# Debt Payoff Tracker — Live Debt Free

> App to organize loans, track payments, and strategize debt payoff. (iPhone/iPad app by Rippex Media SL.)

- Source: https://appshunter.io/ios/app/debt-payoff-tracker/id1527201738 (this page in markdown: same URL + `.md`)
- Developer: [Rippex Media SL](https://appshunter.io/developer/1454785315)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 71 MB
- Languages: English
- Released: 2020-10-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/debt-payoff-tracker/id1527201738/reviews.md

## What is Debt Payoff Tracker?

Organize all your loans in a simple app, and keep track of your payments. You'll see all your loans and payments in one place, and select the best strategy to repay those loans. Select the payoff strategy that works for you, whether it's Snowball, Avalanche or a custom made strategy, we have you covered.

With the Debt Payoff Tracker app, you can live debt-free. We also provide alternative loans that can have lower APR rates so you can optimize your loan repayment. 

Your ability and willingness to pay more than the minimum payments is exactly how you will become debt free in less time than you imagined. Just Budget your income and it will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the minimum ever month.

DISCLAIMER

Material Disclosure: The operator of this App is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 to $5,000. Minimum and maximum period for repayment - from 90 days to 3 year

APR Disclosure: Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs range from 6.63% and vary by the lender (but not more than 35% for loans from App).

A representative example of the total cost of the loan, including all applicable fees:
If you borrow $2 500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable - $2,637, with total interest - $137,48.

## Key features

- Loan organization
- Payment tracking
- Snowball payoff strategy
- Avalanche payoff strategy
- Custom payoff strategies
- Income budgeting for debt
- Payoff scenario charts

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/debt-payoff-tracker/id1527201738/reviews.md

### 5/5 — Best loans

*2020-10-28*

Get you loans under control, and get new ones if you need to

### 5/5 — No more debt

*2020-10-28*

With this app I am not 100% DEBT FREE

### 5/5 — Business Loans

*2020-10-28*

I got a business loan with very little questions asked

### 5/5 — Personal loans

*2020-10-28, version 1.1*

I got a personal loan of $5,000, and got the money within 24 hours.

## Frequently asked questions about Debt Payoff Tracker

### What payoff strategies does Debt Payoff Tracker offer?

Debt Payoff Tracker supports popular strategies like Snowball and Avalanche, as well as custom-made strategies. This allows users to choose the method that best suits their financial situation and preferences for becoming debt-free.

### Can Debt Payoff Tracker help me budget my income for debt repayment?

Yes, the app allows you to budget your income, which helps in determining a regular monthly amount to pay down your debt faster. This feature is crucial for accelerating your journey to becoming debt-free.

### Does Debt Payoff Tracker show different repayment scenarios?

Yes, the payoff chart displays two distinct scenarios: one where you only pay the minimum amounts due, and another illustrating the repayment schedule when you pay more than the minimum each month. This visual comparison aids in decision-making.

### What is the APR range for loans offered through Debt Payoff Tracker?

The app is an advertising referral service for lenders. APRs range from 6.63% and vary by lender, but do not exceed 35% for loans sourced through the app.

### What is the typical repayment period for loans facilitated by Debt Payoff Tracker?

The minimum and maximum repayment periods for loans facilitated by the app range from 90 days to 3 years. This provides flexibility for borrowers based on loan amounts and repayment capacity.

### What is the total cost example for a loan through Debt Payoff Tracker?

A representative example shows that borrowing $2,500 over 1 year with a 10% APR and a 3% fee results in a monthly payment of $219.79. The total amount payable is $2,637.48, with $137.48 in total interest.

### Is Debt Payoff Tracker available on multiple devices?

Debt Payoff Tracker is available on iPhone, iPad, and iPod. The app is designed for iOS devices, allowing users to manage their finances across Apple products.

### How often is Debt Payoff Tracker updated?

The app was last updated on October 21, 2020, with version 1.1. While the last update was in 2020, users can check the app store for any newer releases or patches.

## Version history (last 2 releases)

### 1.1 — 2020-10-21

- Minor bugix
- Changed metadata for iPad

### 1.0 — 2020-10-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*