# Debt Payoff X — Snowball & avalanche plans

> Snowball & avalanche plans (iPhone/iPad app by Nguyen Anh Tu.)

- Source: https://appshunter.io/ios/app/debt-payoff-x/id6762538864 (this page in markdown: same URL + `.md`)
- Developer: [Nguyen Anh Tu](https://appshunter.io/developer/1470180061)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 71 MB
- Languages: English
- Released: 2026-04-24
- Data updated: 2026-07-11
- User reviews in markdown: https://appshunter.io/ios/app/debt-payoff-x/id6762538864/reviews.md

## What is Debt Payoff X?

Debt Payoff X helps you build a real payoff plan for your debt and keep it accurate as life changes.

Add your debts, compare snowball and avalanche with your own numbers, see your projected debt-free date, and log the payments you actually make.

Built for clarity and trust:
- Guided setup that gets you to your first payoff plan fast
- Unlimited debt tracking for credit cards, loans, and other balances
- Living timeline that updates when you edit a debt or log a payment
- Monthly action view so you know what to pay this month
- Local-first experience with no bank linking required
- CSV export plus local backup and restore

We help you plan and track your debt payoff journey. We do not move money or connect to your bank accounts.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Year | $39.99 | per year |



## Version history (last 2 releases)

### 1.0.2 — 2026-05-10

Power Features — forbearance, rate history, new charge, monthly summary, scenario delta

### 1.0.0 — 2026-04-24

No release notes.

## More apps by Nguyen Anh Tu

- [Challenging English Game](https://appshunter.io/ios/app/challenging-english-game/id1475441863)
- [Piano Kids - Animal Sounds](https://appshunter.io/ios/app/piano-kids-animal-sounds/id1479353935)
- [Mods For Minecarft](https://appshunter.io/ios/app/mods-for-minecarft/id1582360192)
- [Mine Community Hub](https://appshunter.io/ios/app/mine-community-hub/id6474686776)
- [Anki Quickly Flashcards](https://appshunter.io/ios/app/anki-quickly-flashcards/id6475395644)
- [AiKi Memory](https://appshunter.io/ios/app/aiki-memory/id6738116456)

All apps by Nguyen Anh Tu: https://appshunter.io/developer/1470180061

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-11.*