

### 5/5 — App

*2025-03-20, version 2025.1.1*

One of the best apps I’ve used.

### 2/5 — Terrible

*2025-02-14*

I’m trying to make my car payment and certain selection (such as transfer date) is not working.

### 1/5 — Can’t transfer money out to different account

*2024-12-20*

This is the only bank I’ve ever done business with that has no solution for me to transfer funds to an external bank account. 

Ridiculous that they say pull cash and drive it over. Is this 1995?

### 1/5 — App Rarely Works

*2024-09-26, version 2024.8.4*

I would say that I am only able to pay my bill on the app about once every 6 months. It almost never works. Their online services are not much better.

### 5/5 — Love DATCU!

*2024-09-23*

If you have any problems or questions just call them and they’ll help you out . Great service

### 1/5 — You have to do early payments before your due date !

*2024-09-21*

So my car loan is due every 22 and before I refinance it I would always pay it that exact day or a day before but now I have to pay it like 4 days before because it doesn’t let me pay it the due date. So for example I have to pay the 19 for it to count on the 22. It’s honestly so annoying and I’m afraid they’re gonna repo bc of that

### 2/5 — NO ZELLE

*2024-08-17, version 2024.7.5*

shoes that there would be zelle on the ad on top but there is no zelle once u follow the instructions.

## Frequently asked questions about DATCU Mobile Banking

### What can I do with the DATCU Mobile Banking app?

The app allows you to manage all your DATCU accounts from anywhere, anytime. You can view account balances and transactions, transfer funds between accounts, make loan payments, deposit checks, pay bills, and access statements.

### How do I sign in to the app?

You can sign in securely using Touch ID or Face ID for quick and convenient access to your accounts. The app also offers a Quick Balance feature to view balances without signing in.

### Does the app have any special accessibility features?

Yes, the app includes full neurodiverse features with options for epilepsy, dyslexia, colorblindness, and visual sensitivity. It also offers left/right-handed modes for a more personalized user experience.

### Is there a cost to use the DATCU Mobile Banking app?

Based on the provided information, the app is free to download and use. There are no in-app purchases or advertisements mentioned.

### What are the main benefits of using this banking app?

The primary benefit is saving time by managing your banking chores faster and more conveniently. You can perform a wide range of banking activities, such as deposits, transfers, and payments, directly from your mobile device.

## Version history (last 5 releases)

### 2026.8.1 — 2026-08-31

General bug fixes and performance enhancements.

### 2026.8.0 — 2026-08-29

General bug fixes and performance enhancements.

### 2026.7.0 — 2026-07-15

General bug fixes and performance enhancements

### 2026.6.2 — 2026-07-10

General bug fixes and performance enhancements

### 2026.6.1 — 2026-06-19

General bug fixes and performance enhancements.

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## Related topics

[datcu mobile banking](https://appshunter.io/ios/topics/datcu-mobile-banking) · [datcu](https://appshunter.io/ios/topics/datcu) · [datcu credit union](https://appshunter.io/ios/topics/datcu-credit-union) · [ronpon](https://appshunter.io/ios/topics/ronpon)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
