# Debt Payoff Coach — Debt‑Free Payoff Calculator

> Debt management and payoff calculator with visual progress tracking and strategy simulation. (iPhone/iPad app by ROZ TECH LLC.)

- Source: https://appshunter.io/ios/app/debt-payoff-coach/id6737850805 (this page in markdown: same URL + `.md`)
- Developer: [ROZ TECH LLC](https://appshunter.io/developer/1463497527)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.70/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 59 MB
- Languages: American English
- Released: 2025-01-06
- Data updated: 2026-06-06
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/debt-payoff-coach/id6737850805/reviews.md

## What is Debt Payoff Coach?

Debt Payoff Coach helps you track, manage, and eliminate your debt with a clear and simple system. Whether you are just starting or already making progress, the app gives you the guidance and structure you need to stay on track.

PLEASE NOTE:
Access to Debt Payoff Coach's full functionalities requires initiating a subscription. 

► What’s New in This Update

This update includes a complete redesign with a more intuitive layout, improved insights, and a smoother experience to support your debt-free journey.

► Clear Debt Snapshot

See your remaining balance, monthly payments, total paid, and overall progress in one place. Stay informed and understand exactly where you stand.

► Progress Bloom Tracker

Follow your progress with a visual bloom that grows as you pay off more debt. Celebrate your milestones and stay motivated over time.

► Debt-Free Timeline

View your exact projected debt-free date and understand how many days are left. A clean payoff chart shows your full journey from start to finish.

► Smart Insights

Receive helpful insights based on your progress to keep you consistent and focused. Stay aware, make better decisions, and maintain momentum.

► What-If Simulator

Explore extra payment options and compare strategies such as Avalanche or Snowball. See how additional monthly or one-time payments can reduce your timeline and interest.

► Payment Reminders

Set reminders so you never miss a payment. Stay organized and avoid unnecessary fees.

► Detailed Payment Schedule

Review a clear monthly breakdown showing how your payments reduce your balance over time.

► Why Users Choose Debt Payoff Coach

* Simple and clean design
* Motivating progress tracking
* Accurate debt-free projections
* Actionable insights and tools
* Helps you stay consistent and debt-free sooner

Take control of your finances, stay focused, and move toward a debt-free life with Debt Payoff Coach.


Subscription Details:
Access to the app includes these features:
 * Debt tracker
 * Progress Bloom Tracker
 * at-If Simulator
 * Detailed Payment Schedule
 * Smart Insights


Pricing: $5.99 per week, $14.99 per month or $34.99 per year.


Read our Privacy Policy: https://nodebtai.roztech.dev/privacy and Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Debt tracking and management
- Visual progress bloom tracker
- Debt-free timeline projection
- What-if payoff simulators
- Smart financial insights
- Payment reminders
- Detailed payment schedules

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Subscription | $34.99 | per year |
| Debt Relief Monthly Plan | $14.99 | per month |
| Debt Relief Weekly Coach | $5.99 | per 7 days |
| NoDebt Ai Annual Subscription | $9.99 | per year |
| NoDebt Ai Monthly Subscription | $3.99 | per month |
| Full Access to all features | $9.99 | per year |
| Full access to all features | $3.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/debt-payoff-coach/id6737850805/reviews.md

### 1/5 — Paying from the start

*2025-12-09*

This app does not offer a free version. It opens asking some basic questions about why you want to use it, asks for a review and then opens a subscription page. I’d love to be able to see how the app works a little before having to pay for it. Like locking certain features until you add the subscription. Only allowing you to add one debt on a free version. I deleted it immediately.

## Frequently asked questions about Debt Payoff Coach

### What is Debt Payoff Coach?

Debt Payoff Coach is a finance app designed to help users track, manage, and eliminate their debts. It offers features like a debt snapshot, progress tracker, and payoff simulators to guide users toward becoming debt-free.

### How much does Debt Payoff Coach cost?

Access to Debt Payoff Coach's full functionalities requires a subscription. Pricing options include $5.99 per week, $14.99 per month, or $34.99 per year.

### Does Debt Payoff Coach offer a free trial?

Yes, some subscription plans for Debt Payoff Coach, such as the 'NoDebt Ai Monthly Subscription' and 'NoDebt Ai Annual Subscription', offer a 3-day free trial.

### What devices is Debt Payoff Coach available on?

Debt Payoff Coach is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Debt Payoff Coach updated?

The latest version of Debt Payoff Coach is 2.1, and it was last updated on December 4, 2025. Updates typically include redesigns, improved insights, and smoother user experiences.

### What are the main benefits of using Debt Payoff Coach?

Users choose Debt Payoff Coach for its simple design, motivating progress tracking, accurate debt-free projections, and actionable insights. It helps users stay consistent and pay off debt sooner.

### Can Debt Payoff Coach help me compare different payoff strategies?

Yes, Debt Payoff Coach includes a 'What-If Simulator' that allows you to explore extra payment options and compare strategies like Avalanche or Snowball to see their impact on your payoff timeline and interest.

### Is Debt Payoff Coach suitable for beginners in debt management?

Yes, the app provides a clear and simple system, offering guidance and structure for users who are just starting their debt-free journey or are already making progress.

## Version history (last 3 releases)

### 2.1 — 2025-12-04

Fix bugs, and improve the user experience.

### 2.0 — 2025-12-01

We introduced a new flower bloom progress feature to visually represent your payoff journey.
We added a What-If Simulator that shows how extra payments can accelerate your debt payoff.
We simplified the onboarding process — no income or additional questions required.
Overall, the user experience has been streamlined for faster and easier use.

### 1.0 — 2025-01-07

No release notes.

## Apps similar to Debt Payoff Coach

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CoinMD](https://appshunter.io/ios/app/coinmd/id6469647378) | 5.0 (1) | Free | Finance |
| [Pocket Change: Budget & Track](https://appshunter.io/ios/app/pocket-change-budget-and-track/id6461216981) | — | Free | Finance |
| [Accel WM Mobile](https://appshunter.io/ios/app/accel-wm-mobile/id6478711657) | — | Free | Finance |
| [Debt Payoff Accelerator](https://appshunter.io/ios/app/debt-payoff-accelerator/id6740489337) | — | Free | Finance |
| [PaidOff: Debt Tracker](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566) | 5.0 (7) | Free | Finance |
| [Debt Payoff Planner - Monnelia](https://appshunter.io/ios/app/debt-payoff-planner-monnelia/id6478008842) | 4.4 (11) | Free | Finance |

## More apps by ROZ TECH LLC

- [Glam Face Ai](https://appshunter.io/ios/app/glam-face-ai/id6740617651)
- [My Diabetes : Live Better](https://appshunter.io/ios/app/my-diabetes-live-better/id6745495398)
- [Stamina - Energy Habit Tracker](https://appshunter.io/ios/app/stamina-energy-habit-tracker/id6746234450)
- [Interval Timer: HIIT & Fitness](https://appshunter.io/ios/app/interval-timer-hiit-and-fitness/id6758205967)

All apps by ROZ TECH LLC: https://appshunter.io/developer/1463497527

## Related topics

[debt payoff coach](https://appshunter.io/ios/topics/debt-payoff-coach)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*