# Debt Free Me: Debt Payoff

> Debt Free Me: Debt Payoff (iPhone/iPad app by DebtFreeMe.)

- Source: https://appshunter.io/ios/app/debt-free-me-debt-payoff/id6806610628 (this page in markdown: same URL + `.md`)
- Developer: [DebtFreeMe](https://appshunter.io/developer/6806610630)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 46 MB
- Languages: American English
- Released: 2026-09-10
- Data updated: 2026-10-21

## What is Debt Free Me?

Debt Free Me is a manual debt tracker and payoff planner. You enter each debt yourself — creditor, balance, APR, minimum payment — and the app builds a payoff plan, projects your debt-free date, and tracks progress as you log payments.

PLAN
• Snowball (smallest balance first), avalanche (highest APR first), or drag debts into your own order
• Debt-free date and total interest calculated for every plan
• What-if calculator: enter an extra monthly amount and see exactly how many months and how much interest it saves
• Month-by-month schedule showing when each debt clears

TRACK
• Credit cards, loans, and anything else with a balance, APR, and minimum payment
• Promo APRs and monthly fees included in the math
• Payment history and notes on every debt

REMINDERS
• Payment alerts 3 days before, 1 day before, and on the due date
• Milestone celebrations as balances drop

PRIVACY
• You type in your own numbers. The app never connects to your bank and never pulls a credit report.
• Encrypted in transit and at rest
• Optional two-factor authentication and Face ID or Touch ID lock
• No ads. Your data is never sold.
• Delete your account and everything in it anytime, in the app or at www.debtfree-me.com/delete-account

Sign in with email, Google, or Apple. Your plan syncs across your devices.

Debt Free Me is a planning tool, not a lender, bank, or financial advisor. Projections are estimates based on the balances, APRs, and payments you enter. Your creditor's actual billing may differ.

Support: https://www.debtfree-me.com/support
Privacy: https://www.debtfree-me.com/privacy

## Is Debt Free Me safe?

Not enough ratings yet to assess Debt Free Me.

## Is Debt Free Me legit?

Debt Free Me: Debt Payoff has limited verification signals. The AppsHunter Legitimacy Score for Debt Free Me is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-09-11

No release notes.

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## Related topics

[avalanche debt](https://appshunter.io/ios/topics/avalanche-debt) · [pay off debt tracker](https://appshunter.io/ios/topics/pay-off-debt-tracker) · [debt snowball calculator free](https://appshunter.io/ios/topics/debt-snowball-calculator-free)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*