# Debt Payoff Pro: Loan Tracker — Snowball & Avalanche Planner

> Personal finance app for debt payoff planning and tracking. (iPhone/iPad app by KREATORDEV LLC.)

- Source: https://appshunter.io/ios/app/debt-payoff-pro-loan-tracker/id6762552664 (this page in markdown: same URL + `.md`)
- Developer: [KREATORDEV LLC](https://appshunter.io/developer/1634077382)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 34 MB
- Languages: American English
- Released: 2026-04-21
- Data updated: 2026-08-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debt-payoff-pro-loan-tracker/id6762552664/reviews.md

## What is Debt Payoff Pro?

Take control of your debt. Debt Payoff Pro gives you an exact debt-free date and a clear step-by-step plan -- no bank linking, no complexity, no guesswork.

Add your debts in seconds, pick your payoff strategy, and watch your progress every day. Whether you have credit cards, student loans, a car payment, or a mortgage -- see exactly when you'll be debt free and how much interest you'll save.

HOW IT WORKS
1. Add your debts -- balance, interest rate, and minimum payment for each
2. Choose your strategy -- snowball, avalanche, or custom order
3. See your debt-free date -- and start tracking payments today

PAYOFF STRATEGIES
- Snowball Method -- pay smallest balances first for quick wins and motivation
- Avalanche Method -- target highest interest rates first to save the most money
- Custom Order -- drag and reorder debts to match your priorities

ONE-TAP EXTRA PAYMENTS
Log every extra payment with a single tap. See instantly how it changes your debt-free date and total interest saved. No spreadsheets, no manual math.

WHAT-IF SCENARIOS
"What if I paid $100 extra this month?" Slide the amount and see exactly how many months and dollars you'll save. Make confident decisions with real numbers -- whether it's an extra $50 or a $500 windfall.

DEBT CAPACITY
Enter your income and expenses once. Debt Payoff Pro calculates your available payment capacity -- so you know exactly how much extra you can put toward debt reduction each month without a full budget planner.

TRACK EVERY DEBT TYPE
- Credit card balances
- Student loans
- Personal loans
- Auto loans
- Medical debt
- Mortgage
- Any other debt with an interest rate and minimum payment

PROGRESS THAT MOTIVATES
- Debt-free countdown timer with your exact payoff date
- Visual progress bars for each debt and your total portfolio
- Interest saved tracker -- see real dollars you're keeping
- Daily check-in streaks build momentum and consistency
- Achievements and milestones celebrate your debt-free journey

PRIVACY FIRST
Your financial data stays on your device. No bank account linking. No third-party data sharing. You control every number you enter.

DESIGNED TO FEEL GOOD
A calm, modern interface that makes managing debt feel empowering -- not stressful. Dark mode included.

Start your debt-free journey today. Download Debt Payoff Pro and see your payoff date in minutes.

Support: mobile@kreatordev.com
Terms of Service: https://kreatordev.com/debtpayoffpro/terms

## Key features

- Debt payoff strategy planner
- Snowball and Avalanche methods
- Custom debt order
- Extra payment logging
- What-if scenario analysis
- Debt capacity calculation
- Progress visualization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Annual | $29.99 | per year |
| Pro Monthly | $4.99 | per month |
| Pro Gift | $29.99 | per month |
| Pro Trial | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Lifetime | $49.99 | one-time |



## Frequently asked questions about Debt Payoff Pro

### How does Debt Payoff Pro calculate my debt-free date?

Debt Payoff Pro calculates your debt-free date by taking your listed debts, their balances, interest rates, and minimum payments, and applying your chosen payoff strategy (snowball, avalanche, or custom). It then projects when each debt will be paid off and provides an overall debt-free timeline.

### Can I link my bank accounts to Debt Payoff Pro?

No, Debt Payoff Pro is designed with privacy first and does not link to bank accounts. All financial data is entered manually by the user, ensuring your information stays on your device.

### What payoff strategies does Debt Payoff Pro offer?

Debt Payoff Pro supports the Snowball Method (paying smallest balances first), the Avalanche Method (targeting highest interest rates first), and a Custom Order option where you can manually arrange your debts.

### How does Debt Payoff Pro handle extra payments?

You can log extra payments with a single tap in Debt Payoff Pro. The app will then instantly show you how that extra payment affects your debt-free date and the total interest you will save.

### What types of debts can I track in Debt Payoff Pro?

You can track a wide variety of debt types, including credit card balances, student loans, personal loans, auto loans, medical debt, mortgages, and any other debt that has an interest rate and minimum payment.

### Does Debt Payoff Pro have ads?

No, Debt Payoff Pro does not contain advertisements. The app is free to download and use, with optional in-app purchases for advanced features or subscription plans.

### What are the subscription options for Debt Payoff Pro?

Debt Payoff Pro offers several subscription plans, including a Pro Trial with a 7-day free trial for $4.99 per month, a Pro Monthly plan at $4.99 per month, a Pro Gift option for $29.99 per month, and a Pro Annual plan for $29.99 per year.

### How often is Debt Payoff Pro updated?

Debt Payoff Pro was last updated on May 5, 2026, with version 1.1. The app is released on April 21, 2026, indicating it is a relatively new application that may receive regular updates.

## Version history (last 2 releases)

### 1.1 — 2026-05-05

Bug fixes.

### 1.0 — 2026-04-21

No release notes.

## More apps by KREATORDEV LLC

- [Radio Mobile](https://appshunter.io/ios/app/radio-mobile/id1634077380)
- [Arabic Stories - قصص بالعربي](https://appshunter.io/ios/app/arabic-stories/id1665629088)
- [Simple Workout: Home Exercises](https://appshunter.io/ios/app/simple-workout-home-exercises/id1668371203)
- [Gym Tracker - Workout Log Pro](https://appshunter.io/ios/app/gym-tracker-workout-log-pro/id6476830400)
- [Pantry: Inventory Food Tracker](https://appshunter.io/ios/app/pantry-inventory-food-tracker/id6764106691)

All apps by KREATORDEV LLC: https://appshunter.io/developer/1634077382

## Related topics

[debt payoff pro](https://appshunter.io/ios/topics/debt-payoff-pro)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*