# Debt Lifter — See the real cost of debt

> See the real cost of debt (iPhone/iPad app by James Clark.)

- Source: https://appshunter.io/ios/app/debt-lifter/id6778576093 (this page in markdown: same URL + `.md`)
- Developer: [James Clark](https://appshunter.io/developer/6778576095)
- Category: Finance, Utilities
- Price: $4.99
- Age rating: 4+
- Requires: iOS 16.0 · 12 MB
- Languages: English
- Released: 2026-06-15
- Data updated: 2026-09-12
- User reviews in markdown: https://appshunter.io/ios/app/debt-lifter/id6778576093/reviews.md

## What is Debt Lifter?

Debt Lifter helps you take charge of your bills, your debt, and your payment decisions.
Debt Lifter is built to help you look at what you owe, compare your options, and make a plan that fits your real life. You stay in control. The app does not tell you what you must do, move money for you, contact lenders, or make payments. It gives you a clearer way to think through your numbers so you can decide what works best for you.
Use Debt Lifter to review loans, credit cards, and bills before you make changes. You can compare different choices, save account worksheets, and use the Payment Register to keep track of income, bills, planned payments, and payments you have already sent.
In the Credit Card Calculator, you can also test a new purchase or charge before you make it. Debt Lifter helps you see how adding that purchase may affect your balance and the payment plan you are considering.
Debt Lifter can help you see where money may be going, where a payment plan may help, and how staying organized can support paying bills on time. By keeping your bills visible and your payment decisions in one place, Debt Lifter helps you manage your cash flow and look for ways to reduce interest, avoid missed payments, and make steady progress.
Debt Lifter is a one-time purchase. There is no subscription required to use the app.
Built-in help information is included throughout the app, and a support portal is available if you need help or want to contact support.
Debt Lifter is a planning and organization tool. You choose the plan. You choose the payments. You stay in charge.


## Version history (last 5 releases)

### 1.5 — 2026-09-10

Updated calculator guides, Payment Register layout, register color references, password visibility controls, and support navigation. Improved register entry readability, clear-register confirmation, and internal QA coverage.

### 1.4 — 2026-07-22

Fixes PPPIM printing on iPhone and iPad and adds printer setup guidance.

### 1.3 — 2026-07-20

Updated calculator guidance, credit card worksheet flow, borrowing comparison tools, support guidance, and payment plan review features.

### 1.2 — 2026-07-11

Added clearer information about reviewing billing statements, using your bank or credit union for payment setup, and understanding minimum payments and daily interest.

### 1.1 — 2026-06-22

Updated App Store product page information and screenshots.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*