# DBS Card+ HK

> DBS Card+ HK: Credit card and personal loan management app for DBS customers. (iPhone/iPad app by DBS Bank (Hong Kong) Limited.)

- Source: https://appshunter.io/ios/app/dbs-card-plus-hk/id382581448 (this page in markdown: same URL + `.md`)
- Developer: [DBS Bank (Hong Kong) Limited](https://appshunter.io/developer/387696614)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 265 App Store ratings · 62 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.8 · 244 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2013-08-13
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/dbs-card-plus-hk/id382581448/reviews.md

## What is DBS Card+ HK?

DBS Card+ is a card & loans app personalised and designed just the way you want it.
Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits:

[Access what you want in seconds]
In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans.

[Apply for a new card in minutes]
First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away.

[Scan & Pay Anytime, Anywhere]
Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app!

[Split your purchases with the new Flexi Shopping]
Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps!

[A wide range of exclusive offers]
Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+.

[Manage your credit and spending limits]
Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs.

[Card replacement]
Request for a replacement instantly in simple steps.

DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents.
If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law.
Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere.

Head Office branch address:
G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

## Key features

- Instant credit card applications
- Scan & Pay for bills and transfers
- Split purchases with Flexi Shopping
- Exclusive rewards and offers
- Manage credit and spending limits
- Instant card replacement

## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/dbs-card-plus-hk/id382581448/reviews.md

### 5/5 — Easy application format

*2026-07-27, version 12.32.0*

User friendly

### 1/5 — Rubbish app

*2026-06-30, version 12.32.0*

Can’t verify the hkid. It turns on the flash automatically and must use light background. The flash light has reflection on the id card. They always charge the credit card annual fee secretly.  They override the agreement when subscribing the new card. Definitely not a honest bank.

### 1/5 — Totally useless

*2026-05-21, version 12.30.1*

I can only view the statement with this apps. I have called the customer service but they couldn’t help. They just asked me to delete and download again. I cannot even see my current balance or redeem any points.

### 5/5 — Incredible credit card

*2026-03-15, version 12.29.3*

It is wonderful Spending money by DBS credit card

### 1/5 — Rubbish

*2026-03-05, version 12.29.3*

Rubbish, take so long and can’t get in

### 2/5 — Log in NEVER IMPROVED

*2025-11-16, version 12.28.0*

It’s just dumb when it asks to to enter ID and Password BUT IT ONLY has the PW field!
FaceID is never ever usable!
And when I try in mainland China with card already linked up with Wechat wallet, it asks me to open this garbage app to authorize payment, HOW INCONVENIENT!
You think up all kinda of features but cannot even do thr log in right!?!

### 1/5 — They changed OTP to app notifications approval for saving budget

*2025-10-12, version 12.28.0*

They changed OTP to app notifications approval for saving budget. It’s perfect for slowing down any payment combine force upgrade with app notification. Didn’t the merchant or I pay the transaction fee? Is there any great reason to cost saving for serving ur customers? I don’t think so.

### 5/5 — Cancellation

*2025-07-04, version 12.27.1*

2 cards I was using often for my daily tasks. But it was cancelled within a year that I was not unfortunately expected. Not happy about it.

### 1/5 — Cheap company that tries to fool users

*2025-04-10, version 12.26.0*

The app hide the annual fee and user can only see that if they click the estatement - in the transaction records this fee is simply hidden;

The current amount due always omit the cash rebate and they deliberately bold the inflated value without rebate to fool user to repay more every month;

The category for a lot of transactions are wrong and they never adjust it even if you phoned they multiple times;

This just shows what a cheap company this is as they try every means to fool customers in innovative ways constantly. Beware of every transactions in this app and check everything.

### 5/5 — Compass Credit Card application

*2025-02-13, version 12.25.0*

Very fast online service and hassle free. Highly recommended to all DBS Card+ HK users. AAA+

## Frequently asked questions about DBS Card+ HK

### What can I do with the DBS Card+ HK app?

The DBS Card+ HK app allows you to manage your credit cards, apply for personal loans, pay bills, transfer money, split purchases into installments, and redeem exclusive rewards. You can also manage your credit and spending limits, and request for card replacement.

### Is the DBS Card+ HK app free to use?

Yes, the DBS Card+ HK app is free to download and use. While the app itself is free, some features or services might be associated with your DBS credit cards or loans, and there may be in-app purchases available for certain benefits or services.

### Who is the DBS Card+ HK app intended for?

The DBS Card+ HK app is specifically designed for DBS customers in Hong Kong. The products and services offered are intended for Hong Kong residents. Users should ensure they are DBS customers in Hong Kong and comply with local laws before using the app.

### How can I apply for a new credit card through the app?

The app offers a first-time-ever feature in Hong Kong allowing you to apply for a credit card instantly through the app. Once approved, you can start shopping right away, making it a convenient way to get a new card.

### What are the benefits of using the Flexi Shopping feature?

Flexi Shopping offers a convenient way to split your purchases for better budget planning. You can combine multiple credit card transactions into a single payment plan with installment options ranging from 3 to 60 months, all manageable in just two steps.

## Version history (last 5 releases)

### 12.33.0 — 2026-08-08

Thanks for using DBS Card+! 

To make your app experience smarter and faster, we’ve enhanced its functions and performance.

Card+ I Feel Good !

### 12.32.0 — 2026-06-17

Thanks for using DBS Card+! 

To make your app experience smarter and faster, we’ve enhanced its functions and performance.

Card+ I Feel Good !

### 12.31.0 — 2026-05-26

Thanks for using DBS Card+! 

To make the app better, smarter and faster for you, we’ve made app function and performance improvement.

### 12.30.1 — 2026-03-22

A brand-new DBS travel reward programme will be here for you soon. Get ready for your Ultimate Key to an Elevated World of Travel Experience with an extensive global hotel network!
In collaboration with 5 leading hotel loyalty membership programmes, you can convert your DBS$ via DBS Card+ app to hotel membership points instantly to unlock complimentary stays or other exclusive privileges in over 28,000 hotels globally.

Your bespoke global journey is set to depart. The world is yours to explore!

### 12.29.3 — 2026-02-06

DBS Card+ is newly upgraded with security uplifting, delivering the secure authentication you deserve.
 
We have enhanced the security of the DBS Card+ app for your protection!  Now, when you bind your device, we are using facial recognition for authentication. This is a more reliable and efficient way to protect your account, giving you true peace of mind.
 
Plus, we also conduct thoughtful follow-up and other improvements to make your DBS Card+ experience more satisfactory.
 
Update now and feel the difference!

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## More apps by DBS Bank (Hong Kong) Limited

- [DBS Home360](https://appshunter.io/ios/app/dbs-home360/id1275569801)
- [DBS digibank HK](https://appshunter.io/ios/app/dbs-digibank-hk/id1341250080)

All apps by DBS Bank (Hong Kong) Limited: https://appshunter.io/developer/387696614

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
