# Debt Payoff Planner- Debt Free > Debt Payoff Planner- Debt Free (iPhone/iPad app by Ashok Ladumor.) - Source: https://appshunter.io/ios/app/debt-payoff-planner-debt-free/id6793816513 (this page in markdown: same URL + `.md`) - Developer: [Ashok Ladumor](https://appshunter.io/developer/1880626287) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.5 · 86 MB - Languages: American English - Released: 2026-08-12 - Data updated: 2026-09-04 - User reviews in markdown: https://appshunter.io/ios/app/debt-payoff-planner-debt-free/id6793816513/reviews.md ## What is Debt Payoff Planner? Take control of your financial journey and become debt-free faster with the ultimate Debt Payoff Planner! Whether you want to pay off credit cards, student loans, car loans, or personal mortgages, our planner provides a structured roadmap tailored just for you. Choose between popular debt payoff strategies like the Debt Snowball (paying the smallest balance first for quick motivational wins) or the Debt Avalanche (paying the highest interest rate first to save the most money). Track your progress, visualize your debt-free date, and get custom recommendations. CORE FEATURES: • Snowball & Avalanche Calculators: Run the numbers and see exactly when you will be debt-free under different strategies. • Visual Progress Charts: Monitor your debt reduction progress with detailed monthly trends and status charts. • Custom Payment Reminders: Never miss a due date with automated payment notifications, weekly summaries, and monthly reports. • Professional PDF Reports: Generate and export summary statistics and a 6-month payoff trend to share or print. • AI Debt Coach: Get personalized, strategy-based advice tailored to your specific financial situation. --- PREMIUM SUBSCRIPTION DETAILS: Upgrade to Debt Payoff Planner Pro to unlock unlimited power and get debt-free even faster: • Track Unlimited Debts (Free tier is limited to 3 debts). • Full Access to the AI Debt Coach for custom financial guidance. • Unlimited PDF Report Exports & sharing. • Friends & Family Collaboration: Share and sync your plan with up to 5 family members to tackle collective family debts together. • Completely Ad-Free experience. We offer the following auto-renewing subscription options: • Premium Individual Monthly • Premium Individual Yearly • Premium Family Monthly • Premium Family Yearly SUBSCRIPTION TERMS & AUTO-RENEWAL: • Payment will be charged to your Apple ID Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period at the rate of the selected plan. • You can manage and turn off auto-renewal by going to your App Store Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication. LINKS & COMPLIANCE: • Privacy Policy: https://debt-free.brainfleck.app/privacy • Terms of Service (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Individual Monthly | $4.99 | per month | | Individual Yearly | $19.99 | per year | | Friends & Family Monthly | $6.99 | per month | | Friends & Family Yearly | $29.99 | per year | ## Version history (last 4 releases) ### 1.1.18 — 2026-08-27 New "All EMI List": Added full month-by-month loan schedule showing all past paid and future upcoming EMIs. Enhanced Extra Payment Benefits: Redesigned dashboard card showing accurate interest saved, extra paid, and months early without any text clipping. Precise Final Month Payoff: Auto-calculated lower EMI for the final payoff month in the Make Payment Center. Performance improvements & visual polish across the app. ### 1.1.16 — 2026-08-20 - Major Performance & Stability: Fixed background notification reminders for seamless alerts. - Enhanced Payment Alerts: Smarter, ultra-reliable payment due reminders so you never miss a due date. - Smoother Experience: Polished UI animations, better offline handling, and general optimizations. - Payoff Simulator: Faster payoff calculations and updated financial progress charts. ### 1.1.15 — 2026-08-17 Debt Payoff Planner helps you take total control of your loans and credit cards. • Tablet & Phone Optimized: Enjoy a clean, responsive layout tailored for all devices. • Proven Strategies: Choose between Debt Snowball and Debt Avalanche methods. • Interactive Calculator: Instantly see your exact debt-free date and interest savings. • Visual Progress: Track your journey with intuitive charts and payment reminders. ### 1.1.14 — 2026-08-13 No release notes. ## More apps by Ashok Ladumor - [Naam Jap Counter 108 - JapTap](https://appshunter.io/ios/app/naam-jap-counter-108-japtap/id6759785605) - [AutoPubliX - AI Social Manager](https://appshunter.io/ios/app/autopublix-ai-social-manager/id6760115546) - [BrainBite: Daily Fun Facts](https://appshunter.io/ios/app/brainbite-daily-fun-facts/id6768616012) - [Simple Habit Tracker app](https://appshunter.io/ios/app/simple-habit-tracker-app/id6769731786) - [Pro Pushup app](https://appshunter.io/ios/app/pro-pushup-app/id6771347932) - [ProSquat counter](https://appshunter.io/ios/app/prosquat-counter/id6772109606) All apps by Ashok Ladumor: https://appshunter.io/developer/1880626287 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*