# Debt Freedom \| Self-help tool — Control your finances > Control your finances (iPhone/iPad app by ukcraftfairs ltd.) - Source: https://appshunter.io/ios/app/debt-freedom-self-help-tool/id6761765754 (this page in markdown: same URL + `.md`) - Developer: [ukcraftfairs ltd](https://appshunter.io/developer/909629398) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 17+ - Requires: iOS 17.6 · 9 MB - Languages: English - Released: 2026-05-14 - Data updated: 2026-08-04 - User reviews in markdown: https://appshunter.io/ios/app/debt-freedom-self-help-tool/id6761765754/reviews.md ## What is Debt Freedom | Self? A calm, three-step plan to clear your debts and build the kind of safety net that lets you sleep at night. For people who feel overwhelmed by debt and want a clear, kind path forward - without spreadsheets, judgement, or jargon. ------ The three steps Step 1 - Starter Fund Save one month of your essential outgoings before tackling debt. The app calculates your target from the bills you mark as essential, shows you exactly where to keep it, and visualises the interest your money earns while it protects you. Step 2 - Clear Your Debts List everything you owe — credit cards, loans, store cards, finance — all in one calm view. Watch the totals shrink as you mark each one cleared. Every cleared debt is a milestone. Step 3 - Full Emergency Fund With your debts gone, build a 3-, 6- or 9-month fund sized to your income stability. See the passive income your safety net could generate, year after year. ------- Designed to support you Outgoings, simplified. Track weekly through yearly bills in one place. Mark which are essential. For multi-month bills, the app tells you exactly which months they fall in — "March, June, September & December" — so nothing catches you out. Accountability Partners. Sharing a goal with someone you trust dramatically improves your chances of reaching it. Invite a partner, friend, parent or mentor to follow along. They see percentages and a debt count — never amounts, balances, or personal details. Quiet, private, encouraging. Statement of Intent. Make a small but powerful written commitment to yourself, then keep it visible whenever you need a nudge. Home Screen widget keeps your progress front of mind. Siri Shortcuts let you log a payment in a sentence. ----- Beautifully native Built natively for iPhone and iPad, with adaptive layouts that make the most of every screen. Respects your system appearance (light, dark, or automatic). Full Dynamic Type and VoiceOver support. Private by design Your finances stay on your device and your private iCloud account. We never see your data — and we never need to. iCloud keeps everything in step across your Apple devices. One subscription, the whole family A single subscription covers your whole household through Apple Family Sharing — make progress together. ----- Subscription • Annual subscription. • Auto-renews unless cancelled at least 24 hours before the end of the current period. • Payment is charged to your Apple ID on confirmation of purchase. • Manage in your Apple ID Account Settings. Terms of Use (EULA) We use the Apple standard terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ----- Debt Freedom Toolkit helps you plan and track your own journey. It is not financial advice — please speak to a qualified advisor for major decisions. ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Debt Freedom - Annual Subscription | $14.99 | per year | ## Version history (last 5 releases) ### 1.4 — 2026-06-30 We added a new website to compliment the app: debtfreedom.org.uk ### 1.3 — 2026-06-16 We've reworked the look and feel, polished the iPad experience, and made it far easier to share your progress with someone who'll cheer you on. Built for iPad A fresh two-column layout makes the most of every inch of screen, and adapts automatically when you open or close the sidebar. A fresh look A softer, welcoming background, gentle navy-blue titles in light mode, and a richer dark mode that follows your system appearance. Smarter Outgoings Pick "Every 3 months" or "Every 6 months" and we now tell you exactly which months the bill is due — for example "March, June, September & December" — right under the Due Month picker. Step 1 cleaned up "Where to Keep It" now sits directly below Current Balance, with your savings rate ready to set. Long-form guidance is tucked away by default — tap to expand whenever you'd like a refresher. Accountability Partners — completely redesigned • Give each invitation a name as you create it ("Mum", "Sam", "Best mate Alex") so you always know who you've invited. • See a live example of exactly what your partner will see: a name, three progress percentages and your debt count. No amounts. No personal details. • Cancel an invitation by mistake? It tidies itself up automatically — no orphan entries cluttering your list. • A new delete button (with a confirmation step) makes clearing out test invitations effortless. • Plain-English notes about subscriptions and Apple Family Sharing so there are no surprises for the people you invite. Quieter polish Crisper card backgrounds, smoother form screens, and dozens of small spacing and accessibility tweaks throughout. Less noise. Clearer steps. A nudge towards the day you finally write "debt free" next to every line on your list. ### 1.2 — 2026-06-05 There is a larger focus on outgoings, as these have an impact on both the Emergency Fund sizes and a persons ability to pay down debts. The light and dark modes have been updated. ### 1.1 — 2026-05-21 Because of the nature of this app, we decided that a lower annual subscription was more appropriate. Also shorter subscription options would not give you enough time to make a difference to your circumstances. ### 1.0 — 2026-05-14 No release notes. ## More apps by ukcraftfairs ltd - [Craftally: Product Pricing](https://appshunter.io/ios/app/craftally-product-pricing/id1262093811) - [3meals Food and Symptoms Diary](https://appshunter.io/ios/app/3meals-food-and-symptoms-diary/id1615588631) - [Freedom Number](https://appshunter.io/ios/app/freedom-number/id6759271149) - [Healthy Eater](https://appshunter.io/ios/app/healthy-eater/id6760836652) All apps by ukcraftfairs ltd: https://appshunter.io/developer/909629398 ## Related topics [debt freedom](https://appshunter.io/ios/topics/debt-freedom) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*