# Debits: Direct Debit Tracker — Track Bills and Subscriptions

> Personal finance app for tracking bills, subscriptions, and income. (iPhone/iPad app by Adam Davies.)

- Source: https://appshunter.io/ios/app/debits-direct-debit-tracker/id6754982087 (this page in markdown: same URL + `.md`)
- Developer: [Adam Davies](https://appshunter.io/developer/1851234491)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English
- Released: 2025-11-20
- Data updated: 2026-08-30
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/debits-direct-debit-tracker/id6754982087/reviews.md

## What is Debits?

Take control of your finances with Debits, the simple yet powerful bill and income tracker designed to replace your spreadsheet. Never miss a payment, stay on top of your spending and know exactly where your money goes, all in one beautifully designed app.

KEY FEATURES

Smart Bill Tracking
Add all your bills with due dates, amounts and categories
Mark bills as paid with a tap
Get notified before bills are due so you never miss a payment
Track one-off, weekly, fortnightly, monthly and yearly bills
Automatically archive ended bills to keep your list clean
Flexible payment options for bills without fixed due dates

Subscription Management
Automatic logos for 135+ popular services including Netflix, Spotify and British Gas
Can't find your service? Type any website to fetch its logo
Track free trials and get reminded before they end so you can cancel in time
See your total monthly and yearly subscription costs at a glance

Bank Account Management
Track multiple bank accounts
Log income directly to your accounts
Transfer money between accounts and track your transfer history
View upcoming bills per account to plan ahead
Free tier includes 2 bank accounts; Premium unlocks unlimited accounts

Income Tracking
Record all income with dates and descriptions
Set payday reminders to help you budget better
Link income to specific bank accounts
Track your earnings

Intelligent Notifications
Get reminded before bills are due
Receive overdue bill alerts if payments are missed
Free trial ending reminders so you never get charged unexpectedly
Payday notifications to prompt income logging

Privacy and Security
All data stored on your device
Optional iCloud sync to keep data in sync across devices
Biometric authentication (Face ID/Touch ID) to protect sensitive information
No tracking, no ads and no data sharing - your financial data stays private

Beautiful and Intuitive Design
Clean, modern interface built for iOS
Quick actions for common tasks
Dark mode support
Swipe gestures for marking bills paid or deleting items

PREMIUM FEATURES

Upgrade to Debits Premium for advanced features:

Home Screen Widgets
Next Bill: Your upcoming payment at a glance
Upcoming Bills: See your next 4 bills
Monthly Summary: Total, paid and remaining

Subscription Summary
Detailed breakdown of your monthly and yearly subscription costs
Track active free trials in one place
Understand exactly where your money goes each month

Advanced Analytics
Detailed spending insights and category breakdowns
Payment status overview to see what's paid and what's pending
Visual charts and graphs to understand your finances better

12-Month Calendar View
See all your bills and income across the entire year
Visual calendar makes planning ahead effortless
Spot expensive months at a glance

Custom Categories
Create unlimited custom categories with your own names
Choose from 100+ icons and colours
Organise bills exactly how you want

Unlimited Bank Accounts
Track as many bank accounts as you need
Perfect for managing joint accounts, savings and credit cards

CSV Export

Export all your bills and income data
Perfect for backing up or analysing in spreadsheets
Full data portability
Premium is just £0.99 a month with a 7-day free trial or £9.99 a year

WHY CHOOSE DEBITS?

Privacy-First: Your data never leaves your device (unless you enable iCloud sync)
No Ads: Focus on your finances without distractions
Simple and Powerful: Easy enough for anyone, powerful enough for detailed budgeting
Made for the UK: Designed with British users in mind
One-Time Setup: Enter your bills once, then just mark them as paid each month

Stop worrying about forgotten bills and take control of your finances. Download Debits and start tracking your bills and income in seconds.

Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in App Store settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Smart bill tracking with due dates and payment status
- Subscription management with automatic logos and trial reminders
- Bank account and income tracking
- Intelligent notifications for upcoming payments
- Privacy-focused with local data storage
- Intuitive design with dark mode support
- Home screen widgets for quick overviews


## Frequently asked questions about Debits

### What is Debits?

Debits is a personal finance app designed to help you track bills, manage subscriptions, and monitor income. It aims to replace spreadsheets with a user-friendly interface and smart notifications.

### Does Debits have ads?

No, Debits is ad-free. The developer states there is no tracking, no ads, and no data sharing, ensuring your financial data remains private.

### How much does Debits cost?

Debits offers a free tier that includes tracking for up to 2 bank accounts. A Premium subscription unlocks unlimited bank accounts and advanced features like home screen widgets and detailed analytics.

### What devices does Debits support?

Debits is currently supported on iPhones. It is designed for iOS with a clean, modern interface and supports features like dark mode and swipe gestures.

### How often is Debits updated?

The latest version of Debits is 1.1.8, last updated on June 27, 2026. This indicates regular updates to improve functionality and add new features.

### Is my financial data safe with Debits?

Yes, Debits prioritizes privacy and security. All data is stored on your device, with optional iCloud sync. Biometric authentication (Face ID/Touch ID) is available to protect sensitive information.

### Can I track free trials with Debits?

Yes, Debits allows you to track free trials for subscriptions. You will receive reminders before they end, helping you cancel in time to avoid unexpected charges.

### What are the benefits of Debits Premium?

Debits Premium offers advanced features such as home screen widgets, a detailed subscription summary, advanced analytics with charts and graphs, a 12-month calendar view for planning, custom categories, and unlimited bank accounts.

## Version history (last 5 releases)

### 1.1.9 — 2026-07-16

Fixed one-off card payment bills incorrectly disappearing from your budget when marked as paid.

### 1.1.8 — 2026-06-27

- A new quarterly direct debit payment type

### 1.1.7 — 2026-05-13

- Minor bugfixes

### 1.1.6 — 2026-04-28

We've listened to user feedback and have introduced some exciting new features!

-Import your bills. We now have a downloadable template that let's you fill out all of your bills for import; much easier than entering them on your phone
-New custom date range in analytics. A new date range lets you view your bills and income at a glance for a time period that suits you. Self employed and taking a week off? Know if your bills are covered in advance.
-Improved iCloud sync

### 1.1.5 — 2026-03-01

- Fixed an issue where some monthly incomes set to “Last Working Day” could skip to the next month around weekend/month-end boundaries.
- Improved the Income This Period screen by adding quicker ways to create income entries (including from empty state).
- General stability and reliability improvements.

## More apps by Adam Davies

- [Dash: Vehicle Maintenance App](https://appshunter.io/ios/app/dash-vehicle-maintenance-app/id6755795461)
- [Shard: Notes & Capture](https://appshunter.io/ios/app/shard-notes-and-capture/id6758519331)
- [RateClarity](https://appshunter.io/ios/app/rateclarity/id6759100342)

All apps by Adam Davies: https://appshunter.io/developer/1851234491

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
