# Daybook: Expense Tracker — Income, Tax Relief & Splits

> Income, Tax Relief & Splits (iPhone/iPad app by Jin Zhang Low.)

- Source: https://appshunter.io/ios/app/daybook-expense-tracker/id6798344877 (this page in markdown: same URL + `.md`)
- Developer: [Jin Zhang Low](https://appshunter.io/developer/1885895340)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 95 MB
- Languages: American English, French (France), German (Germany), Indonesian, Japanese, Korean, Malay, Brazilian Portuguese, Chinese (Simplified, China), European Spanish and 2 more
- Released: 2026-08-20
- Data updated: 2026-10-21

## What is Daybook?

Daybook records every expense and income, keeps your tax relief ready, splits the bill with friends, and keeps your business books apart from your own. Local first: everything stays on your iPhone, with no account, no server of ours and no bank login.

EVERY EXPENSE AND INCOME, IN SECONDS
Add what you spend and what comes in, in a few taps. Daybook remembers each shop's category, so your morning coffee is filed correctly from the second visit. Find any record by searching a shop, a note or the words on a scanned receipt.

TAX RELIEF, READY WHEN YOU FILE (PRO)
Mark what you can claim as you go, under reliefs you name yourself, each with its own yearly limit, and keep the receipt with every claim. At year end, seal it into one file: the figures, every claim and its receipts.

SPLIT A BILL WITHOUT THE ARITHMETIC
Equally, by share or by item straight off the receipt, with service charge and tax shared fairly. Say who paid, or that you paid for someone else, and see who owes whom on one People page. What friends owe you is kept apart from your own spending, so your budget only counts your share.

PERSONAL AND BUSINESS, KEPT APART (PRO)
A second set of books for your business, with its own accounts, budgets, people and categories, one tap away. Nothing crosses between them, and each has its own colour. Paid for the business on your own card? The spending goes to the business, and it shows what it owes you back.

RECEIPTS READ BY YOUR IPHONE'S OWN AI
Point the camera at a receipt or pick a photo. The shop, date, total, tax and line items are read on your iPhone. On iPhones with Apple Intelligence, Apple's on-device model reads the hard ones too, on its own: free, no key, and nothing leaves the device. Other iPhones use Apple's on-device text recognition.

IN YOUR LANGUAGE
Daybook speaks 12 languages, including English, Malay, Chinese and Japanese.

TELL DAYBOOK
Type what you spent, like "lunch 15 with Ali", or send a photo, and check the record before it is saved. Read by Apple Intelligence where your iPhone has it, or with your own Gemini key. In Settings › Category notes, tell the AI how you file things.

PRIVATE BY DESIGN
No account, no analytics, no ads, and no bank login. Your records live on your iPhone; backups go to your own iCloud, never to us. Face ID locks the app when you leave it, and your figures are hidden in the app switcher.

BILLS, CARDS AND PAY ON A SCHEDULE
Reminders for bills and subscriptions, with Mark paid right from the alert, and a list of every reminder still to come. Auto-debits and your salary can record themselves on the day. One Shortcuts automation writes down every Apple Pay payment from your phone or watch, with a category suggested to check. Credit-card statements carry unpaid balances over and keep the rest due after part-payments.

BUDGETS AND REPORTS
A monthly budget with per-category limits, unspent money rolling over, and bills still to pay counted before they land. Monthly and yearly reports, top merchants and trends. Refunds come off what you spent.

PREFER A CLOUD AI? OPTIONAL
Add your own Google Gemini key and a receipt is sent only to Google, under your own account, only when you ask. On Google's free tier, Google may use what it is sent to improve its products; see our Privacy Policy.

WHEREVER YOU ARE
About 150 currencies. With Daybook Pro, keep an account in US dollars, euros or another currency, with what it is worth in yours.

FREE
Recording, receipts read on your iPhone, budgets, reports, reminders, splitting bills, CSV export, backups, and AI reading with your own key.

DAYBOOK PRO
Tax relief claims, a second set of books for business, the Insights report, statements as PDF or spreadsheet, every receipt photo kept for good, and accounts in other currencies. Monthly, yearly with a free trial, or once outright.

Terms of Use (EULA): https://www.cortexbizsolution.com/products/daybook/terms
Privacy Policy: https://www.cortexbizsolution.com/products/daybook/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Daybook: Expenses & Receipts | $2.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Daybook: Expenses & Receipts | $34.99 | one-time |


## Is Daybook safe?

Not enough ratings yet to assess Daybook.

## Is Daybook legit?

Daybook: Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Daybook is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.8.3 — 2026-10-20

Daybook now speaks Korean, German, French, Spanish and Portuguese, as well as English, Malay, Chinese, Indonesian, Thai, Vietnamese and Japanese. It follows your phone's language, or choose one in Settings › Language.

Check your bank statement against Daybook, and ask Tell Daybook more.

• Check a statement: on an account's page, add your bank's PDF, CSV or a screenshot. Each line is matched to your records, and anything missing or different is shown for you to add or fix. It is read on your phone. One statement a month is included; Daybook Pro checks as many as you like.
• Ask Tell Daybook in your own words: where you could cut back, what went up this month, what is left in a budget, what you can spend a day, your balances and net worth, what your cards owe, your subscriptions, tax claimed and the bills still to pay. Every answer is worked out on your phone, from your records.
• Send Tell Daybook a screenshot of your bank, card or e-wallet app: each payment becomes a record to check, and payments already in Daybook are marked, so nothing is added twice.
• Share › Daybook from any app sends screenshots, a PDF statement (even a password-locked one) or a message to Tell Daybook. 15 screenshots and 3 PDF statements a month are included; Daybook Pro reads as many as you like.
• Give a category its usual card, like Fuel on the Shell card, and new records in it start on that card.
• Splitting a bill: your recent people are a tap away, or search everyone, open a group to tick who was there, or add a new name from the search box.
• Owe someone who also owes you? Settle up from their page: only the difference changes hands, and their statement shows both sides.
• Profiles: see each one's spending and net worth, or all of them together, choose the tab each opens on, and archive one you no longer use.
• Paying a bill you have a reminder for? Tell Daybook asks whether to mark it paid, and moves the reminder on.
• Tidier tabs and pages, a reminder bell on each card's page, and swipe left or right to change month.
• New Family plan: Daybook Pro for you and up to 5 others in your Apple family. Each person's records stay private on their own iPhone.

### 1.8.0 — 2026-10-15

Daybook now speaks your language.

• Malay, Chinese, Indonesian, Thai, Vietnamese and Japanese. Daybook follows your phone's language, or choose one in Settings › Language.
• Tell Daybook: type what you spent, like "lunch 15 with Ali", or send a photo. The record is filled in for you to check and save — read by Apple Intelligence where your iPhone has it, or with your own Gemini key.
• Card taps and scanned receipts now come with a category: the one you used for that shop before, a shop Daybook knows, or — where your iPhone has it — a suggestion from Apple Intelligence. One Shortcuts automation covers every card, and can set the category too.
• Paid for someone? Choose "I paid for them" when splitting a bill, and they owe all of it.
• Settings › Alerts and summaries lists every reminder still to come, and the morning alert now includes payments that record themselves.
• Bills spotted in your records no longer include everyday spending like coffee or groceries.
• Settings shows only what your iPhone can use, and says plainly where your backups go.
• Settings › Category notes: tell the AI how you file things, in your own words — it follows them when it reads a receipt, a message to Tell Daybook or a card payment.
• OpenRouter is no longer offered. Receipts and Tell Daybook use Apple Intelligence where your iPhone has it, or your own Google Gemini key.

### 1.7.1 — 2026-10-12

A fresh look for Daybook.

• Daybook green across the top of every screen, in light and dark mode.
• Each profile has its own colour, so you can always see which books you are in, personal or business.
• With the app lock on, a new lock screen and app-switcher cover in Daybook green.

### 1.7.0 — 2026-10-10

• Apple Intelligence now reads your receipts by default where your iPhone has it. A scan that comes back unclear is read again with it on its own, right on your phone — nothing is sent anywhere.
• If Apple Intelligence is turned off, More › Settings › Receipt scanning now shows the steps to turn it on for your iPhone.
• Ready for the folding iPhone: open it and Daybook uses the whole screen, and turns with it when you hold it sideways.
• Daybook Pro: a cash, bank or e-wallet account can now be in another currency. A USD account shows its balance in USD, matching your bank, with what it is worth in your own currency beside it.
• Moving money between your own currency and another works out the other side for you. Type what your bank shows instead, and the rate is worked out from it.
• Paid in your own currency from a USD account? Scan the receipt or tap "Paid in" and it is converted for the account, for you to check against your bank.
• Daybook Pro: rates for the major currencies can be looked up for you, for the day of each record. Switch it on in Settings; it asks first, and only two currency codes are sent. Tapping to look up a rate stays free.
• Scan a receipt in another currency and the record is in it. Tax and bill splits are converted too, so your share and your totals come out right.
• A record paid in another currency now shows what you actually paid, and the rate.
• Recording a card tap is easier to set up: Daybook's actions now appear in Shortcuts automations, with Amount and Merchant ready to fill in. A tap that arrives without an amount waits for you instead of disappearing.
• Each screen shows a tip the first time you open it. Find them all under Settings › Tips & tricks.
• Daybook now works wherever you are: about 150 currencies, amounts and dates written the way your phone is set, and receipts read in many more languages.
• Fixes for receipts in US$ and CA$, comma decimals on payslips, large totals in rupiah and dong, and symbols such as € and ₹ in PDF statements.

### 1.6.0 — 2026-10-05

• Fixes a crash on iOS 27 — anyone on the new iPhone update should install this.
• If your iPhone has Apple Intelligence, Daybook can now read receipts with it — on your phone, free, no key needed.
• Each profile now has its own people, groups and categories, so your business contacts and categories stay out of your personal lists. The built-in categories are shared.
• Paid for a business expense with your personal card? Pick the card under Paid personally: the charge stays on your card, the spending goes to the business, and it shows what the business owes you.
• After tapping your card, add the receipt or split the bill straight from the sheet that follows. The amount stays what the card charged.
• Tighter privacy: Daybook locks as soon as you leave it, and your figures are hidden from the app switcher.

## Apps similar to Daybook

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MRE CashBook: Expense Tracker](https://appshunter.io/ios/app/mre-cashbook-expense-tracker/id6760567168) | — | Free | Finance |
| [Kira - Expense Tracker](https://appshunter.io/ios/app/kira-expense-tracker/id6773493407) | — | Free | Finance |
| [KiraKira - Bill Splitter](https://appshunter.io/ios/app/kirakira-bill-splitter/id6791565965) | — | Free | Finance |
| [ScanLedger: Receipt Scanner](https://appshunter.io/ios/app/scanledger-receipt-scanner/id6789564485) | — | Free | Finance |
| [Daybook: Money Manager](https://appshunter.io/ios/app/daybook-money-manager/id6809770616) | — | Free | Finance |
| [Expense Tracker - Timdo](https://appshunter.io/ios/app/expense-tracker-timdo/id6769130706) | — | Free | Finance |

## More apps by Jin Zhang Low

- [Ergon: Daily Planner & Focus](https://appshunter.io/ios/app/ergon-daily-planner-and-focus/id6805829865)
- [Pawmi: Adopt a Rescue Pet](https://appshunter.io/ios/app/pawmi-adopt-a-rescue-pet/id6810648592)

All apps by Jin Zhang Low: https://appshunter.io/developer/1885895340

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*