# DCB Mobile

> Mobile banking app for managing accounts, transfers, payments, and debit card controls. (iPhone/iPad app by Flagstar Bank,FSB.)

- Source: https://appshunter.io/ios/app/dcb-mobile/id1441322558 (this page in markdown: same URL + `.md`)
- Developer: [Flagstar Bank,FSB](https://appshunter.io/developer/480052052)
- Category: Finance
- Price: Free
- Rating: 4.81/5 from 1,353 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 13 MB
- Languages: English, Spanish
- Released: 2018-12-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/dcb-mobile/id1441322558/reviews.md

## What is DCB Mobile?

Designed for banking on-the-go.


DCB Mobile was created so you can bank anytime, anywhere.


This free app features exciting tools like Zelle®, a fast, safe and easy way to send money in minutes1, and Debit Card Controls, which puts you in control of where, when, and how your debit card is used.
Download DCB Mobile to bank on-the-go or from the comfort of your home.


- View checking and savings account balances, activity, check images 
- Transfer money to Desert Community Bank or external accounts 
- Set Debit Card Controls to block and unblock a card
 -Use Zelle® to send money in minutes* to your friends and family 
- Pay bills easily with Bill Pay 
- Find Branches and ATMs
- Deposit checks using your mobile device**
- Get your balance instantly without logging in


Log in using the same username and password you use for Desert Community Bank Online Banking or set up Touch ID® or Face ID®*** to make it even easier. All transactions are protected through encryption, Transport Layer Security (TLS), and real-time authentication.


Disclosure


DCB Mobile is for use with Desert Community Bank accounts.


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

*Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3 business days after they enroll. Data charges may apply. Check with your mobile phone carrier for details.

**Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.

***Face ID, iPhone and Touch ID are registered trademarks of Apple, Inc. Face ID is available with iPhone X only.

## Key features

- View account balances and activity
- Transfer funds between accounts
- Send money with Zelle
- Control debit card usage
- Mobile check deposit
- Bill Pay functionality
- Find branches and ATMs

## What do users think of DCB Mobile?

Overall sentiment: positive

**Pros**

- 👍 Ease of use
- 🚀 Excellent mobile app experience
- 💯 Reliable banking services

**Cons**

- 🐛 Compatibility issues with certain devices
- ⏱️ Slow external bank transfers
- 🔒 Face ID not working on mobile app

**Commonly reported bugs**

- Login account restricted after app update
- Inactivity fees charged unexpectedly

**Most requested features**

- Check reconciliation feature
- PC account access

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/dcb-mobile/id1441322558/reviews.md

### 5/5 — Awesome!

*2023-12-01*

You guys are awesome!

### 3/5 — Face ID

*2023-11-02*

Face ID doesn’t work on the mobile app.

### 3/5 — Difficult to use

*2023-10-24*

This has proven to be a difficult app to use, and it’s been near impossible to set up a transfer to another bank.

### 4/5 — Excellent except

*2023-10-20*

Transfers between external banks are slow.

### 5/5 — Bank

*2023-07-03*

I have enjoy the eases of this app

### 4/5 — Mobile App

*2023-05-25*

App is not compatible with my ipad. When will this be fixed

### 5/5 — Flagstar's long march to a functioning online banking system

*2023-05-19*

It's been a long wait for Flagstar's new online banking program! I can't remember how many times I have complained to them about their site over the years and wondered if my complaints would be listened to. Now, I am ecstatic about their site. It's so easy to use and so far no glitches! Congratulations to the team that put it together! They deserve bonuses!

### 3/5 — Fairly new app

*2023-05-05*

So far I haven’t had any issues or complaints about this app but time will tell.With this said I have no complaints yet.Thanks kindly,
                                                                            Melissa

### 1/5 — Complicated

*2023-05-04*

Terrible

### 1/5 — New app same as the old app except…

*2023-05-04*

Zelle is a trash service that exposes depositors to a service with zero safeguards. The service is notorious for fraud and zero customer service where bank accounts have been drained. It seems the “new” app is only new in that it features Zelle, something that absolutely no one should use, prominently on the front page.

## Frequently asked questions about DCB Mobile

### What can I do with DCB Mobile?

DCB Mobile allows you to bank anytime, anywhere. You can view checking and savings account balances and activity, transfer money between accounts, pay bills, send money to friends and family using Zelle, and deposit checks using your mobile device. You can also set controls for your debit card and find nearby branches and ATMs.

### Is DCB Mobile free to use?

Yes, DCB Mobile is a free app designed for Desert Community Bank customers. There are no charges for downloading or using the app's core banking features. However, standard data charges from your mobile carrier may apply for usage.

### How secure is DCB Mobile?

All transactions within DCB Mobile are protected through robust security measures including encryption, Transport Layer Security (TLS), and real-time authentication. You can log in using your existing Desert Community Bank Online Banking credentials or set up biometric authentication like Touch ID or Face ID for easier and secure access.

### Can I deposit checks with DCB Mobile?

Yes, you can deposit checks using your mobile device with DCB Mobile. This feature is available for personal customer checking and savings accounts, provided you are an active personal online banking user and your accounts are in good standing. Not all devices may be supported for this feature.

### What is Zelle and how does it work in the app?

Zelle is a fast, safe, and easy way to send money in minutes to friends and family directly from your bank account. To use Zelle within DCB Mobile, you'll need a bank account in the U.S. Transactions between enrolled Zelle users typically occur in minutes. If your recipient is not yet enrolled, it may take longer for them to receive the funds after they enroll.

## Version history (last 2 releases)

### 2.0.1 (10) — 2023-04-20

Bug fixes and improvements

### 2.0 — 2020-02-27

What’s new:
-New login screen makes it easier to view instance balances with a click of a button
-See all of your accounts as soon as you sign in and enjoy fast access to transfers, check deposits**, Bill pay and Zelle

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## More apps by Flagstar Bank,FSB

- [Flagstar Private Mobile Bkg](https://appshunter.io/ios/app/flagstar-private-mobile-bkg/id981716003)
- [Flagstar Bank for iPhone](https://appshunter.io/ios/app/flagstar-bank-for-iphone/id1038560275)
- [Flagstar Bank for iPad](https://appshunter.io/ios/app/flagstar-bank-for-ipad/id1038566967)
- [Desert Community Bank for iPad](https://appshunter.io/ios/app/desert-community-bank-for-ipad/id1358009512)
- [Desert Community Bank App](https://appshunter.io/ios/app/desert-community-bank-app/id1358030698)
- [Flagstar Mobile](https://appshunter.io/ios/app/flagstar-mobile/id1441320893)

All apps by Flagstar Bank,FSB: https://appshunter.io/developer/480052052

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*