# Debt Payoff · Snowball Plan — Be debt free, step by step

> Be debt free, step by step (iPhone/iPad app by 宇 王.)

- Source: https://appshunter.io/ios/app/debt-payoff-snowball-plan/id6821765168 (this page in markdown: same URL + `.md`)
- Developer: [宇 王](https://appshunter.io/developer/6816807280)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English
- Released: 2026-10-28
- Data updated: 2026-10-30

## What is Debt Payoff · Snowball Plan?

See the exact month you will be debt free — and get there faster.

Debt Payoff turns your pile of credit cards, auto loans, and student loans into one clear plan. No account. No ads. Your financial data never leaves your device.

PICK YOUR STRATEGY
• Avalanche: attack the highest APR first — pays the least interest
• Snowball: clear the smallest balance first — fastest wins to keep you going
• Side-by-side comparison: months, total interest, and savings for both

TRACK EVERY PAYMENT
• Log any payment, any amount — extras are always free
• Watch each balance drop with live progress bars
• Snowball rollover: when one debt clears, its payment attacks the next one
• Paid-off debts go to your trophy shelf

MONEY NUMBERS THAT MOTIVATE
• Total paid, remaining, and interest saved vs minimum payments
• Warning if a minimum payment is below monthly interest (never-payoff trap)

WHAT-IF SIMULATOR (Pro)
• Add $100/mo and instantly see months sooner and interest saved
• Model bonuses, tax refunds, and lump sums before you commit

FREE VS PRO
Free: up to 3 debts, both strategies, full payment tracking, widgets.
Pro (one-time purchase, yours forever): unlimited debts, what-if simulator, CSV export, Family Sharing.

Every number is a transparent monthly-compounding estimate you can verify month by month.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Debt Payoff Pro | $5.99 | one-time |


## Is Debt Payoff · Snowball Plan safe?

Not enough ratings yet to assess Debt Payoff · Snowball Plan.

## Is Debt Payoff · Snowball Plan legit?

Debt Payoff · Snowball Plan has limited verification signals. The AppsHunter Legitimacy Score for Debt Payoff · Snowball Plan is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-28

No release notes.

## More apps by 宇 王

- [Countdown Days · Widgets](https://appshunter.io/ios/app/countdown-days-widgets/id6816984528)
- [Sub Track · Subscription](https://appshunter.io/ios/app/sub-track-subscription/id6817471433)

All apps by 宇 王: https://appshunter.io/developer/6816807280

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*