# Daylight Money > LGBTQ+ banking app with personalized debit cards, automated savings, and rewards. (iPhone/iPad app by Be Money Inc..) - Source: https://appshunter.io/ios/app/daylight-money/id1539406252 (this page in markdown: same URL + `.md`) - Developer: [Be Money Inc.](https://appshunter.io/developer/1534693128) - Category: Finance, Lifestyle - Price: Free - Rating: 3.17/5 from 35 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 74 MB - Languages: English - Released: 2021-08-03 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/daylight-money/id1539406252/reviews.md ## What is Daylight Money? Daylight is a banking app designed for LGBTQ+ people, by LGBTQ+ people. Spend inline with your values by joining the Daylight community today. Debit Card Highlights: Your name. Your card. (Yass)! We’ll use your chosen name on your debit card and everywhere in our app, regardless of what your legal ID says. Every Daylight member is seen, affirmed, and heard! Expect support from a team that just gets you here. Slay the Day with Savings We’ve automated saving so you don’t even have to think about it until it’s time to spend! With guided goals for gender affirming procedures like top surgery, facial feminization, and bottom surgery, we’ll tell you exactly how much you need to start saving to be your true self. Badge Me, Baby! No size queens here. At Daylight, we celebrate your milestones, even the small ones! From funding your account for the first time to creating healthy spending habits, see what badges and round-up multipliers you collect. Leveling Up Our Finances, Together. Join our vibrant community to connect and have real conversations around your finances in a safe, welcoming environment. Walk the Walk Rate how queer-friendly your shopping experience is (or isn’t). Rewards Realness Get up to 10% cash back for spending at queer bars and LGBTQ+ allied businesses (and 1,000s of other stores).1 Support the folks who support you. No Hidden Fees. Free ATMs in Network Save more than $300 per year.2 Safe & Secure Your money is FDIC insured and safe with us.3 ----- Daylight is a deposit account provided by Pathward, N.A., Member FDIC. Daylight Visa® Debit Card is issued by Pathward, N.A. Member FDIC, pursuant to a license from Visa® U.S.A. Inc. Card can be used everywhere Visa® debit cards are accepted. 1 Daily limits apply - see app for eligibility and details 2 On average, banks charge more than $300 in fees per account per year (based on Bank Fee Finder 2017 report) 3 Funds insured up to $250,000 through Pathward, N.A., Member FDIC. Visa Zero Liability Protection - You're protected if your card is lost, stolen or fraudulently used, online or offline. © 2022. Be Money, Inc. All Rights Reserved. ## Key features - Personalized debit card with chosen name - Automated savings goals for gender-affirming care - Cash back rewards at LGBTQ+ allied businesses - Community forum for financial discussions - Queer-friendly business rating system - No hidden fees and free in-network ATMs ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/daylight-money/id1539406252/reviews.md ### 1/5 — Great mission, bad banking *2023-04-18* I really appreciate the mission they started with and the aim for inclusive banking and financial literacy and enablement. The same for the pivot to help those interested in building a family. As an actual bank and banking app, it doesn’t even meet minimum and not all features work. ### 1/5 — Terrible Bank *2023-03-21* Got a message today saying that their risk assessment team decided they couldn’t keep me on as a customer so they just closed my account. No warning, no way to move money. No explanation. They just closed it. I’ve working my credit up from not having a job for a year so I don’t why all of a sudden they would just now decide I can’t have an account but you know… great way to kick a queer person down when they are already down! I hope you guys feel good about yourselves. ### 2/5 — Mixed relationship with this bank/app *2022-12-11, version 1.66.3* I really appreciate the inclusive banking and that I can use my true name on my card and such. But that’s where it ends. The app is riddled with bugs and they seem to never update or fix it. As others have mentioned, paycheck deposits come in late. Paycheck deposits are one of the only ways to get money in to the account. And the only way to get money out is by spending it. You cannot ACH, Plaid, or any other means of transferring money in or out. It’s beyond frustrating. It feels like they are holding my money hostage. They say we can use Zelle to transfer money but my experience with Zelle as a service is that it is also frustrating and restrictive to use (the 1-1 mapping of email address/phone number to bank account makes it very difficult to manage more than one bank account w Zelle, and they put restrictive limits on transfer amounts). This app “gamifies/socializes” banking which I’m not a big fan of. My banking activities shouldn’t be anyone else’s business. I can’t wrap my head around why they put so much effort into the “social” features when basic banking app features - that folks expect - are nonexistent. They let you create special savings accounts for setting aside money for stuff, and set roundups, which is nice in theory but also falls short. If I’m going to be setting aside large amounts of money it should be set somewhere where it is growing. Not stagnating and losing value due to inflation. There are other apps out there that do the same thing and put your money into high-yield savings or into stocks/bonds. So because it’s the only one of my banks that let’s me use my true name, I do put some “spending” budget in there to use when I’m going out or whatever. But that’s the extent of it. Until they improve things, it just cannot be used for any serious banking. Though I don’t have direct evidence to back this up, I get the eerie sense that whatever monster is behind this “bank” (bank or corporation or individual) only created it to take advantage of an already vulnerable population. If someone had built this with love, I think they would be prioritizing differently and making slow steady progress on improvements. As an app developer in fintech, I know that one or two devs and a good product manager could implement some of these sensible improvements fairly quickly (I’ve personally done the same work). It is clear they maybe hired a third party to develop the app to its current point, called it “done” and placed it on the shelf. I highly doubt they employ any full time devs at all (again with the backwards priorities). And if they do, they seem to have gone to lunch - permanently. ### 3/5 — Torn *2022-10-24, version 1.66.3* I loved the concept here ever since it was first announced. This is the one bank that’s let me use my chosen name. And they have great ideas, but the app is pretty much a constant bug, my regular deposits come in later than any other bank I’ve used, plus at random times, and even then they’re pending for who knows how long. I stuck it out as long as I could. I’ll be switching back to my old bank at the end of the month. ### 1/5 — TERRIBLE experience, if there is an issue don’t expect help *2022-08-29, version 1.65.0* Do not recommend. I signed up, there was an issue where they said they couldn’t verify my identity. The link they send me to verify would not let me in and told me to contact support. I have been working with their support since the 19th. I never got my card. I cannot deposit. I cannot withdraw. I cannot do anything except go to their community tab or create a savings goal that I cannot even work towards because, well, anything with money errors out. Support also will leave my messages unread for over 3 days at a time. Service levels that low would have me as a customer service rep fired. While it’s cool that they have a bank that trans people can have their true name as opposed to their legal name, maybe because I moved so much this year it’s confusing their system but there is NO way to access the info I sent them to even see if maybe I made a typo that caused this and their support is absolutely useless. ### 5/5 — It’s the name *2022-06-05, version 1.62.0* It’s the name that throw me off when someone told me about this bank I thought it was going too be called (Rainbow Light) Or (PRL aka Pride Rainbow Light) something else I love the name but never thought it would call be Daylight bank ### 1/5 — Absolutely terrible experience so far… *2022-06-04, version 1.62.0* It’s been about two weeks since I opened my Daylight account, and nothing has gone right. I haven’t even been able to use it. First, there was an issue with Plaid in linking my existing checking account, and now ANY time I open the app and try to log in, no matter what I do, I get an error screen saying an error has occurred and to check my connection and/or try again. There is nothing wrong with my connection. My most recent attempt at deleting and redownloading the app was today, well AFTER the “bug fixes” they supposedly did a week ago, and it still gives me the error screen when I log in. Support has not been responsive or forthcoming as I’ve been messaging them with updates. This is no way to support the LGBTQIA+ community. ### 2/5 — Still not working (and it’s been months) *2022-03-12, version 1.50.0* It’s been months and I still cannot use this bank account. I have not heard back from anyone regarding the new issues for weeks, which is unprofessional and rude. Giving two stars because the concept is great and the people are nice, but this is getting ridiculous. ### 3/5 — Wish there was a web portal 🤔 *2022-01-28, version 1.46.0* I love the idea behind the banking system and would switch over but because of how I do banking with QuickBooks unless it’s available via web portal on my computer it makes accounting that much more difficult. For the average user though thats not as analytical about their accounting it’s a great place to start! ### 4/5 — Starting a new *2022-01-26, version 1.46.0* While the app is great the only issue have with it would be having a white out screen for the goals section which is baffling to me because I recently updated the app and contacted customer service about it and told me that the engineers would fix it as I’m still encountering the problem ## Frequently asked questions about Daylight Money ### What is Daylight Money? Daylight Money is a banking app specifically designed for the LGBTQ+ community. It offers features like personalized debit cards with chosen names, automated savings for gender-affirming procedures, and cash back rewards at LGBTQ+ allied businesses. ### Is Daylight Money safe and secure? Yes, your money in Daylight Money is FDIC insured up to $250,000 through Pathward, N.A., Member FDIC. It also offers Visa Zero Liability Protection for your debit card. ### What are the savings features in Daylight Money? Daylight Money automates savings with guided goals for gender-affirming procedures like top surgery and facial feminization. It also offers badges and round-up multipliers to encourage healthy spending habits. ### Can I get cash back with Daylight Money? Yes, you can get up to 10% cash back for spending at queer bars and LGBTQ+ allied businesses, as well as thousands of other stores. Daily limits apply. ### Does Daylight Money have any fees? Daylight Money advertises no hidden fees and offers free ATMs within its network. They estimate users can save over $300 per year compared to traditional banks. ### What devices does Daylight Money support? Daylight Money is available on iPhone and iPad devices. It is designed for users who own Apple products. ### How often is Daylight Money updated? The latest version of Daylight Money is 1.66.3, which was last updated on October 15, 2022. Updates typically include new features and bug fixes. ### What is the user rating for Daylight Money? Daylight Money has a rating of 3.2 stars from 35 ratings. This indicates a mixed reception from its user base. ## Version history (last 1 release) ### 1.66.3 — 2022-10-15 - BUGFIX: URL for linking external accounts not containing the required parameters ## Apps similar to Daylight Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [Fursure](https://appshunter.io/ios/app/fursure/id1604335909) | 4.3 (12) | Free | Finance | | [ICONIC - Mobile Banking](https://appshunter.io/ios/app/iconic-mobile-banking/id1579785998) | 3.6 (14) | Free | Finance | | [CashRepublic](https://appshunter.io/ios/app/cashrepublic/id1571503331) | 3.6 (23) | Free | Finance | | [Onyx Private: Bank & Invest](https://appshunter.io/ios/app/onyx-private-bank-and-invest/id1601866737) | 4.3 (69) | Free | Finance | | [Winden](https://appshunter.io/ios/app/winden/id1620372600) | 1.0 (4) | Free | Finance | | [Apollo: Stock Debit Card](https://appshunter.io/ios/app/apollo-stock-debit-card/id1586417029) | 4.4 (92) | Free | Finance | ## More apps by Be Money Inc. - [Daylight Money Companion App](https://appshunter.io/ios/app/daylight-money-companion-app/id6444869469) All apps by Be Money Inc.: https://appshunter.io/developer/1534693128 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*