# Debbie - Payoff, Save, Earn — user reviews > 1,411 indexed App Store user reviews of Debbie by Debbie Inc., rated 4.89/5 from 12,420 ratings. - Source: https://appshunter.io/ios/app/debbie-payoff-save-earn/id1603676425/reviews - App overview in markdown: https://appshunter.io/ios/app/debbie-payoff-save-earn/id1603676425.md - Rating breakdown: 5★ 2,074 · 4★ 175 · 3★ 36 · 2★ 22 · 1★ 66 ## What do users think of Debbie? Overall sentiment: positive **Pros** - 💰 Earn money for paying off debt - 📚 Helpful financial education modules - 🎮 Gamified approach to money management - 👍 Easy to use and intuitive interface - 🤝 Great customer support - 🤑 Able to cash out rewards - 🚀 Quick and easy to get started **Cons** - 🔒 Requires linking to specific credit union - ⏱️ Long wait to cash out rewards - 🐛 Connectivity issues with linked accounts - 💸 Difficult to reach cash out threshold - 🤔 Confusing or unclear features **Commonly reported bugs** - Login/verification codes not working - Modules freezing or not loading properly - Inconsistent update of progress and rewards - Inability to delete account or change phone number **Most requested features** - Allow linking to any bank account - Smaller cash out thresholds - More personalized budgeting tools - Ability to manually add accounts - Faster account syncing ## Newest reviews (20 of 1,411) ### 4/5 — Debbie *2026-08-25, version 2.6.33* Good ### 4/5 — Seems good *2026-08-24, version 2.6.33* Seems like a good way to earn some extra cash ### 5/5 — Good *2026-08-24, version 2.6.33* Great ### 5/5 — New to it… *2026-08-24, version 2.6.33* …but so far so good 👍 I feel inspired to continue. ### 5/5 — Perfect *2026-08-24, version 2.6.33* Perfect ### 5/5 — Good money *2026-08-23, version 2.6.33* Thank you ### 5/5 — I like it *2026-08-23, version 2.6.33* I haven’t earned any money yet, but I’ve been racking up points which turns into dollars seems pretty simple. I just hope it all works out. ### 5/5 — New user, so far it’s good *2026-08-23, version 2.6.33* I like the daily component and small wins/goals. ### 5/5 — Love it *2026-08-23, version 2.6.33* This app is one of the best thing u have use. ### 5/5 — great app *2026-08-23, version 2.6.33* yo good jawn ### 5/5 — wow *2026-08-23, version 2.6.33* whoa ### 5/5 — Review *2026-08-23, version 2.6.33* Good ### 5/5 — Fun and easy *2026-08-23, version 2.6.33* Just as the title says. It’s fun and easy to use. It takes awhile to really earn enough points to make the payout. But still, if you’re committed you can actually make a little spending money with this app. ### 5/5 — Good app *2026-08-22, version 2.6.33* Good app ### 5/5 — Awesome *2026-08-22, version 2.6.33* I love it ### 5/5 — Love Debbie! *2026-08-22, version 2.6.33* I am so glad I found Debbie as I have been able to simply keep up with my finances while making real life money lives to increase my financial well-being through points redemption and simple to use learning tools ### 5/5 — Amazing *2026-08-22, version 2.6.33* I am amazed by Debbie haven’t got to use her as much as I’d like do to work but it’s amazing. ### 5/5 — The right app *2026-08-22, version 2.6.33* This app is good. Easy money ### 5/5 — Very helpful *2026-08-22, version 2.6.33* Impressed with the easy of the app. ### 5/5 — easy and nice *2026-08-21, version 2.6.33* nice way improve credit ## Most critical reviews (10 lowest-rated) ### 1/5 — Debbie *2026-07-23, version 2.6.33* So far can’t make any money it won’t let me withdraw and anything I try to do I can’t gain points. I even had a referral and it didn’t receive anything from that. I don’t know if this is real or one of them fake apps. ### 1/5 — Sofi *2026-07-13, version 2.6.33* I remember deleting the app because sofi sucked and I couldn’t cashout or withdraw. ### 1/5 — Cool *2026-06-05, version 2.6.30* Fun little money earning app ### 1/5 — Debbie *2026-05-29, version 2.6.30* I don’t like that I have to apply for Siri to use this app ### 1/5 — Terrible App Sold My Info to Relentless Spammy Loan Services *2026-05-14, version 2.6.30* I am furious with this app. I wanted some help managing my debt, so I created an account. I tried it fo like a week and the app wasn’t very helpful. The real problem was they’ve sold my info to loan services companies so now o receive MULTIPLE robo calls a day. And the numbers always change so blocking them doesn’t work. I’ve also asked to be put on the do not call lists that doesn’t work. I’m stuck getting several unsolicited calls daily rendering my phone and GM pretty much useless. I’m seriously considering changing my number. How is this even legal? ### 1/5 — debi *2026-05-13, version 2.6.30* cool app ### 1/5 — Horrible *2026-03-16, version 2.6.23* App don’t let you in soon as I enter my phone number it say denied I never even used this app before just downloaded it today ### 1/5 — Lies *2026-03-15, version 2.6.23* I think that the 5 star reviewers have not tried to cash out. All of my accounts are connected and it won’t let me cash out and now it says error when I try to log in. It’s a scheme to get people to use that app but no one gets the money that they earned ### 1/5 — They scam! *2026-03-12, version 2.6.22* This app & the people who are working here are liars & will mess with your profile in order for you NOT to cash out. I was referred by my credit Union, Chartway. I referred friends & family and they would not give me my referral bonus. Then, went behind me & REMOVED my sponsor with Chartway & tried to pair me with SOFI. I deleted my account and reported to FCC ### 1/5 — Sucks *2026-03-03, version 2.6.22* I can’t do nothing with this app. Can’t do anything. ## Most praised reviews (10 highest-rated) ### 5/5 — Great *2026-08-25, version 2.6.33* Nice app ### 5/5 — Easy and fun *2026-08-25, version 2.6.33* Great app easy to use! ### 5/5 — amazing! *2026-08-25, version 2.6.33* Love the learning experience as well as the UX of the app. Should be great for kids or teens starting to learn about money, but also anyone! ### 5/5 — Love Debbie *2026-08-25, version 2.6.33* Amazing product. It moves money to savings that I don’t even. Notice! ### 5/5 — 🤘 *2026-08-25, version 2.6.33* Good app ### 5/5 — Love it *2026-08-25, version 2.6.33* 9.9 ### 5/5 — Exceptional *2026-08-24, version 2.6.33* Very helpful and educational ### 5/5 — Comprehensive way to track growth *2026-08-24, version 2.6.33* Loving the platform so far. ### 5/5 — Yay *2026-08-24, version 2.6.33* Will update my review in 3 months, for now all is good on the western front ### 5/5 — Perfect *2026-08-24, version 2.6.33* Love it --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*