# Debt Payoff Planner - Monnelia — Avalanche, Snowball Calculator

> Personalized debt payoff planner with multiple repayment strategy calculators. (iPhone/iPad app by Pierre Ansar.)

- Source: https://appshunter.io/ios/app/debt-payoff-planner-monnelia/id6478008842 (this page in markdown: same URL + `.md`)
- Developer: [Pierre Ansar](https://appshunter.io/developer/1731339813)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.40/5 from 11 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 72 MB
- Languages: American English
- Released: 2024-02-25
- Data updated: 2026-07-16
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debt-payoff-planner-monnelia/id6478008842/reviews.md

## What is Debt Payoff Planner?

Monnelia is your companion in achieving financial freedom and conquering debt. The primary objective of the app is to help you save both time and money as you work towards repaying your debts. Our easy-to-use, intuitive application helps you on your debt-free journey. Say hello to a personalized debt repayment plan tailored to your needs.

DEBT REPAYMENT STRATEGIES
• Compare the different debt repayment strategies (snowball, avalanche, tsunami or custom) and find out which one is best for your situation.
• The snowball method: begin by tackling your smallest debts first, gradually building momentum as you move towards larger debts, this method keeps you motivated.
• The avalanche method: prioritize debts with the highest interest rates first, strategically minimizing overall interest payments and accelerating your path to debt freedom, most of the time this method is the most cost effective.
• The Tsunami method is exclusive to Monnelia. It consists of prioritizing the repayment of debts that generate the most interest, calculated on the basis of the remaining balance and the current interest rate on the debt.

COMPLETE REPAYMENT PLAN
• Based on your debts, Monnelia creates a completely personalized payment plan. All you have to do is follow the plan on a daily basis, and progress will appear.
• If you're making a payment not included in the plan, or modifying a payment, don't worry, the application lets you do it in just 1 click!

SAVE TIME AND MONEY
• Monnelia helps you save on interest, the application gives you the right strategy for your situation and makes significant interest savings.

Among the users we've surveyed, everyone agrees that using the app provides them with better insights and statistics about their debts.

Learn more about how we process your data by reading our privacy policy : https://www.monnelia.com/legal/privacy-policy

Please review our Terms of Use, which outline your rights and responsibilities as a user : https://www.monnelia.com/legal/terms-of-use

This app uses Apple standard EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Personalized debt repayment plans
- Compare snowball, avalanche, and tsunami strategies
- Customizable payment adjustments
- Interest saving calculations
- Debt-free journey tracking
- Intuitive and easy-to-use interface

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monnelia Premium - 1 Month | $4.99 | per month |
| Monnelia Premium - 1 Year | $17.90 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Monnelia Premium - Lifetime | $49.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/debt-payoff-planner-monnelia/id6478008842/reviews.md

### 5/5 — It appears promising.

*2024-11-24*

I’m currently testing this app and will update ny teciew in a few months. The developer has been responsive and willing to assist us throughout the process.

**Developer response:** Hello,
Thank you very much for your feedback. It was a real pleasure to talk with you.
I really hope you will continue to love the app.

Best regards

### 1/5 — I wanted to love it

*2024-07-08*

Started out great. Put all my info in, paid for full subscription and now nothing works. Very disappointed not only do they have my money for the subscription but my time as well.

**Developer response:** Hello, thank you for your review. 
We are very sorry for the inconvenience. There is a "Contact" section in the application. If you encounter a bug, please do not hesitate to contact us and we will be able to help you. 
Thank you.

## Frequently asked questions about Debt Payoff Planner

### What debt repayment strategies does Monnelia offer?

Monnelia offers the snowball, avalanche, and a unique Tsunami method. It also allows for custom strategy selection to best suit your financial situation.

### How does Monnelia help users save money?

By analyzing your debts and recommending the most cost-effective repayment strategy, Monnelia helps minimize the total interest paid over time, leading to significant savings.

### Can I adjust my payments in Monnelia?

Yes, Monnelia allows for easy adjustments to your payments. If you make a payment not included in the plan or modify an existing one, the app lets you do so with a single click.

### What are the subscription options for Monnelia Premium?

Monnelia Premium offers two subscription plans: a 1-month plan for $4.99 and a 1-year plan for $17.90, providing access to enhanced features.

### Does Monnelia have ads?

Yes, this application contains advertisements to support its free service.

### What devices is Monnelia available on?

Monnelia is available on iPhone, iPad, and iPod, supporting iOS devices.

### How often is Monnelia updated?

The latest version, 1.2.8, was released on March 21, 2026, indicating active development and updates.

### What is the age rating for Monnelia?

Monnelia has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 1.2.8 — 2026-03-21

- Major performance improvements for faster calculations
- A completely redesigned onboarding experience
- Enjoy the app with no ads

### 1.2.7 — 2026-03-19

Minor UI improvements and bug fixes.

### 1.2.6 — 2025-11-25

Ability to create 0% interest debt.

### 1.2.5 — 2025-09-25

This update improves the experience on iPad and makes the app smoother overall.

- Updated screenshots
- Improved iPad responsiveness
- Minor UX enhancements

### 1.2.4 — 2025-09-19

- Added charts to the single debt details bottom sheet.
- Redesigned payment details layout.

## Apps similar to Debt Payoff Planner

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Pierre Ansar

- [Revisio: Study Planner & Focus](https://appshunter.io/ios/app/revisio-study-planner-and-focus/id6708235634)

All apps by Pierre Ansar: https://appshunter.io/developer/1731339813

## Related topics

[avalanche debt](https://appshunter.io/ios/topics/avalanche-debt)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-16.*