# Debt Snowball Calc: Pact — Payoff Planner & Tracker

> Payoff Planner & Tracker (iPhone/iPad app by Pavel Korkodinov.)

- Source: https://appshunter.io/ios/app/debt-snowball-calc-pact/id6764672081 (this page in markdown: same URL + `.md`)
- Developer: [Pavel Korkodinov](https://appshunter.io/developer/1678329945)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 13 MB
- Languages: English, French, German, Italian, Polish, Portuguese, Russian, Spanish, Turkish
- Released: 2026-05-19
- Data updated: 2026-06-25
- User reviews in markdown: https://appshunter.io/ios/app/debt-snowball-calc-pact/id6764672081/reviews.md

## What is Debt Snowball Calc?

Enter your debts and see your payoff date in minutes.

Debt Snowball Calc: Pact helps you compare minimums, debt snowball, avalanche, and balanced payoff routes before you choose a plan. Move the extra-payment slider and see how your payoff date and interest estimate change.

Local-first. No bank sync. No ads. Core planning supports up to 3 debts; Pro adds unlimited debts, all payoff routes, PDF export, snowflake routing, promo-APR alerts, and 6-month-forward calendar.

This is a planning tool, not financial advice.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Payoff Route Monthly | $2.99 | per month |
| Payoff Route Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Payoff Route Lifetime | $49.99 | one-time |



## Version history (last 5 releases)

### 1.0.7 — 2026-06-11

Localized App Store metadata for more markets, RevenueCat entitlement setup, and stability checks for the debt payoff planner.

### 1.0.4 — 2026-06-03

Updated App Store positioning around debt snowball calculation, payoff planning, and debt tracking.

### 1.0.3 — 2026-05-31

Localized onboarding polish, clearer debt payoff setup, and fixes around payoff routes, bill reminders, and plan details.

### 1.0.2 — 2026-05-25

New Debt Snowball packaging, clearer payoff-route choices, payoff-date planning, bill due dates, and route comparison polish.

### 1.0.1 — 2026-05-20

Improved onboarding clarity, expanded international debt types, stronger payoff analytics, and smoother purchase tracking for Pro features.

## More apps by Pavel Korkodinov

- [Celeb AI Character Superchat](https://appshunter.io/ios/app/celeb-ai-character-superchat/id6446597238)
- [Football Card Price Scanner](https://appshunter.io/ios/app/football-card-price-scanner/id6759937423)
- [AI Lecture Recorder: Lecturly](https://appshunter.io/ios/app/ai-lecture-recorder-lecturly/id6762559911)
- [Speak English AI Tutor](https://appshunter.io/ios/app/speak-english-ai-tutor/id6762617738)
- [Bipolar Tracker CBT DBT](https://appshunter.io/ios/app/bipolar-tracker-cbt-dbt/id6763894583)
- [Steady: Job Search Tracker](https://appshunter.io/ios/app/steady-job-search-tracker/id6764437283)

All apps by Pavel Korkodinov: https://appshunter.io/developer/1678329945

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*