# Debt & Bill Tracker – Saldo — Payments Planner & Reminder

> Financial assistant for managing debts, loans, and payments with reminders and analytics. (iPhone/iPad app by Foresko LLC.)

- Source: https://appshunter.io/ios/app/debt-and-bill-tracker-saldo/id1501316505 (this page in markdown: same URL + `.md`)
- Developer: [Foresko LLC](https://appshunter.io/developer/1690355373)
- Category: Business, Finance
- Price: Free with in-app purchases
- Rating: 4.70/5 from 299 App Store ratings · 239 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 194 MB
- Languages: American English, Arabic, Armenian, Czech, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese and 12 more
- Released: 2020-05-18
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debt-and-bill-tracker-saldo/id1501316505/reviews.md

## What is Debt & Bill Tracker?

Saldo – Your Reliable Financial Management Assistant!

Take control of your debts, loans, and finances effortlessly with Saldo. Manage your money like never before!

JOINT DEBT TRACKING: Manage finances with friends, family, or colleagues. Confirm transactions and ensure accuracy and fairness in all your dealings.

DEBT AND LOAN GROUPING: Organize your obligations by grouping debts and loans for easier management.

STATISTICS AND ANALYTICS: Keep a close eye on your finances with built-in analytics. All your data is at your fingertips.

PAYMENT REMINDERS: Set up notifications for upcoming payments, so you never miss a due date and stay on top of your obligations.

ARCHIVE OF PAID DEBTS: Maintain a history of all your payments in a convenient archive. Access all your transactions easily.

SECURITY AND RELIABILITY: Your data is always protected with iCloud backup. Trust Saldo with your financial information.

Download Saldo now and simplify your financial management! Save time, keep track of your financial commitments, and enjoy the transparency and security of the process. Saldo is your key to a peaceful and organized financial life.

Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Key features

- Joint debt tracking
- Debt and loan grouping
- Statistics and analytics
- Payment reminders
- Archive of paid debts
- iCloud backup

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Saldo Year Premium | $29.99 | per year |
| Special One Year Premium | $29.99 | per year |
| Debt & Loan Tracker \| 1 Month | $5.99 | per month |
| Three Months Premium | $14.99 | per 3 months |
| Debt & Loan Tracker \| 1 Year | $24.99 | per year |
| Debt & Loan Tracker \| 1 Month | $4.99 | per month |
| Three Months Premium | $12.99 | per 3 months |


## Recent user reviews (10 of 239)

All indexed reviews: https://appshunter.io/ios/app/debt-and-bill-tracker-saldo/id1501316505/reviews.md

### 5/5 — ممتاز

*2026-08-12*

ممتاز

**Developer response:** شكرًا جزيلاً على تقييمك! 😊 سعداء جدًا بأن التطبيق أعجبك، ونقدّر دعمك لنا كثيرًا.

### 5/5 — Покупка

*2026-07-24*

Приложение очень классное. Я довольна

**Developer response:** Спасибо за отзыв! 😊
Рады, что приложение вам понравилось. Если не получается оформить Премиум из России, напишите в поддержку в Telegram: @Foresko — вам подскажут актуальный способ оформления подписки и помогут с подключением.

### 5/5 — العراق

*2026-07-23*

رائع جداً

**Developer response:** شكراً جزيلاً لك! يسعدنا أن التطبيق أعجبك.

### 5/5 — ⭐️⭐️⭐️⭐️⭐️

*2026-07-08*

It helped me with my work and immediately simplified half of the process

**Developer response:** Thank you for your wonderful feedback! We're delighted to hear that the app has helped simplify your workflow. We’ll keep improving it and adding new features to make content creation even faster and more convenient.

### 2/5 — App

*2026-06-19*

Poderia colocar o quanto o rendimento mensal naum anual 
E tbm quando vc recebe o juros ele
Mudar a próxima data de pagamento automaticamente

**Developer response:** Obrigado pela sugestão! Vamos levar isso em consideração nas próximas atualizações.

### 1/5 — Miscalculation after update

*2026-06-09*

I was very happy with that, and I have been using it for more than one year. Suddenly, I noticed that after an update, all my loans are miscalculated and show wrong numbers. I had to delete all of them and re-enter them into the app!

**Developer response:** Hello!

We’re very sorry that you encountered this situation. We carefully review every report about possible issues and always try to resolve them as quickly as possible.

Please contact our technical support on Telegram: @Foresko or email us at [support.vip@foresko.com](mailto:support.vip@foresko.com).

If our review confirms that there is an issue, we will definitely find a way to thank you for helping us improve the service!

### 4/5 — 90% de agrado

*2026-06-08*

Para ficar 100% vocês poderiam adicionar a opção de “entradas” para ter uma ideia de quanto dinheiro está entrando para quitar as dívidas. Sinceramente só falta isso para o app ser perfeito e eu pagar com gosto.

**Developer response:** Muito obrigado pelo feedback e pela sugestão! A opção de “entradas” é uma ótima ideia para ajudar a acompanhar melhor o dinheiro disponível para quitar dívidas. Vamos levar isso em consideração nas próximas melhorias do app.

### 5/5 — العراق

*2026-06-04*

رائع جداً

**Developer response:** شكراً جزيلاً لك! يسعدنا أن التطبيق أعجبك.

### 5/5 — Покупка

*2026-05-30*

Приложение очень классное. Но как теперь из России купить Премиум ?

**Developer response:** Спасибо за отзыв! 😊
Рады, что приложение вам понравилось. Если не получается оформить Премиум из России, напишите в поддержку в Telegram: @Foresko — вам подскажут актуальный способ оформления подписки и помогут с подключением.

### 5/5 — Super

*2026-05-21*

Super

**Developer response:** Merci beaucoup ! 😊
Nous sommes ravis que l’application vous plaise. Votre soutien nous motive à continuer de l’améliorer.

## Frequently asked questions about Debt & Bill Tracker

### What does the Debt & Bill Tracker – Saldo app do?

Saldo is a financial management assistant designed to help users take control of their debts, loans, and overall finances. It offers features for tracking obligations, setting payment reminders, and analyzing financial data.

### What are the key features of Saldo?

Key features include joint debt tracking for managing finances with others, debt and loan grouping for organization, detailed statistics and analytics, payment reminders to avoid missed due dates, and an archive of paid debts for historical reference. It also offers security through iCloud backup.

### Is Saldo free to use?

The application is free to download and use, with in-app purchases available for additional features or functionality. The exact nature of these purchases is not detailed in the provided description.

### How does Saldo ensure the security of my financial data?

Saldo prioritizes security and reliability by offering iCloud backup for your financial information. This ensures your data is protected and accessible, providing peace of mind as you manage your financial commitments.

### Who is the target audience for Saldo?

This app is intended for individuals who need to manage their personal debts, loans, and financial obligations. It is also beneficial for those who share financial responsibilities with friends, family, or colleagues, as it supports joint debt tracking.

## Version history (last 5 releases)

### 1.7.5 — 2026-08-13

We optimized the app and fixed bugs.

### 1.7.4 — 2026-07-28

We’ve optimized the app and fixed some bugs.

### 1.7.3 — 2026-07-27

Optimized the process and fixed minor bugs

### 1.7.2 — 2026-07-23

Optimized the process and fixed minor bugs

### 1.7.1 — 2026-07-22

・The Analytics section now includes new charts, viewing options, and customizable date ranges.
・Each debt now has its own detailed analytics, and you can contact the person directly from the debt details.
・Fixed an issue that could temporarily cause the subscription to appear inactive for some Premium users.

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All apps by Foresko LLC: https://appshunter.io/developer/1690355373

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*