Debt Payoff Copilot

Debt Payoff Copilot is a clean, offline tool to compare three strategies: - Normal: Pay minimums and see overall cost and timeline; - Avalanche: Prioritize highest APR to minimize interest paid; - Snowball: Prioritize smallest balance to build momentum and finish faster. Highlights: - Side-by-side results: months to payoff, total interest, and total payment; - Smart recommendation (NSAttributedString) tailored to your data; - Friendly input UX: keyboard-safe fields that auto-scroll into view; - Clear validation: prevents saving invalid data (e.g., payment below monthly interest); - Local computation, privacy-friendly: no data collection, works offline. Notes: - This app does not provide financial or legal advice; - Keep your balances/APRs updated monthly for best accuracy.