# Debt Book - Loan & IOU Tracker — Debt Tracker & Payoff Reminder

> Offline personal loan and debt tracker with interest calculation and payment logging. (iPhone/iPad app by MD SHAHANUL HAQUE.)

- Source: https://appshunter.io/ios/app/debt-book-loan-and-iou-tracker/id6771255586 (this page in markdown: same URL + `.md`)
- Developer: [MD SHAHANUL HAQUE](https://appshunter.io/developer/1896775815)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 67 MB
- Languages: American English, Arabic, Bangla, European Spanish
- Released: 2026-08-14
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debt-book-loan-and-iou-tracker/id6771255586/reviews.md

## What is Debt Book?

DEBT BOOK - PERSONAL LOAN & DEBT TRACKER

Lent money to a friend and can't remember how much? Debt Book tracks every loan, repayment, and interest — so you never have to guess.

Works fully offline. No account required. Your data stays on your device and iCloud — nowhere else.

-- CORE FEATURES --

* Record lend & borrow transactions instantly
* Track full repayment history per person
* Multiple books — separate personal, business, and family ledgers
* Per-contact debt summary (total lent, total borrowed, net balance)
* Simple and compound interest calculator built-in
* Set interest rate, method (simple/compound), and period (daily/weekly/monthly/yearly)
* Interest auto-recalculates when you add a payment

-- PAYMENTS --

* Log partial or full payments
* Add extra amounts to existing transactions
* Full payment timeline per transaction
* See exactly how much is collected vs remaining

-- SECURITY --

* PIN lock — 4-digit PIN to protect your data
* Auto-lock when app goes to background

-- BACKUP & SYNC --

* iCloud backup — your data is always safe
* Restore from backup on any device
* JSON export for local backup

-- ORGANISATION --

* Multiple books (ledgers) — personal, business, family
* Pick contacts directly from your phone book
* Search transactions and contacts
* Book-level financial summary (principal + interest breakdown)

-- DESIGN --

* Clean Material Design with light and dark mode
* Add a transaction in under 10 seconds
* Works fully offline — no account required

-- PREMIUM (Debt Book Pro) --

* Unlimited books and contacts
* PDF export per transaction
* iCloud backup & restore
* Priority support

Perfect for:
* Shopkeepers tracking customer credit (khata/udhar/bahi khata)
* Friends splitting costs over time
* Families tracking shared expenses
* Freelancers tracking client advances
* Anyone who lends or borrows money

Download Debt Book — know exactly where your money is.

-- SUBSCRIPTION & PURCHASES --

Debt Book is free to download and use. Debt Book Pro unlocks Cloud Backup, PDF export, data export/import, App Lock (PIN), and unlimited books.

Auto-renewable subscriptions:
* Debt Book Pro (Monthly) — $1.99 per month
* Debt Book Pro (Yearly) — $14.99 per year (about $1.25 per month)

One-time purchase (no renewal):
* Debt Book Pro (Lifetime) — $39.99, pay once, yours forever

Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. The Lifetime option is a single one-time payment and does not renew. You can manage or cancel subscriptions in your App Store account settings after purchase.

Privacy Policy: https://debtbooktracker.com/privacy-policy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Record lend and borrow transactions
- Track repayment history
- Multiple ledgers (personal, business)
- Interest calculator (simple/compound)
- PIN lock for data security
- iCloud backup and restore
- JSON export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $19.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/debt-book-loan-and-iou-tracker/id6771255586/reviews.md

### 5/5 — Nice

*2026-08-22*

overall 100/100. best app for calculation

**Developer response:** Thank you so much for the 5-star review! Really glad to hear Debt Book is helping with your calculations. Your support means a lot, and I’ll keep working to make the app even better. ❤️

## Frequently asked questions about Debt Book

### How does Debt Book calculate interest?

Debt Book allows you to set a simple or compound interest rate with daily, weekly, monthly, or yearly periods. The interest automatically recalculates when you log a payment.

### Can I use Debt Book without an internet connection?

Yes, Debt Book works fully offline and does not require an account. Your data is stored locally on your device and optionally synced via iCloud.

### What are the benefits of Debt Book Pro?

Debt Book Pro offers unlimited books and contacts, PDF export per transaction, iCloud backup and restore, and priority support. It can be purchased as a monthly subscription, a yearly subscription, or a lifetime one-time payment.

### How secure is my data in Debt Book?

Debt Book protects your data with a 4-digit PIN lock and automatically locks when the app goes to the background. Your data is stored locally or on iCloud, not on external servers.

### What is the update frequency for Debt Book?

The app was last updated on August 25, 2026, indicating active development. Users can expect ongoing improvements and bug fixes.

### What devices does Debt Book support?

Currently, Debt Book supports iPhones. Future updates may expand compatibility to other Apple devices.

### How do I cancel my Debt Book Pro subscription?

You can manage or cancel your auto-renewable subscriptions in your App Store account settings after purchase. Subscriptions must be canceled at least 24 hours before the end of the current period to avoid renewal charges.

### Can I export my data from Debt Book?

Yes, Debt Book allows for JSON export for local backups. The Pro version also offers PDF export per transaction.

## Version history (last 4 releases)

### 1.0.20 — 2026-08-25

Debt Book now speaks your language.

NEW
• Arabic — the whole app, translated and laid out right-to-left. Buttons, back arrows and list chevrons all sit and point where they should.
• Spanish — the whole app, translated.
• Choose your language when you first open the app, instead of the app guessing from your phone's region. You can change it any time in Settings.

IMPROVED
• Currency names and date formats are now translated too, rather than staying in English inside a translated screen.
• Bengali covers every screen again, including the newer ones — receipts, the side menu and the rebuilt profile page.

FIXED
• Typing an amount in Arabic showed nothing until you tapped Done. The digits now appear as you type, right next to the currency symbol.
• The cursor sat in the middle of the "0.00" placeholder instead of at the start of it.
• Back buttons and row arrows pointed the wrong way in Arabic.
• Choosing "Clear All Data" reset the app to English. Your language now survives it — clearing your records is not a request to change language.
• Corrected a mistranslated heading in Bengali Settings.

### 1.0.19 — 2026-08-20

Attach receipts that actually look like receipts.

NEW
• Scan-style crop for attachments — photograph a receipt or note and Debt Book finds the page for you. Drag the four corners to fit, and the crop is straightened out, so a tilted photo on a desk comes out looking like a scan.
• Crop photos before you save them — profile and contact pictures now open a Move and Scale screen, so faces stay centred instead of being cut off at random.
• Side menu — tap your photo on the Home screen for quick access to your books, book summary, search, settings and more.
• Your name, email and phone now appear as the "Prepared By" line on the PDF statements you share, so the person receiving one knows who sent it. Leave a field blank to keep it off the document.
• Pro members get a coloured ring around their profile photo.

IMPROVED
• Rewritten profile screen — every field is optional, empty fields read clearly, and the screen now tells you exactly where each detail is used.
• A Done button now sits above the keyboard on the search screen, so results are one tap away instead of hidden behind the keyboard.
• Bigger tap targets throughout the profile and contact screens.

CHANGED
• The free plan now covers 2 books, 5 people per book and 10 transactions per person. Payments and interest entries stay unlimited on every plan — once a loan exists you can always keep settling it. Everything you have already added stays exactly as it is, and Debt Book Pro removes every limit.

### 1.0.18 — 2026-08-17

Due date reminders are here.

NEW
• Payment reminders — get a notification before a due date and on the day itself, so you stop finding out late. Choose how many days ahead and what time of day they arrive.
• Private notifications — hide names and amounts on your lock screen. Turned on automatically when you use a PIN.
• Overdue nudge — an optional follow-up if a payment is still unpaid after the due date.
• Tap a reminder to jump straight to that transaction.

IMPROVED
• The amount field now shows your selected currency instead of always showing $, and places the symbol correctly for each currency.
• Picking a loan or due date now opens a proper date picker instead of an inline calendar that was easy to miss.
• A Done button now sits above the number keypad, so the keyboard no longer covers the Save button.
• Borrow entries are marked in red throughout the dashboard, so lending and borrowing are easier to tell apart at a glance.
• Filter and sort controls are greyed out until you have something to filter.
• Cleaner subscription screen — all plans now fit on one screen.

FIXED
• Typing an amount with a comma, like 1,000, was being read as 1.00. Amounts are now read correctly.
• Interest was being waived if you paid on the exact day a period ended. That period's interest is now kept, while paying before the period ends still avoids it.
• Your data is never deleted automatically. If the app cannot open its database, it now offers to retry or restore from an automatic backup, and only wipes anything if you explicitly choose to.
• Fixed the "Premium" badge wrapping onto two lines in Settings.
• Fixed the date picker's header being cut off on the Collect Payment screen.
• Fixed several notification and layout issues in Bengali.

### 1.0.4 — 2026-08-14

No release notes.

## More apps by MD SHAHANUL HAQUE

- [BD Tax Calculator](https://appshunter.io/ios/app/bd-tax-calculator/id6790846339)

All apps by MD SHAHANUL HAQUE: https://appshunter.io/developer/1896775815

## Related topics

[hakim group](https://appshunter.io/ios/topics/hakim-group)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*